Himani Khatreja

Content strategist and marketer. Green smoothie guzzler. A board game a day keeps the grumpy away.

[Himani Khatreja @himanii]

@jspujji Growth Assistant

[shivani arya @shivaniarya10]

Small businesses deserve fair banking! @YESBANK unfairly charged our family-run export business ₹5+ lakh in penalties despite submitting all required documents. They keep blaming different teams while refusing refunds.

Here's the full breakdown:

Anushka Fragrancia, a small family-run business that exports industrial fragrances, is facing unfair financial strain due to Yes Bank’s inefficiency. According to RBI rules, we must submit export documents within 21 days of shipment. We did this in 2020, but Yes Bank rejected them without any clear reason. Despite multiple follow-ups, we never got an explanation, so we had to move on.

Then in August 2024, Yes Bank suddenly started charging us ₹59,000 every month as a penalty for missing documents—documents we had already submitted. Even after resubmitting them multiple times, they kept rejecting them without proper reasoning. After two months of constant follow-ups, they finally told us why, but by then, we had already paid lakhs in penalties.

When we asked for refund, they refused, saying they can't process any refund until all documents were cleared. We have already paid over ₹5 lakh, yet they refuse to return our money. They are not even putting the amount on hold and are expecting us to pay every month. Worse, their forex team blames the branch, and the branch blames the forex team, leaving us stuck in an endless loop.

We submitted documents for 57 transactions, and most were cleared, yet some remain pending due to Yes Bank’s slow processing. On top of the ₹59,000 penalty, we are also forced to pay ₹1,000 per transaction clearance, adding even more financial stress. Their lack of accountability, endless delays, and refusal to take responsibility are unacceptable.

How can small businesses trust banks that operate this way? I urge @RBI , @nsitharaman, @FinMinIndia to step in and ensure fair treatment for businesses. Small business owners like us can’t afford to pay such huge amounts out of pocket. We have salaries to pay, families to sustain, and businesses to run—not to make financial institutions richer at our expense.

Till date, no one at @YESBANK has taken accountability. How am I supposed to keep paying?

I need @YESBANK Bank should refund the amount since the delay was caused by their own inefficiency.

@EconomicTimes, @timesofindia, @livemint, @CNBCTV18News, @TheKenWeb, @FinancialXpress, @moneycontrolcom, @consumercourtin, @ceo_psb, @mygovindia

#SmallBusiness #SME #ExportBusiness #FinancialBurden #UnfairCharges #YesBankIssues #BankingReform #Entrepreneurship #RBIRegulations #BusinessTransparency #CustomerRights #FairBanking #BusinessStruggles #LateFeeScam #SupportSmallBusinesses #BankingScam #BusinessSurvival #ConsumerRights #StopUnfairBanking

[Himani Khatreja @himanii]

Recent projects I worked on:
🏫 An international school
☀️ A solar company
🍳 A cookware brand

Looking for ongoing collaboration.

Drop your portfolio + rates in my DMs!

[Himani Khatreja @himanii]

Hi! I'm looking for freelance website designers + developers to collaborate on B2C projects!

I’ll handle strategy & copywriting — you bring clean, modern design + development.

✅ Expert in Webflow & WordPress
✅ Meets deadlines
✅ Open to collaborative thinking & feedback

[Himani Khatreja @himanii]

DM me if you are interested!

[Himani Khatreja @himanii]

Hi! We are looking for a female flatmate for our rented 3BHK in Green Park Main, Delhi. (No brokerage!)

The room
– Rent: Rs 36,666 + utilities
– Big, spacious, well-lit room with big windows
– Attached bathroom and private balcony
– Has a geyser, AC and bed (no mattress)

[Himani Khatreja @himanii]

The location
– Corner house with the flat on the 2nd floor. Three side open.
– 200 metres from the Green Park Market which has restaurants, cafes, gyms, salons, grocery shops etc
– 15 minutes drive to Saket, Khan Market, Vasant Vihar

[Himani Khatreja @himanii]

@oshalchemy Share please!

[The Figen @TheFigen_]

Switzerland uses a mobile overpass bridge to carry out road work without stopping traffic.

[Epic Maps 🗺️ @theepicmap]

12. Light Blue Is A Map As We Know It And Dark Blue Is The Actual Size Of Each Country

[The Figen @TheFigen_]

The Difference between the UK, Great Britain and England.

https://t.co/aZeW6a00SS

[Himani Khatreja @himanii]

@jamiewatkinsdtc Welcome

[Swara Bhasker @ReallySwara]

Honestly… I don’t understand this smug self righteousness of vegetarians. Your entire diet is made up of denying the calf its mother’s milk.. forcibly impregnating cows then separating them from their babies & stealing their milk. You eat root vegetables? That kills the whole plant! Please relax with the virtue signalling just because it’s Bakr Eid ! 🙏🏽🙏🏽🙏🏽

[newslaundry @newslaundry]

🚨 BIG STORY!

Documents obtained by @OCCRP and shared with the @FT reveal that at least 25 shipments were originally priced as low-quality coal but ultimately sold by #Adani to the local state power company for triple the cost.

@FightAnand reports: https://t.co/jsfW9iXl9B

[Himani Khatreja @himanii]

@_dannyharper 10k

[Dhruv Rathee @dhruv_rathee]

How the Modi Govt put people’s lives at stake for Chanda 💰

Electoral Bond Scam: The Pharma Files

Watch 👇
https://t.co/ukXsY1PIzY

[meghnad (Nerds ka Parivaar) @Memeghnad]

Tejasvi Surya has declared total assets of ₹4.10 crore, which is 3150% higher than ₹13 lakh that he declared in the 2019 Lok Sabha polls.

can someone pls guide me on how to get 3150% growth in 5 years pls?
https://t.co/VA4EoQt9h1

[Dhruv Rathee @dhruv_rathee]

“Free and Fair” Elections 🫡

[Dhruv Rathee @dhruv_rathee]

- Congress Bank Accounts Frozen before election
- Blatant Attempt to arrest Kejriwal by hook or crook

Everything I said in my #Dictatorship video is proving right again and again

These 2024 elections will be the last chance for Indians to save India 🇮🇳