M.Jayaharsha

[M.Jayaharsha @harshaworld]

@HDFC_Bank @HDFCBank_Cares @RBI @RBIsays #LoanRecovery #CustomerRights @hydcitypolice

I am facing continuous harassment from your recovery team. I am receiving repeated calls and messages and a recovery agent from 91 8985221349 is using abusive language and threatening to call my family members and friends if I do not.

I should get proper details before anyone arriving my premises. @RBI

Recovery agent from [phone] is threatening to call my family members and relatives regarding loan recovery. Request immediate intervention and investigation. Such practices violate customer privacy and fair recovery guidelines.

@HDFC_Bank @Geetha [phone] (Recovery agent HDFC) continuously threatening in phone calls , Audio attached for your reference pls take action immediately.

[M.Jayaharsha @harshaworld]

@HDFC_Bank @HDFCBank_Cares #RBI #BankingOmbudsman #ConsumerRights #StopHarassment #RecoveryAgent #FairPractices #Banking #ConsumerProtection

@HDFC_Bank Your recovery agents have allegedly used abusive language, threats, and contacted family members, violating RBI recovery norms.

Third-party recovery agents are illegally harassing me with continuous calls and threats. This violates RBI fair practice codes. Solve this immediately or I am approaching the Banking Ombudsman.

your recovery agents are not only harassing me but also my family and friends. This is bringing so much mental stress to me and is completely invasion of my privacy.
@RBI kindly look into it.

@Geetha (8985221349) from hdfc recovery agent calling family members and she speaking vulgare language in calls and she threating to my family.

Loan Account number: 129156034

[M.Jayaharsha @harshaworld]

@RBI @RBIsays @HDFC_Bank @hdfc
Still know recovery manager calling again and again hasasing me

[M.Jayaharsha @harshaworld]

@RBI @RBIsays @HDFC_Bank @hdfc
Subject: Complaint Against Recovery Manager for Harassment of My Family Members
To,
The Grievance Officer,
I am writing to lodge a formal complaint against your recovery manager/recovery agent(HDFC BANK) for harassing my family members in connection with my loan account.Instead of communicating directly with me, the recovery manager has been repeatedly contacting and harassing my family members. This has caused them significant mental stress and inconvenience. I consider this conduct to be inappropriate and unacceptable.
HDFC BANK MANAGER NAME: GITHA
([phone])
the recovery manager(githa) is calling your family members and asking them for other relatives' phone numbers.

The recovery manager again called to me and said, "The bank is not accepting; you need to pay the EMI,"

The bank manager has been threatening me by stating that if I come to Hyderabad, she will have me arrested and produce me before the court. Such threats are intimidating and have caused me significant fear and mental distress. I believe this conduct is inappropriate and unlawful. These repeated threats have made me fear for my safety and well-being.

Despite my regular communication with the bank and my consistent response to their calls on a daily basis, the bank manager and recovery personnel continue to threaten and harass both me and my family members.
My parents are senior citizens with existing health conditions. The repeated threats and harassment have caused them severe mental stress and anxiety, which have adversely affected their health. I respectfully request that all communication regarding my loan be made directly with me and that the harassment of my family members cease immediately.
I request that this matter be investigated and that immediate action be taken to stop any further harassment or intimidation.
I request that you
Immediately instruct your recovery manager to stop contacting or harassing my family members.
Ensure that all future communication regarding my loan is made directly with me through my registered contact details.

