Top Tweets for #KBACEOChat

1 day ago

#KBACEOChat | Rebecca Mbithi, MD of Ecobank Kenya Limited, explains how businesses can manage cash flow gaps and loan repayments: — Businesses should structure loan repayment schedules around their cash flow cycles to avoid liquidity pressures during periods of reduced income. — Schools, for instance, can structure loan repayments around January, April and September, when school fees are collected, rather than during periods with limited collections. — Different businesses have different income cycles, requiring financing arrangements tailored to when customers pay and cash becomes available. — Banks can restructure repayment schedules where cash flow patterns differ from initial projections, helping businesses manage temporary funding gaps without disrupting operations.

MwangoCapital's tweet photo. #KBACEOChat | Rebecca Mbithi, MD of Ecobank Kenya Limited,
explains how businesses can manage cash flow gaps and loan repayments:

— Businesses should structure loan repayment schedules around their cash flow cycles to avoid liquidity pressures during periods of reduced income.

— Schools, for instance, can structure loan repayments around January, April and September, when school fees are collected, rather than during periods with limited collections.

— Different businesses have different income cycles, requiring financing arrangements tailored to when customers pay and cash becomes available.

— Banks can restructure repayment schedules where cash flow patterns differ from initial projections, helping businesses manage temporary funding gaps without disrupting operations.

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1 day ago

@EcobankKenya @KenyaBankers When starting a business, it's important to understand the competitive landscape and identify what sets your product or service apart. Your unique value proposition is what gives you an edge in the market. #KBACEOChat

ntvkenya's tweet photo. @EcobankKenya @KenyaBankers When starting a business, it's important to understand the competitive landscape and identify what sets your product or service apart. Your unique value proposition is what gives you an edge in the market.
#KBACEOChat https://t.co/pcJdbJO2Uo

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1 day ago

"Today, over 70% of youth are looking to set up businesses rather than being employed..." ~ Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers

TheAbojani's tweet photo. "Today, over 70% of youth are looking to set up businesses rather than being employed..."

~ Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat
@EcobankKenya
@KenyaBankers https://t.co/VYbPDZT43u

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1 day ago

"The break even point for businesses is very different for everyone. Other sectors like real estate have longer break even periods like 10 years....Digital and tech could excite you with shorter break even times..." ~Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers

TheAbojani's tweet photo. "The break even point for businesses is very different for everyone. Other sectors like real estate have longer break even periods like 10 years....Digital and tech could excite you with shorter break even times..."

~Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers

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1 day ago

#KBACEOChat | Rebecca Mbithi, MD of Ecobank Kenya, Limited explains when businesses should seek financing: — Financing needs vary by business stage, with startups requiring different forms of capital from established businesses. — Early-stage businesses should prioritise equity and patient capital to develop and validate their business models without immediate debt repayment obligations. — Bank financing is most suitable during expansion, when businesses have demonstrated consistent demand and stable cash flows. — Businesses scaling from 5–10 orders to 100 orders can access bank financing to increase production capacity and meet growing customer demand. — Businesses should borrow based on their repayment capacity, as premature debt financing can place unnecessary financial pressure on entrepreneurs. — Established businesses can also access working capital financing to support daily operations and meet customer demand.

MwangoCapital's tweet photo. #KBACEOChat | Rebecca Mbithi, MD of Ecobank Kenya, Limited
explains when businesses should seek financing:

— Financing needs vary by business stage, with startups requiring different forms of capital from established businesses.

— Early-stage businesses should prioritise equity and patient capital to develop and validate their business models without immediate debt repayment obligations.

— Bank financing is most suitable during expansion, when businesses have demonstrated consistent demand and stable cash flows.

— Businesses scaling from 5–10 orders to 100 orders can access bank financing to increase production capacity and meet growing customer demand.

— Businesses should borrow based on their repayment capacity, as premature debt financing can place unnecessary financial pressure on entrepreneurs.

— Established businesses can also access working capital financing to support daily operations and meet customer demand.

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Kenya Bankers Association (KBA)

1 day ago

"Banks are like a repository if information for business owners. Thus, there should be no barrier to accessing insights and advise from your banker...." ~Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers

TheAbojani's tweet photo. "Banks are like a repository if information for business owners. Thus, there should be no barrier to accessing insights and advise from your banker...."

~Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers https://t.co/me3ZlFhtvA

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@KenyaBankers

1 day ago

Rebeca Mbithi: You can get support from a bank in various ways if you are a start-up. You can visit your bank and speak to your banker, who can advise you on how to structure your business to access financing. Join the conversation live here: https://t.co/85wYyBNubY #KBACEOChat

KenyaBankers's tweet photo. Rebeca Mbithi: You can get support from a bank in various ways if you are a start-up. You can visit your bank and speak to your banker, who can advise you on how to structure your business to access financing.

Join the conversation live here: https://t.co/85wYyBNubY

#KBACEOChat https://t.co/ZnvrJJfq8l

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1 day ago

#KBACEOChat | Rebecca Mbithi, MD of Ecobank Kenya Limited, explains how banks support businesses beyond providing financing: — Access to information: Banks provide business advice, helping entrepreneurs assess their ideas, identify weaknesses and develop viable business models. — Access to markets: Banks operating across different markets can help businesses identify opportunities and connect with potential customers in new locations. — Networking and market insights: Banks organise business forums, webinars and networking sessions where entrepreneurs can access market information and connect with other businesses.

MwangoCapital's tweet photo. #KBACEOChat | Rebecca Mbithi, MD of Ecobank Kenya Limited, explains how banks support businesses beyond providing financing:

— Access to information: Banks provide business advice, helping entrepreneurs assess their ideas, identify weaknesses and develop viable business models.

— Access to markets: Banks operating across different markets can help businesses identify opportunities and connect with potential customers in new locations.

— Networking and market insights: Banks organise business forums, webinars and networking sessions where entrepreneurs can access market information and connect with other businesses.

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Kenya Bankers Association (KBA)

1 day ago

@EcobankKenya @KenyaBankers When is the right time to seek financing for your business? When you're ready to scale up, expand operations and take advantage of new growth opportunities. #KBACEOChat

ntvkenya's tweet photo. @EcobankKenya @KenyaBankers When is the right time to seek financing for your business? When you're ready to scale up, expand operations and take advantage of new growth opportunities.
#KBACEOChat https://t.co/gSLeXQC8J3

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@KenyaBankers

1 day ago

Rebeca Mbithi: Banks work with bankable businesses. A bankable business is one that has cash flows, is well structured and is able to meet its obligations, including repaying its loans. Have any questions? Join the conversation live here: https://t.co/85wYyBMWmq #KBACEOChat

KenyaBankers's tweet photo. Rebeca Mbithi: Banks work with bankable businesses. A bankable business is one that has cash flows, is well structured and is able to meet its obligations, including repaying its loans.

Have any questions? Join the conversation live here: https://t.co/85wYyBMWmq

#KBACEOChat https://t.co/rjrcACzsEz

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1 day ago

#KBACEOChat | Rebecca Mbithi, MD of Ecobank Kenya Limited, explains how content creators and startups can demonstrate bankability: — The creative sector contributes about 5% of GDP, but irregular income makes lending assessments difficult. Banks can review average earnings over 6–12 months to determine repayment capacity. — Content creators should maintain financial records to demonstrate earnings and qualify for financing for equipment, expansion and new projects. — Startups must demonstrate customer demand, with banks assessing sales, production costs, selling prices and profit margins. — Profitability must support debt repayments. A product bought for KES 100,000 and sold for KES 200,000 must leave enough cash after expenses to service debt. — Profitability does not guarantee sufficient cash flow. Delayed customer payments can affect a business's ability to meet loan repayments.

MwangoCapital's tweet photo. #KBACEOChat | Rebecca Mbithi, MD of Ecobank Kenya Limited, explains how content creators and startups can demonstrate bankability:

— The creative sector contributes about 5% of GDP, but irregular income makes lending assessments difficult. Banks can review average earnings over 6–12 months to determine repayment capacity.

— Content creators should maintain financial records to demonstrate earnings and qualify for financing for equipment, expansion and new projects.

— Startups must demonstrate customer demand, with banks assessing sales, production costs, selling prices and profit margins.

