Sheryl Desir

Video Producer | Latina Content Creator

[Sheryl Desir @holasheryl]

A10. I recommend listening to Yo Quiero Dinero podcast. Every time I had a question I would just google/YouTube it. The more you start to explore the more you will learn about the endless possibilities of becoming financially secure no matter your economic status. #ChatdeCrédito

[Sheryl Desir @holasheryl]

A9. I don’t use any apps in particular since I invest with Fidelity using my laptop. I use Credit Karma and my Wells Fargo app to check my credit score every month. I also use all the free resources my job and credible social media accounts offer. #ChatdeCrédito

[Sheryl Desir @holasheryl]

A8. Different ways you can invest for the future are by contributing the percentage that your employer will match on your 401k, through a Roth IRA, Index Funds, CD’s, High Yield savings accounts, and buying individual stocks from your favorite companies. #ChatdeCrédito

[Sheryl Desir @holasheryl]

A7. Prioritize saving as much as you are prioritizing paying off your debt. Get into the habit of saving as little or as much as you can but also set a reasonable minimum amount that you will contribute monthly. #ChatdeCrédito

[Sheryl Desir @holasheryl]

A6. They don’t pay the minimum payment, they forget to pay on time, continuing to spend on that credit card, taking out more credit cards, closing the accounts, and not addressing what caused going into debt in the first place and not creating an action plan. #ChatdeCrédito

[Sheryl Desir @holasheryl]

A5. Debt settlement is for people who have stopped paying their credit cards or loans and don’t plan on making future payments. You negotiate and offer an amount to the creditor in exchange for your debt to be forgiven. #ChatdeCrédito

[Sheryl Desir @holasheryl]

A5. Consolidating your credit means you are putting all the debt you have into one. You can do so by taking out a loan with ideally an interest rate that is lower than what you currently have and paying off your credit cards/loans with that one low interest loan. #ChatdeCrédito

[Experian @Experian]

Nosotros estamos agradecidos y encantados to be joined by: @lealandaverde , @FiguroLatam @OurVibesMedia @holasheryl @Rod_Griffin y @Teena_LaRo . #ChatDeCrédito

[Sheryl Desir @holasheryl]

@Experian Excited to learn more from other experts and share what I've learned!

[Sheryl Desir @holasheryl]

A4. When you owe more than 30% of the available balance on all your credit cards combined, that can bring your credit score down. Aim to owe no more than 10% to allow your credit score to grow. #ChatdeCrédito

[Sheryl Desir @holasheryl]

A3. Pay more than the minimum, consolidate multiple debts with one loan w/ a low interest rate, pay more than once a month, pay your debt with the highest interest first, pay your minimums and then pay more on the largest debt, and decrease unnecessary spending. #ChatdeCrédito

[Sheryl Desir @holasheryl]

A2. I focus on the debt with the highest interest rate. The faster you pay it down or off, the less money you pay on interest. If seeing progress motivates you, you can also start with the debt with the smallest amount. #ChatdeCrédito

[Sheryl Desir @holasheryl]

A1. Start with what you can, rather than ignoring or putting off your debt. You should pay at least the minimum monthly payment on all your accounts. If you can’t make a payment, give the company a call to see if it can be deferred for that month. #ChatdeCrédito

[Sheryl Desir @holasheryl]

So excited to share with @Experian what I've learned about about paying off debt as a first generation Latina which helped me buy my first home and pay off my car and student loans before the age of 25. Join us! #ChatdeCrédito

[Experian @Experian]

We are muy excited to continue our bilingual Twitter chat in #Spanish e #inglés. https://t.co/Vj0jmzII0D #ChatDeCrédito

[Hispanicize @Hispanicize]

#ad From the BBQ at home to a night at the club with friends, @buchanansusa can be enjoyed in so many moments. Visit https://t.co/UddQEJyeO4 to get the perfect drink kit + cocktails recipes. #BuchanansPartnership #UnidosTogether

[Hispanicize @Hispanicize]

@LATV elevates the Latino voices redefining culture. It is an incubator for rising talent, a platform for genuine expression and a welcome guest in millions of homes from coast to coast. It is content created by Latinos for everyone! https://t.co/XSmsmPX5Tw #unidostogether

[Hispanicize @Hispanicize]

True Colors is an intimate portrait of the vivid stories of 8 Hispanic trailblazers living in the United States inspiring audiences through a closer look at their beginnings, struggles, family and close friends. https://t.co/KVX34a5dhr #UnidosTogether @Peacock

[Hispanicize @Hispanicize]

#CitySoReal is an essential story of America today. The docu-series premieres on @natgeochannel on 10/29 and @hulu on 10/30. Check out a special sneak preview of episode 2 at the Hispanicize #UnidosTogether Virtual Summit: https://t.co/Kw5r8cA7dZ

[Hispanicize @Hispanicize]

AARP's study uncovered information about Hispanic perceptions of a COVID vaccine and top concerns that include financial security. To take an in-depth look at the study “Salud, Dinero y Amor In A Time Of COVID” go to https://t.co/7qfJ7qZvaQ #unidostogether

[Sheryl Desir @holasheryl]

Watching #Hispanicize #UnidosTogether Virtual Summit, learning to drink more water to better my skin. #Skinbalancing with @Neutrogena