Investigate the conduct of the recovery manager and take appropriate disciplinary action.
Provide me with a written response confirming the action taken on this complaint.
If this harassment continues, I will be compelled to escalate the matter to the appropriate regulatory authorities and, if necessary.I request your prompt attention and resolution of this matter.
Sincerely,
Name: jayaharsha.m
Loan Account Number:129156034
Mobile Number:8885556728
Date:16/07/2026

[M.Jayaharsha @harshaworld]

@RBI @RBIsays @HDFCBank_Cares @CarebyHDFC_HL

Subject: Complaint Against Recovery Manager for Harassment of My Family Members
To,
The Grievance Officer,
I am writing to lodge a formal complaint against your recovery manager/recovery agent(HDFC BANK) for harassing my family members in connection with my loan account.Instead of communicating directly with me, the recovery manager has been repeatedly contacting and harassing my family members. This has caused them significant mental stress and inconvenience. I consider this conduct to be inappropriate and unacceptable.
The bank manager has been threatening me by stating that if I come to Hyderabad, she will have me arrested and produce me before the court. Such threats are intimidating and have caused me significant fear and mental distress. I believe this conduct is inappropriate and unlawful. These repeated threats have made me fear for my safety and well-being.

Despite my regular communication with the bank and my consistent response to their calls on a daily basis, the bank manager and recovery personnel continue to threaten and harass both me and my family members.
My parents are senior citizens with existing health conditions. The repeated threats and harassment have caused them severe mental stress and anxiety, which have adversely affected their health. I respectfully request that all communication regarding my loan be made directly with me and that the harassment of my family members cease immediately.
I request that this matter be investigated and that immediate action be taken to stop any further harassment or intimidation.
I request that you
Immediately instruct your recovery manager to stop contacting or harassing my family members.
Ensure that all future communication regarding my loan is made directly with me through my registered contact details.

Investigate the conduct of the recovery manager and take appropriate disciplinary action.
Provide me with a written response confirming the action taken on this complaint.
If this harassment continues, I will be compelled to escalate the matter to the appropriate regulatory authorities and, if necessary.I request your prompt attention and resolution of this matter.
Sincerely,
Name: jayaharsha.m
Loan Account Number: 129156034
Mobile Number: 8885556728
Date:16/07/2026

[M.Jayaharsha @harshaworld]

@CRED
.club.official @[email protected]
@RBIsays
@RBI
@IDFCFIRSTBank
@[email protected] @[email protected] @[email protected]
Subject: Escalation of Complaint: Harassment by Loan Executive
Dear CRED or IDFC, I hope this message finds you well. My name is m jayaharsha, and i have taken loan through CRED (IDFC bank) , holding account number 1029162669. I am writing to formally escalate a serious concern regarding harassment I have been experiencing from one of your loan executives.
On [16-12-2025], I received multiple calls to family members and friends by this numbers and more Numbers ,I have the call recording .
7032469619
8330913106
that I found to be aggressive and intrusive. [speaking unparliamentary, vulgar language].
Despite my attempts to communicate my discomfort, the calls have continued. I had previously reported this matter on previously I already raised compliant on , but unfortunately, the situation has not improved.
I would appreciate it if you could investigate this matter and take appropriate action. I believe that a formal acknowledgment of my complaint and reassurance that these behaviors will be addressed would help restore my confidence in your services.
Please let me know how you plan to proceed, and I would appreciate a response by set a reasonable timeframe, please resovle the issues assoon as possible.
Thank you for your attention to this matter.
Best regards,
M.jayaharsha
8885556728

[M.Jayaharsha @harshaworld]

@CRED.club.official @[email protected]
@RBIsays @IDFCFIRSTBank @[email protected]
@[email protected]
@[email protected]

Subject: Escalation of Complaint: Harassment by Loan Executive

Dear CRED or IDFC,

I hope this message finds you well. My name is m jayaharsha, and i have taken loan through CRED (IDFC bank) , holding account number 1029162669. I am writing to formally escalate a serious concern regarding harassment I have been experiencing from one of your loan executives.

On [16-12-2025], I received multiple calls to family members and friends by this numbers and more
Numbers ,I have the call recording .
7032469619
8330913106

that I found to be aggressive and intrusive. [speaking unparliamentary, vulgar language].
Despite my attempts to communicate my discomfort, the calls have continued. I had previously reported this matter on previously I already raised compliant on , but unfortunately, the situation has not improved.

