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Assess your risk appetite and let our Multi-Funds Structure help you align them to shape your future better.
Visit https://t.co/bNzk825n10 to learn more
#accesspensions #futureshaping #pensions #multifundstructure

No. The investment decisions are made by the PFA, however, thanks to the multi-fund structure under the contributory pension scheme, you can control how your pension savings are invested based on your needs and risk tolerance.
#investment #multifundstructure

Moving your funds on the multi-fund structure is seamless and easier than you think.
Trust us to get the job done.
#MultiFundStructure
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You get to choose your preferred FUND TYPE with Multi-Fund structure...
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The multi-fund structure is a framework to replace the past “one size fits all” structure that put all active contributors into one retirement fund.
For more, visit https://t.co/GSNfy0Tq8w or email [email protected]
#multifundstructure #sigmapensions #workingforyou
With the Multifund Structure, Pension fund administration has been made vibrant and diverse.
Enjoy the freedom to choose between any of the funds to match your age to your risk profile and also determine what investments your money will be used for.
#MultiFundStructure

With the Multifund Structure, Pension fund administration has been made vibrant and diverse.
Enjoy the freedom to choose between any of the funds to match your age to your risk profile and also determine what investments your money will be used for.
#MultiFundStructure

Are you 40 years old and below?
Then you should consider transferring your Retirement Saving Account from Fund II to Fund I to stand a chance of improved returns on your pension contributions.
Visit https://t.co/GSNfy0Tq8w today to get started.
#MultiFundStructure

Your retirement is not a one stop shop anymore.
With the Multifund Structure, you have the freedom to chose how your funds are invested based on your risk appetite.
Want to move to another fund, reach out to us.
#MultiFundStructure #SigmaPensions #WorkingForYou

Got questions? Moronke is here to take them. Tweet at us. You can also learn more about the Multi-Fund Structure at https://t.co/Uo4qa3UfPi
#EngageWithARMPensions #MultiFundStructure
To recap, with the Multi-Fund Structure, you now have more control over how your pension is invested based on your age and risk tolerance.
#EngageWithARMPensions #MultiFundStructure
Contributors 49 years & below are automatically placed in Fund II. Contributors 50 years & above are placed in Fund III. They can request to switch funds within a PFA once in 12 months without a fee.
#EngageWithARMPensions #MultiFundStructure
Exposure to risk has been designed such that Fund I has the highest exposure, followed by Fund II, III and IV. This aligns the risk and uncertainty of contributors in line with their age.
#EngageWithARMPensions #MultiFundStructure
People approaching retirement are advised to curtail their risk appetite and reduce their exposure to uncertainty, as they would start drawing from their pensions within a short period.
#EngageWithARMPensions #MultiFundStructure
Younger people are typically known to have a higher “Risk Tolerance”, i.e. they are more open to taking risks as it is assumed that they have more time to recover from loses (if any).
#EngageWithARMPensions #MultiFundStructure
So, you are wondering; what is my risk profile? Why is my age so important? Your risk profile talks about how much risk or uncertainty you are willing to deal with when it comes to investing money.
#EngageWithARMPensions #MultiFundStructure
The Fund Types are:
Fund I –Optional, available on formal request only.
Fund II –Default for contributors aged 49 and below.
Fund III – Default for contributors aged 50 and above.
Fund IV –Retiree Fund.
#EngageWithARMPensions #MultiFundStructure
There are four fund types in all; 3 active funds and 1 Retiree fund. The Multi-Fund structure aligns your age and risk profile to the fund type most appropriate for you.
#EngageWithARMPensions #MultiFundStructure
Consequently, there will be a better chance for your pension assets to meet your expectations when you retire.
#EngageWithARMPensions #MultiFundStructure
The Multi-Fund Structure essentially aligns your risk appetite with your investment horizon at each stage of your life cycle.
#EngageWithARMPensions #MultiFundStructure
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