Top Tweets for #homeFirst
๐ #HOMEFIRST Q1 FY27 Call
๐ฆ AUM โน16,938 Cr ยท +26% YoY
๐ FY27 AUM growth 25%
๐ฐ PAT โน160 Cr ยท +35%
๐ ROA 4.2% ยท ROE 14.5%
๐ก๏ธ GS3 1.8% ยท CAR 42.6%
๐ฎ Whatโs next
๐ฌ UP / TN / AP / Telangana push
๐ค AI Cue platform
๐ค Co-lending scale
๐ฑ Green homes 550+
#HOMEFIRST #AffordableHousing #NBFC #StockMarket
No politician can be the foundation you need. They're humanโflawed, finite, distracted. The stability you're searching for was never theirs to give. Look closer to home. #homefirst #selfreliance
AI STOCKS INDIA STOCK MARKET
10 DMA
#WELSPUNLIV #MILKYMIST #CLEANMAX #RBLBANK #HBLENGINE #HOMEFIRST #SUNDARMFIN #ADANIENT #WOCKPHARMA #PWL
#PGHH #BRITANNIA #ETERNAL #INDGN #VINATIORGA #AUBANK #SBIFUNDS #TCS #OFSS #IGIL #SHRIRAMFIN
#StockMarketIndia #StocksToWatch
#homefirst cmp 1229
#homefirst Bought @ 1201 , SL , 1170
Good Fundas .
#homefirst is setting up nicely.
8 . Home First Finance Company India Ltd ๐
#homefirst
๐Change In DIIs Holding ~2.31 %
โ Mar 2026~ 27.52% ๐ฅ
โ Jun 2026 ~29.83%
๐ Earnings Deep Dive,
Home First Finance
#Q1FY27 #Nifty #HOMEFIRST
Home First Finance Posts Strong Q1 Growth, Driven by Housing Loans and Digital Strategy ๐ก๐
A deep dive into their Q1 FY27 Concall โฌ๏ธ
Home First Finance reported a robust Q1 FY27, marked by significant growth in AUM and profitability.
The companyโs Asset Under Management expanded by 25.7% year-on-year to โน 16,938 crore, primarily fueled by a strong focus on home loans.
Net Profit After Tax saw a 34.5% YoY increase to โน 160 crore, with Net Interest Income growing 38.2%.
The management highlighted stable asset quality and an improved BT-out rate as key operational achievements, reinforcing its focus on granular housing finance.
The quarter also underscored the company's strategic investments in technology, AI, and branch network expansion, aiming for long-term operational efficiency and enhanced customer experience.
A CFO transition was also announced for August 2026.
๐น Outlook & Guidance ๐ฏ๐ก
- Management targets maintaining a spread of 5% to 5.25% through dynamic repricing of its floating rate book.
- Operating cost to assets is expected to remain range-bound at 2.6-2.7%, with a projected 5-10 bps annual reduction.
- The BT-out rate, while exceptionally low this quarter, is expected to normalize to around 5-6% going forward.
- Uttar Pradesh, Tamil Nadu, Andhra Pradesh, and Telangana are identified as key states for medium-term growth.
- A CFO transition is planned, with the current CFO stepping down on August 31, 2026.
๐น Q1 Performance Highlights ๐๐ฐ
- AUM grew 25.7% YoY to โน 16,938 crore, with disbursements up 31% YoY to โน 1,628 crore, primarily from home loans.
- PAT increased 34.5% YoY to โน 160 crore, supported by 38.2% YoY growth in Net Interest Income.
- Return on Assets (RoA) improved to 4.2% and Return on Equity (RoE) to 14.5% sequentially.
- Net Interest Margin (NIM) expanded to 6.0%, benefiting from a stable cost of borrowing at 7.8%.
- Asset quality remained stable with Gross Stage 3 at 1.8% and credit cost at a contained 40 bps.
- The BT-out rate reached a multi-quarter low of 4.5% due to proactive internal retention strategies.
- Rising home loan ticket sizes indicate increasing customer incomes and aspirations within the existing segment.
๐น Management Tone & Strategy ๐งญ๐ก๏ธ
- The company emphasized its commitment to spread maintenance and dynamic repricing in a floating rate environment.
- Continued investment in growth is evident through adding 4 new branches and 133 net employees.
- Technology and AI (e.g., 'Cue' platform) are being deployed to enhance customer experience, improve productivity, and drive cost efficiencies.
- Data-driven collections and AI interventions are crucial for managing delinquencies and reducing RM workload.
- Strategy focuses on improving borrower bureau scores and moving up the credit curve without sacrificing yields.
- Co-lending faced Q1 process adjustments but remains a strategic pillar for capital-efficient growth.
๐ฅโ ๏ธ Fothergill Ward to Close as NHS Care Shifts in Newham
๐ Read the full story: https://t.co/XRsHIZzSbz
๐๏ธ East London Times โ Bringing You the Stories That Matter.
