Jonathan S. Horn

Triple Net Lease Properties, Ground Lease Capital & Sale-Leaseback Financing. Mortgage Note Buyer- @ibuynotesnow

[I Buy Notes Now @ibuynotesnow]

What if you could access cash from your mortgage note without selling it? Hypothecation lets you borrow against your note, keep ownership, and potentially access capital tax-free. https://t.co/FAJ0f6Be5y #Hypothecation #MortgageNote

[Jonathan S. Horn @horncapital]

@michaeljburry So what’s the play?

[I Buy Notes Now @ibuynotesnow]

Note Owner Misconception- "I Can Sell My Mortgage Note Anytime For The Unpaid Principal Balance (UPB)”

Market value rarely equals UPB. A note trades based on yield, risk, and market conditions.

We can also make a loan against your note or buy some pmts. #notebuyer #noteloan

[I Buy Notes Now @ibuynotesnow]

Owning a private mortgage note does not mean your cash is trapped. Hypothecation (Note Loan) lets you pledge the note as collateral, pull out cash, keep ownership, and keep collecting payments. That may fit note holders who want liquidity without a full sale.

[Jonathan S. Horn @horncapital]

@MrLGroves @ibuynotesnow Your security is the recorded Mortgage (deed of trust). if it’s a first position, you are in first position. If the note pays off or forecloses, you are made whole first if properly structured.

[Jonathan S. Horn @horncapital]

@MrLGroves @ibuynotesnow Assuming the note you are purchasing payments from is in first postion, the short answer is yes- the underlying mortgage note is technically the first lien, the partial is a participation interest.

[I Buy Notes Now @ibuynotesnow]

A partial purchase means you sell a defined number of payments, get cash now, and keep the remaining payments later. It may solve a problem without selling the whole note.

[I Buy Notes Now @ibuynotesnow]

Note Owner Misconception: “There’s equity, so I’m safe.”

Equity is a cushion — not a strategy.

If the borrower stops paying, your outcome depends on state law, lien position, and legal costs.

#mortgagenotes #sellerfinance #notebuyer

[Jonathan S. Horn @horncapital]

@BillAckman still bullish on FNMA? Thx

[I Buy Notes Now @ibuynotesnow]

If you are holding a seller-financed mortgage note, your equity may be trapped in monthly payments. A lump-sum sale may be the solution. TX, FL, SC, AR preferred. Performing or non-performing. #MortgageNote #SellerFinancing

[I Buy Notes Now @ibuynotesnow]

Big Note Misconception- “If the property sells at foreclosure, I get the difference (surplus) between what’s owed and the sale price.” — False
The note holder (lender) gets paid up to the amount owed — principal, accrued interest, and approved legal fees. #mortgage #note

[I Buy Notes Now @ibuynotesnow]

Some Misconceptions Seller-Financed note holders think:
“If I foreclose, I automatically get the property.”- ❌False.
Foreclosure is a process, not instant ownership.
Until the sale closes & recorded, the borrower still owns it, and in some states, they can even redeem it later.

[I Buy Notes Now @ibuynotesnow]

What is the biggest myth mortgage note owners believe about their notes? #sellerfinancing #ownerfinancing

[I Buy Notes Now @ibuynotesnow]

Type of Mortgage Notes We Purchase? 2 of 13
2. Non-performing notes (NPN): these are notes where the borrower is not making their payments on time or in full. #nonperforming #npn #mortgage #debt

[I Buy Notes Now @ibuynotesnow]

Type of Mortgage Notes We Purchase? 1 of 13
1. Performing notes: these are notes where the borrower is making their payments on time and in full. #estateplanning #sellerfinanced #realtors #mortgagenote

[Jonathan S. Horn @horncapital]

“SLOWER TRAFFIC KEEP RIGHT” , if you cannot read, understand or abide, you shouldn’t have a drivers license. Just a deep thought.. #commonsense #notsuggestions

[I Buy Notes Now @ibuynotesnow]

How Much Is My Note Worth?
We will value your note on the individual asset, location, type and we will need the following information: original loan amount, monthly payment, interest rate, term and credit worthiness of the borrower. #morgagenote #estateplanning

[I Buy Notes Now @ibuynotesnow]

Why Sell Your Mortgage Note? 10 of 10
10.  Inflation– cash today can be expected to be worth more today than in the future! #estateplanning #mortgagenote
#ownerfinancing

[I Buy Notes Now @ibuynotesnow]

Why Sell Your Mortgage Note?
9. You want to take advantage of other investment opportunities: Selling your note can provide you with the funds to take advantage of other investment opportunities or biz opportunities.  A lump sum will assist with that. #note #debt #estateplanning