I would appreciate it if you could investigate this matter and take appropriate action. I believe that a formal acknowledgment of my complaint and reassurance that these behaviors will be addressed would help restore my confidence in your services.

Please let me know how you plan to proceed, and I would appreciate a response by [set a reasonable timeframe, please resovle the issues assoon as possible.

Thank you for your attention to this matter.

Best regards,

M.jayaharsha
8885556728

[M.Jayaharsha @harshaworld]

@Bajaj_Finserv
@[email protected]
@[email protected]

Urgent: Incorrect Loan Details and CIBIL Report Received

Dear Bajaj Finserv Customer Service Team,*

I hope this message finds you well. I am writing to bring to your attention a privacy concern I have regarding an email I received yesterday.

On 19-11-2025, I received an email containing loan details and a CIBIL report that appears to belong to another individual. The details included in the email are as follows:
- [Briefly mention the details, but do not include sensitive personal information].

I believe this might be a case of mistaken identity, and I am concerned about the privacy implications for the individual in question, as well as my own. I kindly urge you to investigate this matter promptly to ensure that no further issues arise.

Please advise on the next steps I should take regarding this information, and let me know how you plan to rectify this situation. I appreciate your prompt attention to this matter.

Thank you for your assistance.

*Best regards,*

jayaharsha
8885556728

[M.Jayaharsha @harshaworld]

@IDFCFIRSTBank @RBI @RBIsays
Your recovery agents are mentally harassing me, showing up at my home unannounced, making threats. This is taking a serious toll on my mental health. This is Agent number
7032163694
8885991811
7386305492
9440244730
I request immediate action before this goes any further. #harassment RECOVERY AGENT IS REPEATEDLY THREATING TO VISIT HOME FOR LOAN RECOVERY.I'VE CLEARLY REQUESTED SOME TIME DUE TO FINNACIAL ISSUES. I have received this msg from a recovery agent Life threating messages & calls from this so called loan recovery agent who is not only harassing me & my family but also threatening me of my life. Please help. Please check the attached screenshot and stop this nonsense immediately. Loan Account No-1029162669 harassment, loan disclosure & home visit threats & illegal recovery tactics from Bank recovery agents for Despite RBI guidelines.

[M.Jayaharsha @harshaworld]

@CRED_club @RBI @RBIsays

Your recovery agents are mentally harassing me, showing up at my home unannounced, making threats. This is taking a serious toll on my mental health. This is Agent number 7032163694/8885991811 I request immediate action before this goes any further. #harassment

RECOVERY AGENT IS REPEATEDLY THREATING TO VISIT HOME FOR LOAN RECOVERY.I'VE CLEARLY REQUESTED SOME TIME DUE TO FINNACIAL ISSUES.

I have received this msg from a recovery agent

Life threating messages & calls from this so called loan recovery agent who is not only harassing me & my family but also threatening me of my life. Please help.

Please check the attached screenshot and stop this nonsense immediately.

Loan Account No-1029162669 harassment, loan disclosure & home visit threats & illegal recovery tactics from Bank recovery agents for Despite RBI guidelines.

[M.Jayaharsha @harshaworld]

@HDFCBank_Cares Based on the solution,i will delete the post

[M.Jayaharsha @harshaworld]

@HDFC_Bank @HDFCBank_Cares @RBI @RBIsays

On [Aug 7th 2025], your recovery agents visited my home without any prior intimation or appointment, and additionally, they contacted my parents, which is a clear violation of my privacy rights and the RBI’s recovery guidelines. I was not notified in advance, and no official identification was provided during the visit.

This behavior amounts to harassment and has caused emotional distress to my family members. I request that,

All future communication regarding this loan be made directly with me only, not with my family members or third parties.

HDFC take appropriate action against the concerned agents for violating RBI and HDFC Bank's guidelines.

I be informed about the outcome of this complaint within the prescribed time period.

Phone numbers:
8666920122
8666920208
8666920221
8666920211
8666920197

Loan Account No:129156034
Credit card No:5522 **** 0805