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In 2019 my health insurance was $210 a month. Never filed a single claim. Today it’s $480 a month. Still haven’t filed a claim. Because the deductible is $6,500. I pay $5,760 a year before they cover anything serious. So I don’t go. I ignore the thing on my shoulder that’s probably nothing. I Google symptoms at 2am instead of calling a doctor. I pray nothing happens. Because the insurance I pay for every single month is the thing standing between me and care I can actually afford. That’s not insurance. That’s a very expensive maybe.