Excited to share that @circle Ventures has invested in @theflutterwave. Together, we’re bringing USDC settlement into the payment flows businesses already use, making it easier to move money across borders at internet speed. This is another step toward connecting Africa to the global economy. Grateful to everyone building with us. 🌍🚀
🇳🇬 Today, @theflutterwave announces a Nigerian banking license. It is a defining step in our 10-year journey to build the financial infrastructure powering Africa’s future.
A decade ago, we started with a simple belief: better infrastructure changes everything. Payments failed too often, settlement was slow, and expanding meant rebuilding from scratch. So we focused on connecting what was fragmented.
With the acquisition of @mono_hq earlier this year, we deepened that connectivity. Now we are going further by building a unified platform where businesses can open accounts, accept and send payments, manage payouts, run payroll, and operate across currencies in one place, with access to lending and working capital powered by real transaction data.
Businesses can now run their entire financial operations seamlessly, while developers can build new financial products directly on our infrastructure at scale.
We can now build, innovate and solve customer problems faster than before because we now control the value chain of payments in Nigeria. Our destiny is now in our hands.
We are reimagining banking for Africa’s future. Faster. Smarter. Built for scale. 🚀🦋
Learn more: https://t.co/ryl36nI0ei
https://t.co/KyXzxQSdN8
The safest way to travel is by plane. Do you know why?
Because they crash.
A few months ago, I learned a concept called Black Box Thinking which is a system that defines how entire industries respond to failure.
In aviation, when a plane crashes, they don't just look for who to blame.
They find a device called a Black Box, retrieve the data, and then ask what went wrong with the system.
And there is a reason for this.
To explain this, there is a famous story of a crash involving an Asian airline years ago.
When investigators listened to the recording from the black box, they found the engine didn't just fail on its own, the junior pilot actually noticed a mistake.
But because of a cultural hierarchy in Asia that demanded absolute respect for elders, he didn't question his senior pilot.
Instead, he hinted and spoke softly and the plane crashed.
That tragedy changed aviation safety forever.
It moved the focus from "Who made the mistake?" to "Why did the system allow this mistake?"
As we stand on the 29th of December, looking back at 2025, I want you to adopt this strategy of Black Box Thinking.
Most of us look at our failures this year and feel shame.
We hide the crash, and blame the economy, government, or something that does not exist.
But Black Box thinking demands a harder question: "How did I contribute to this problem?"
Did I stay silent when I should have spoken up?
Did I rely on motivation instead of a system?
Did I ignore the data because of my ego?
Don't bury your failures of 2025.
Open the box and analyze it.
Because that is the only way to fly safer in 2026.
Christians call it grace, Muslims call it Rahma. Others call it the universe aligning. Others call it luck. And others call it whatever they call it. All I know is, beyond strategies and design, you need forces beyond your control to attain certain levels of success…
Baba Elepo the Rock of Gibraltar
When it was time for my father and his wife, Mama Tunji, to leave for home , I watched as Baba Elepo searched for his orthopedic walking stick. He found it beside his chair and, with visible effort, pulled himself upright. His eyes met mine, and he smiled, extending his arms. I understood immediately, he wanted me to pull him ,I grasped his hands, helping him to his feet. He didn’t let go. Instead, his fingers tightened around mine , a silent request for me to walk him to the car.
As we moved slowly, his weight leaning on my shoulder and his other hand gripping the walking stick, I couldn’t help but marvel at the moment. This was Baba Elepo, my father, the athlete, the footballer who his teammates called the Rock of Gibraltar , the man whose reputation on the field was simple: “If you miss the ball, don’t miss the leg.” . I still remember the afternoon I crossed a line (I’ve long forgotten what I did). After my punishment, he decided to finish the lesson with a few boxing jabs. When I instinctively blocked his blows, he paused, eyebrows raised, “ oh so on block mi ? Meaning “Oh, so you are blocking me?” he asked, surprised. I quickly dropped my guard and took the rest of my punishment.
This was the same man who taught me to change a car tire. When his car had a flat, he handed me the spanner and told me to remove the nuts. I strained with all my strength, but they wouldn’t budge. Without a word, he took the spanner and turned each nut effortlessly. After changing the tire, he asked me to tighten them. I did, confident I’d secured them well. He checked, then tightened them further, each one moving under his grip as if I’d barely touched them. This was the father who once carried my younger sister and me on his shoulders, as if we weighed nothing.
Now, here we were.
The walk to the car was slow. He paused occasionally, looking at me with that gentle smile. I wondered what memories filled his mind, but his joy was unmistakable. This moment was everything life is about, the passing of time, the shifting of roles, and the quiet grace of acceptance.
I thought of my own life. I still train and fight Judo almost every Saturday. I’ve won gold medals and a silver at an international event in the U.S. three years ago. As a third-dan black belt, my children, including my late son Adams fight Judo. I’ve fought them all and I’ve beaten them all. But lately, a question lingers . Did I really beat them, or did they let me win? After all, I still pay their school fees.😂🤣
The Yoruba say, “Makan makan loye nkan” gradually, it becomes your turn. My generation is feeling it now. Stairs that once seemed effortless now slow us down. Jogging has become jeje walking. My friend Olumide, who once drove at reckless speeds, now moves carefully, earning the title “Baba”from those around him. Knees buckle, reading glasses become necessary, and doctors warn us away from foods we once loved. Our parents, who once seemed invincible, have shown us their humanity. Now, it’s our turn to care for them. This is the beauty of life makan makan loye nkan.
Don't let finance influencers bamboozle and pigeon-hole you into a world where you're only saving saving saving.
Find a good balance and lean more towards living a good life; travel, explore, try out new experiences, spend money to buy comfort & stuff that make you happy, etc
That’s the thing with privilege. Other people will find that thing you consider a leveler a privilege.
We all have one privilege or the other. Leverage on it and milk it dry.
Everybody talks about the importance of networking. Many opportunities in life come through networking with others but it doesn’t come naturally to some people. Some people are introverts. How do they overcome their introversion and still network effectively? Thread…
In 2007, I resigned from a good tech job with a modest bonus and a burning dream. I didn’t know I was walking straight into hunger, rejection, and borrowed tomorrows Here’s the real story of how
@seamfixltd
began and how pure honey kept my dream alive.
I think it was Doupleeph who once said he doesn't believe we were meant to be this exposed to other people's thoughts the way social media has made possible.
I agree, and I also want to add that I don't think we're meant to have so many opinions about other people’s actions when they have no real impact on our lives.