my teeth went from terrible (due to months of reflux eating away at them whilst i was bed-ridden and underfed) to okay with a bunch of dental visits. cost like 1500 totals
Jugaad means being clever enough to exploit the system.
They don't see this as dishonorable, they think you are too naïve or foolish to do the same.
When a high-trust society shifts toward low trust, It changes the whole operating system.