— Profitability must support debt repayments. A product bought for KES 100,000 and sold for KES 200,000 must leave enough cash after expenses to service debt.

— Profitability does not guarantee sufficient cash flow. Delayed customer payments can affect a business's ability to meet loan repayments.

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1 day ago

@EcobankKenya @KenyaBankers Why do some business ideas struggle to secure funding? Key challenges include venturing into high-risk or struggling sectors, failing to demonstrate market demand for your product or service, and poor financial record-keeping. #KBACEOChat

ntvkenya's tweet photo. @EcobankKenya @KenyaBankers Why do some business ideas struggle to secure funding? Key challenges include venturing into high-risk or struggling sectors, failing to demonstrate market demand for your product or service, and poor financial record-keeping.
#KBACEOChat https://t.co/h4YSjFzAbT

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1 day ago

"Lack of proper records can also make your business hard to finance...." ~Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers

TheAbojani's tweet photo. "Lack of proper records can also make your business hard to finance...."

~Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers https://t.co/TJJQpRYgJq

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1 day ago

"Equity financing is patient capital. The bank will advise you to get an equity partner especially for capital intensive business ideas..." ~ Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers

TheAbojani's tweet photo. "Equity financing is patient capital. The bank will advise you to get an equity partner especially for capital intensive business ideas..."

~ Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers https://t.co/OgPuAZOx6Z

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1 day ago

"You could have a good idea, but you are in a sector that is having challenges, and this makes your business difficult to finance..." ~ Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers

TheAbojani's tweet photo. "You could have a good idea, but you are in a sector that is having challenges, and this makes your business difficult to finance..."

~ Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers https://t.co/u09slSR22a

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1 day ago

"An idea is good. But an idea that is also executed and bringing in money is even better and makes you bankable as a business person..." ~Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers

TheAbojani's tweet photo. "An idea is good. But an idea that is also executed and bringing in money is even better and makes you bankable as a business person..."

~Rebecca Mbithi, MD, Ecobank Kenya Limited #KBACEOChat @EcobankKenya @KenyaBankers https://t.co/W0qaDU67ai

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1 day ago

#KBACEOChat Rebecca Mbithi, MD, Ecobank Kenya Limited expounds on where entrepreneurs should look for business opportunities: — Tourism, construction and agriculture are performing well, creating opportunities for businesses supplying goods and services to these sectors. — Convenience is driving new business models. Entrepreneurs can use digital solutions to address everyday customer challenges. — The creative economy is contributing increasingly to GDP, while technology and digital services offer significant opportunities, particularly for young entrepreneurs. — Modern agriculture offers opportunities in hydroponics, greenhouse farming, spices, fruits and speciality vegetables. — Healthcare presents opportunities in telemedicine, home delivery of medication and other technology-enabled services. The opportunity is not always in creating a new industry, but in finding better ways to serve existing markets.

MwangoCapital's tweet photo. #KBACEOChat Rebecca Mbithi, MD, Ecobank Kenya Limited expounds
on where entrepreneurs should look for business opportunities:

— Tourism, construction and agriculture are performing well, creating opportunities for businesses supplying goods and services to these sectors.

— Convenience is driving new business models. Entrepreneurs can use digital solutions to address everyday customer challenges.

— The creative economy is contributing increasingly to GDP, while technology and digital services offer significant opportunities, particularly for young entrepreneurs.

— Modern agriculture offers opportunities in hydroponics, greenhouse farming, spices, fruits and speciality vegetables.

— Healthcare presents opportunities in telemedicine, home delivery of medication and other technology-enabled services.

The opportunity is not always in creating a new industry, but in finding better ways to serve existing markets.

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1 day ago

@EcobankKenya @KenyaBankers Banks are evolving their financial products to better support young entrepreneurs. @EcobankKenya now offer contract financing to help businesses access the funding they need to execute opportunities and grow. #KBACEOChat

ntvkenya's tweet photo. @EcobankKenya @KenyaBankers Banks are evolving their financial products to better support young entrepreneurs. @EcobankKenya now offer contract financing to help businesses access the funding they need to execute opportunities and grow.

#KBACEOChat https://t.co/NFTSbVYoPI

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