Dipo

Clean Slate; aiming for the stars 🌟

[Dipo @Hardeshinaisma1]

Being financially independent enough to pay your own bills is a great privilege.

[Dipo @Hardeshinaisma1]

Abi ko fe ye Manager Emeka 😂😂

[THE KINE 🌕🖤 @asher_kine]

in the last week of august , i tried to pay salaries. 💛

[Dipo @Hardeshinaisma1]

😂😂😂😂

[IB Gèñèräl @IBGeneral001]

I don go where Dey go call me fine boy 😂

[Dipo @Hardeshinaisma1]

That expensive is an understatement. As in, unbelievably expensive.

[Idris Ayinde, FCA, CFA @hedrees_ayinde]

My Naija trip in 10 points.

1. Lots of people rendering unsolicited help and then standing on business for payment as if you had previously negotiated.
2. Almost every service provider or attendant expects you to pay extra even after paying for expensive services.
3. The lack of regards for other road users, seems to have gone extremely out of the roof. Lots of mad people driving or even using the road, as that’s the only explanation to the insanity going on.
4. Things are extremely expensive and I still wonder how people survived. My last trip was in 2023 but things have gone way south!
5. You can’t park anywhere or stay by a roadside for a minute without anyone begging you for money. Heck, I was in a flip flop and a 3/4 short and a shirt at some point with a nylon bag and still got harassed. I thought my dressing was extremely normal enough to avoid it but it wasn’t.
6. There’s a POS merchant 3 out of every 5 consecutive house/shops.
7. There’s a lot of cashless transactions highly facilitated by the fast payment transfer infrastructure by the Fintechs.
8. A lot of individuals use - Opay and SME Business - Moniepoint.
9. The quality of some major road repairs were of extreme quality when compared to experience of the past. Lagos/Ibadan and Lagos/Badagry being two of those.
10. Virtually every household have their own self generating power backup- Solar, Inverter, Sunking etc. Practically, every where I visited!

[Dipo @Hardeshinaisma1]

Abeg na 😂😂

[the K @kayi20311]

Stocks you can sell to go and buy Dangote Refinery IPO

1. Aradel
2. GTCO
3. MTN

T for Thanks 😂🫣

#NGX

[Dipo @Hardeshinaisma1]

@_haliyu Me ke, ma pami now

[Dipo @Hardeshinaisma1]

@_haliyu

[Tope Adu, PMP @ADUOLUWATOPE]

Someone on the timeline yesterday triggered this post. You can actually build wealth in the stock market. You just need to know what, when, where, and how.

I made this MTN investment at ₦250 per share little over a year ago and has delivered an 18.4% dividend yield to date and 225% capital appreciation. I did a valuation play on MTN twice last year and shared both here.

Don’t listen to the naysayers. Deploy your funds like your life depends on it when you spot a valuable company trading at a massive discount. That is what I do!

This company paid an interim dividend of ₦5 and a final dividend of ₦15 for FY 2025. MTN just paid another interim dividend of ₦26, and there is a possibility of another ₦26 final dividend for FY 2026.

The yield on this investment, if you factor in the FY 2026 final payment, will eventually beat the return from most MMFs at my purchase price. This is not even taking into account the 225% capital appreciation.

Some of my followers would remember when I mentioned that some companies’ dividend yields would eventually beat those of MMFs at the prices they were trading at then, if you timed your entry point very well.

MTN was not alone on this table.

Knowing how, when, and where to rotate your funds should be your biggest flex as an investor.

[Ewgi @Ssaasquatch]

At this point, the only valuation I’d take seriously about this Dangote refinery is one from an independent research house with no issuing-house license and absolutely no skin in the game. Naija investment banks seem to be having their SpaceX moment.

[Dipo @Hardeshinaisma1]

Goddamn

[Bremen @Rxbremen]

Last shy person.

Her Dividend received from MTN Nigeria.

11,792,430 naira.

The banks are next come October.

[Tope Adu, PMP @ADUOLUWATOPE]

Someone on the timeline yesterday triggered this post. You can actually build wealth in the stock market. You just need to know what, when, where, and how.

I made this MTN investment at ₦250 per share little over a year ago and has delivered an 18.4% dividend yield to date and 225% capital appreciation. I did a valuation play on MTN twice last year and shared both here.

Don’t listen to the naysayers. Deploy your funds like your life depends on it when you spot a valuable company trading at a massive discount. That is what I do!

This company paid an interim dividend of ₦5 and a final dividend of ₦15 for FY 2025. MTN just paid another interim dividend of ₦26, and there is a possibility of another ₦26 final dividend for FY 2026.

The yield on this investment, if you factor in the FY 2026 final payment, will eventually beat the return from most MMFs at my purchase price. This is not even taking into account the 225% capital appreciation.

Some of my followers would remember when I mentioned that some companies’ dividend yields would eventually beat those of MMFs at the prices they were trading at then, if you timed your entry point very well.

MTN was not alone on this table.

Knowing how, when, and where to rotate your funds should be your biggest flex as an investor.

[Reechmilly @Reechmilly]

a smart nigga don’t joke with his source of income

[Jenn, the car girl🚘✨ @_sheisjennifer]

@OreAkinde I see where you're coming from, but I also see that you're a fool for coming from there.

[Dipo @Hardeshinaisma1]

Do you mind €500k for 2 years 😂

[Diana M @mdiana017]

¿Aceptarías 1 millon de euros por estar un mes sin tener S3XO?

[Dipo @Hardeshinaisma1]

At this point I am forced to ask, is it really that bad bad 😂😂

[AnthonyDzamefe @AnthonyDzamefe]

Don’t women get paid at work ?

[Rufybaba @Rufyb]

I am not discounting your experience or implying that you are lying o, but the market has been significantly more liquid over the past few years.

In fact, "since this year" has been the most liquid the market has been since 2014, when the market reached an all-time high (excluding the inflated outlier years of 2007 and 2008).

Or did you buy Omatek, FTN Cocoa, and Japaul during the strong momentum early in the year, and the "entire market" is getting a bashing for individual-and-specific choices?

These are two separate issues o.

[Ewgi @Ssaasquatch]

Take out $100k and stash it somewhere you have little/no access to and start all over with $10k. Brotherly advice.

[Tuchel @Officially_Kriz]

Gabriel Ogbechie, founder of Rainoil Ltd, on how he sold a container load of corn starch in one day.

Every evening, he goes to play tennis at Lagos Country Club.

So he met Engr. Chike Morah the Planning director of Cadbury Nigeria Plc and made him a proposal.

Which he accepted and got the LPO.

[Caleb @CalebSol]

Me riding to zero instead of panic selling for a loss

[Uchenna. @Favour_Ogazi]

One thing I’m taking seriously these days is building a life that can survive change. Jobs end. People leave. Economies shift. Plans fail. I don’t want one unexpected event to have the power to completely dismantle me.

[Rufybaba @Rufyb]

You may need to fully understand how equity ownership works, its risk and returns. Then, you'd see why it is the one of the greatest wealth creator in the world.

Dividend is an icing, really. Stocks are not fixed-income.

MTNN listed at ₦90 in 2019. It is ₦832 today in 2026. That's 9x in seven (7) years excluding dividends.

In H1 2026, investors who bought/locked in at ₦90 will be getting 29% yield on their invested capital - from interim dividends alone. No fixed-income instrument yield (per annum) comes close today in Nigeria (except for perhaps risky private lending).

If this is not wealth creation, I wonder what is.