homehold

Helping leaseholders in England and Wales take control of their homes. Tweeting on all homeowner related topics.

[homehold @homehold]

Delighted to be quoted in @MailOnline @ThisIsMoney for expert advice on buying a freehold / extending a lease
https://t.co/VrgYYOU80S

[CryptoChase @CryptoChase02]

FIBONACCI RETRACEMENT

Firstly, who cares about the definition we just want to know how to use it effectively. The numbers you need to know are:
- 0.5
- 0.618
- 0.705
- 0.786
- -0.5
- -0.618

The most important fib level is 0.5 as it is the "equilibrium", not the "golden pocket" (Retail mindset)

Understand that the other fib levels are not better than each other. How you should proceed to look at them is that fib levels will line up with where key liquidity areas are due to be taken.

Placing the start of the fib level from SL to SH (Down to Up) will show you support levels. Placing the start of the fib level from SH to SL (Up to Down) will show you resistance levels.

Here's the secret, sometimes you'll need to measure the swings. It will show you an untested fib level. They are just as important as they show you liquidity in that area hasn't been tapped yet.

A bit more of an advanced technique. You can use the fib levels inversely. For example: the 0.5 Fib level, which lines up with the HOB (Hidden order block), was ignored and PA left behind a FVG (Fair value gap). This area is still valid as key liquidity is yet to be taken.

There is no wick shown that has tested the fib level or the key area.

When the fib level falls just below or above a key liquidity area you can even use it as a stop loss to prevent you from losing out on a profitable trade.
(Picture below in the comments as I've hit the limit)

[homehold @homehold]

The Guardian reports plans to cap ground rents for leaseholders at £250 a year, dropping to a peppercorn after 40 years. Linz Darlington says the move is welcome but long overdue.

https://t.co/j8qvPtTVQX

[homehold @homehold]

Campaigners slam the government for failing to publish the long-promised leasehold reform bill, leaving leaseholders still waiting. Linz Darlington says ministers have broken manifesto promises and urges urgent action.

https://t.co/yghd5wO034

[homehold @homehold]

Leaseholders are still waiting on promised reform. Linz Darlington says progress feels slow and superficial, warning that without urgency and clear action, government delays continue to benefit freeholders while leaseholders are left in limbo.

https://t.co/q7Srhzflup

[homehold @homehold]

This is Money said that Freeholders have launched an appeal that could delay leasehold reform yet again. Linz Darlington says leaseholders’ relief has turned back into frustration — 18 months after the law passed, they’re still seeing no benefits.

https://t.co/t9aVdVQ89T

[homehold @homehold]

A new freeholder appeal could stall leasehold reform for years. Flat-owners are left waiting yet again. Linz Darlington warns that those with short leases or high ground rents are still in limbo, with no clear path to the fairer costs they were promised.

https://t.co/S23NHxe1Uo

[homehold @homehold]

This is Money reports that the Leasehold and Freehold Reform Act 2024’s key reforms have been upheld by the High Court of Justice, clearing the way for leaseholders to benefit from simplified lease extensions
https://t.co/s1LgtFQfBm

[homehold @homehold]

The High Court rejected the challenge to the Leasehold and Freehold Reform Act 2024 on 24 Oct 2025, allowing major leasehold reforms (abolition of “marriage value”, cap on ground rents, and cost‑sharing changes) to proceed.

https://t.co/gijDfPwlSu

[homehold @homehold]

The UK High Court has dismissed a challenge by major freeholders to the Leasehold and Freehold Reform Act 2024, allowing key reforms—such as abolishing “marriage value” and capping ground rents—to proceed, boosting rights for leaseholders.

https://t.co/1WktWW54xv

[homehold @homehold]

Linz Darlington says the court’s decision upholding leasehold reforms is great news for leaseholders. It confirms marriage value removal, caps on ground rent, and that freeholders must cover their own costs, all reducing extension expenses.

https://t.co/mlvCi1B7Cd

[homehold @homehold]

This is Money covered buying a short lease property and Linz Darlington says buying a flat with a 51-year lease is risky due to mortgage and resale issues, plus high extension costs.

https://t.co/8zQnRryzcK

[homehold @homehold]

MSN wrote about selling a share of the freehold to the neighbour and Linz Darlington says that since the flat owner didn’t join the original freehold purchase, they have no automatic right to buy in now.
https://t.co/rHKl9w9B8q

[homehold @homehold]

Linz Darlington warns that a 51-year lease is risky due to low value and high extension costs, which increase sharply below 80 years. She advises choosing a flat with a longer lease to avoid these problems.

https://t.co/QwaqwpAxsG

[homehold @homehold]

Property Accelerator wrote about if you should extend your lease. Linz Darlington says ending marriage value should lower extension costs for leases under 80 years, but savings depend on government rates.

https://t.co/zrZY8e1bVj

[homehold @homehold]

This is Money had a question posed to them regarding buying/selling a share of the freehold. Linz Darlington was invited to add his thoughts and explained why this isn't as easy as people think

https://t.co/chqz2VZP3z

[homehold @homehold]

Linz Darlington criticised the government's "excruciatingly slow" progress on leasehold reform, warning that meaningful change may be further away than ever.

https://t.co/pxYs9mb8ag

[homehold @homehold]

Property Industry Eye covered the recent House of Commons debate, highlighting the lack of progress on leasehold reform. Linz Darlington criticised the government's slow response and lack of urgency.

https://t.co/1I3oE313Sr

[homehold @homehold]

The government's leasehold reform efforts have been moving slowly since their November 2024 announcement. Linz Darlington criticised the pace, describing it as "excruciatingly slow."

https://t.co/Ob2WEd1kot

[homehold @homehold]

IFA Magazine reported on the recent House of Commons debate, highlighting the lack of progress on leasehold reform. Although the Leasehold and Freehold Reform Act 2024 became law over a year ago, many key provisions are still not in effect

https://t.co/jnT6cYTiLO