There's nothing like the excitement of getting the keys to your new home! You're ready to start decorating and making it your own, but first you have to move in. Follow these tips to make your moving day run more smoothly:
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Buying a new home is likely the biggest purchase of your lifetime. Eave wants to make sure you're happy with that purchase, so we have compiled some of the common regrets of homebuyers and how to avoid the same missteps.
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Getting a pre-approval is an important step in the mortgage process. It shows a seller that you’re a solid buyer who’s likely to secure financing on the home. Unfortunately, pre-approval doesn’t guarantee you a mortgage. Here's what you need to know:
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According to the latest National Association of REALTORS® (NAR) Realtor Confidence Index report, around five percent of real estate contracts are terminated before closing. So, what happens when a buyer backs out? Let Eave lay it all out for you.
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Even once you’ve been approved for a mortgage, if you’ve opened new credit accounts or changed jobs without informing your mortgage company, you could lose your loan approval. Here’s what you need to know about getting a mortgage and changing jobs:
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We're thrilled to announce that we're joining forces with HomeLight. Together, we're empowering buyers with simple, transparent home loans that win. Read the full announcement here:
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Right now in California, homes fly off the market at record speed! Here are 6 facts you need to know about the Golden State's ultra hot housing market:
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We’ve all heard (or lived!) horror stories of home buyers having their rates jacked up at the last minute, making it impossible to buy the home of their dreams. So, what’s the deal with mortgage rate increases anyway? Eave is here to help!
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It’s true that cash improves your offer's chances of being accepted, especially in a competitive housing market. But if you don’t have all-cash, or simply prefer to mortgage your new home, here are ways you can compete:
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Asking the right questions when you're going to showings and open houses can help you make a stronger offer, and determine whether the home is the right fit for your family. Here are five important questions to ask on your next home tour:
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Before you submit a bid on your future home, it’s important to understand what an Earnest Money Deposit (EMD) is, how you can use one to strengthen your offer, and how to protect your money should anything come up during your home-buying process.
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At Eave, we believe in making mortgages transparent. That's why we’ve compiled a list of ways advertised APRs fall short in telling you the whole story of what your home will cost. Here’s what to look out for and how to protect yourself:
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As you go through the process of securing financing for your home, you will receive two different documents that are closely related, a Loan Estimate and a Closing Disclosure. It's essential to look at these documents to check for major discrepancies.
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There are a variety of reasons a lender will offer you a particular interest rate, but figuring out the details can be confusing. Eave has put together a handy list to help you understand three key factors that can affect your mortgage interest rate:
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You may not be able to learn everything about your prospective neighbors before you move into your new home, but you can do your research and gather intel on the neighborhood to make sure it's a good fit for you and your family.
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