#EastLondonTimes #Newham #EastHam #FothergillWard #NHS #NHSNews #Healthcare #CommunityCare #HomeFirst
#homefirst Bought @ 1201 , SL , 1170
Good Fundas .
HomeFirst Finance Q1FY27 Result & Concall Analysis
->Why HFC aren't looking that great
->Slowdown in growth across all players?
->Can Valuations rerate going ahead?
#homefirst #indiashelter
#HomeFirst
Thoda slow hai, but taking support from the support zone!!!
Updated Chart Attached!!!
#HOMEFIRST
Price & RSI both at support, if this support held then price may do good in coming sessions!!!
#HOMEFIRST
PRICE & RSI sustaining above the breakout zone, can do good in coming days & Weeks!!
#intraday Today if someone traded on all stocks end up with loss of Rs -4306.90. SR @ 33.3%. Lowest in this month. one thing you notice, #HOMEFIRST if you make right exit made profit. #UPL closed flat. Even bad day you make best! Practice #intradayframework
#intraday Students taking to AI course like college or corp training. Our objective whn taking online course with us clarify your questions or hardship. so use tool & during Q&A post all questions. At end it is not degree its your ability to beat market. #Homefirst
#intraday just picked 2 of those as per the buy or sell confirmed AI look. Anyone see better stocks post in the comment. Lets make good community for intraday? #UPL & #HOMEFIRST
#intraday 7 stocks are in the confirmed radar of Power Bull. Are you betting one of those? Last day castrol didnt pick up. But today magic always happen. Take one stock on buy & sell. Try your luck today! You will win! #dixon #homefirst #whirlpool Read disclaimer.
Home First Finance Company India Q1FY27
#Q1Results #Q1FY27 #Nifty #Homefirst
โค AUM โน16,937.9 Cr (+25.7% YoY & +6.7% QoQ)
โค Disbursements โน1,628.4 Cr (+31.0% YoY & +3.6% QoQ
โค Total Income โน539.84 Cr (+18.6% YoY & +7.0% QoQ)
โค Net Interest Income (NII) โน231.54 Cr (+38.2% YoY & +6.4% QoQ)
โค Net Total Income โน332.13 Cr (+29.9% YoY & +7.1% QoQ)
โค PPOP โน223.53 Cr (+32.9% YoY & +6.0% QoQ)
โค PBT โน207.63 Cr (+32.7% YoY & +6.4% QoQ)
โค PAT โน159.85 Cr (+34.5% YoY & +7.0% QoQ)
โค ROA 4.2% (+50 bps YoY & +10 bps QoQ)
โค ROE 14.5% (+40 bps YoY & +50 bps QoQ)
โค GNPA 1.8% vs 1.8% YoY & 1.8% QoQ
โค NNPA 1.4% vs 1.4% YoY & 1.4% QoQ
โค DPD 30+ / POS 3.2%, improved by 30 bps YoY, stable sequentially
โค Management Commentary
โ Management highlighted a strong start to FY27, supported by resilient demand, improving liquidity and a favorable environment for affordable housing finance
โ AUM grew 25.7% YoY to โน16,938 crore, while record disbursements of โน1,628 crore reflected broad-based growth across geographies and distribution channels
โ PAT increased 34.5% YoY to โน160 crore, with Net Total Income up 29.9% YoY, driven by healthy business growth, operating leverage and stable asset quality
โ Profitability remained healthy with ROA at 4.2% and ROE at 14.5%, while disciplined pricing and prudent liability management kept spreads resilient
โ Company expanded its distribution network by adding 4 branches, taking the total to 175 branches and 373 touchpoints, while strengthening customer-facing teams with 133 new employees
โ Asset quality remained stable despite rapid growth, with Gross Stage 3 at 1.8%, 30+ DPD at 3.2%, and credit cost contained at 40 bps, supported by disciplined underwriting and strong collections
โ Sustainability initiatives continued with 100 additional Green Homes certified, taking the cumulative total to 550 homes
โ Management remains optimistic about long-term affordable housing demand and is confident of delivering ~25% AUM growth while maintaining profitability, portfolio quality and operational efficiency
Home First Finance Company India Limited Q1FY27 Results:-
#Q1Results #Q1FY27 #Stockmarket #Nifty #Homefirst
AUM โน16,938 Cr (+25.7% YoY & +6.7% QoQ)
Disbursement โน1,628 Cr (+31.0% YoY & +3.6% QoQ)
Total Income โน539.84 Cr (+18.6% YoY & +7.0% QoQ)
Net Interest Income (NII) โน231.54 Cr (+38.2% YoY & +6.4% QoQ)
Net Total Income โน332.13 Cr (+29.9% YoY & +7.1% QoQ)
PPOP โน223.53 Cr (+32.9% YoY & +6.0% QoQ)
PBT โน207.63 Cr (+32.7% YoY & +6.4% QoQ)
PAT โน159.85 Cr (+34.5% YoY & +7.0% QoQ)
GNPA 1.8% vs 1.8% YoY & 1.8% QoQ
NNPA 1.4% vs 1.4% YoY & 1.4% QoQ
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