Hsin 🧢 ⬆️

~ Life Trainee ~ #yanggang

[Hsin 🧢 ⬆️ @hsinkuo]

A very comprehensive and detailed interview with @AndrewYang by @nhpr definitely one of the best so far #HumanityFirst #yanggang #Yang2020 https://t.co/eAPfZxKRh3

[Brennan Schlagbaum, CPA @Budgetdog_]

If you die without a plan...

- The government takes 40% in tax
- Probate court costs $100k+
- Your kids get the scraps

If you love your family, here's every document you need to protect them:

(from a CPA & father of two)

1) Emergency Access List

This should include:

-> All bank account numbers
-> Investment account logins
-> Life insurance policies
-> 401k/IRA beneficiaries
-> Safe deposit box location
-> Password manager master code

Keep a digital & physical version for safety...

And make sure your spouse has access.

2) Legal Documents

-> Will (name guardians for kids)
-> Durable Power of Attorney
-> Healthcare Power of Attorney
-> Living Will/Healthcare Directive

Setting all of this up costs about $500...

($1,500 with an attorney)

But without them, the state decides everything.

3) Money Protection

Your family will need time to mourn.

Make sure they can do it without going broke:

-> Term life insurance (10x income)
-> Emergency fund (6-12 mo in a HYSA)
-> Retirement accounts with spouse access

4) The "First 48 Hours" Sheet

Write down clear instructions for your family:

Call this attorney: [Name/Number]
Call this CPA: [Name/Number]
File life insurance claim here: [Details]
Don't touch investments for 6 months
All bills are on autopay from [Account]

Grief destroys decision making.

This protects them.

5) Business Owner Addition

If you have a business, set up:

-> Buy sell agreements
-> Key person insurance
-> Business succession plan
-> Separate LLC owned by trust

If your company can't survive without you...

It's a 9-5 with extra steps.

6) Trust Setup

A proper trust can save your family $400k+ in probate costs.

But 90% of them are set up wrong:

-> Assets never get transferred in
-> Beneficiaries aren't updated
-> Pour-over will is missing

Here's how to fix that:

"Bulletproof" Trust System:

1) Revocable Living Trust
-> Avoids probate completely
-> Keeps finances private
-> Protects kids' inheritance

2) Pour-Over Will
-> Catches forgotten assets

3) Guardian Designation
-> Who raises your kids
-> How they get paid

Setting this up takes a weekend...

But ignoring it could cost your family everything.

So start before you're ready...

Because no one plans on dying.

Hope this helps!

Share with your spouse if you want to set this up...

And follow me for more 🤝🏻

[Based Jessica @RealJessica]

RFK JR : "Today, over 100 members of Congress support a bill to fund Ozempic with Medicare at $1,500 a month. Most of these members have taken money from the manufacturer of that product, a European company called Novo Nordisk. As everyone knows, once a drug is approved for Medicare, it goes to Medicaid."

"And there is a push to recommend Ozempic for Americans as young as six over a condition, obesity, that is completely preventable and barely even existed 100 years ago. Since 74% of Americans are obese, the cost of all of them, if they take their Ozempic prescriptions, will be $3 trillion a year. This is a drug that has made Novo Nordisk the biggest company in Europe."

"It's a Danish company, but the Danish government does not recommend it. It recommends a change in diet to treat obesity and exercise. Virtually Novo Nordisk's entire value is based upon its projections of what Ozempic is going to sell to Americans."

"For half the price of Ozempic, we could purchase regeneratively raised organic agriculture, organic food for every American three meals a day and gym membership for every obese American. Why are members of Congress doing the bidding of this Danish company instead of standing up for American farmers and children? Because Novo Nordisk is one of the largest funders of medical research, the media and politicians and the medical schools all go along with them.”

[CSPAN @cspan]

Mark Cuban (@mcuban) testifies on Pharmacy Benefit Managers (PBMs) before the Senate

Full video here: https://t.co/sD3C0b5YLE

[Based Jessica @RealJessica]

Pharmacist explains why our healthcare medication prices are insane:

The cancer medicine Imatinib costs him $7 to buy. They add $10, so you're out the door for $17. However, when Medicare pays for this drug, it costs the govt $2,400. This drug was filled 250,000 times in 1 year costing Medicare $600 million

“If every one of those scripts was filled at our pharmacy instead of through Medicare, it would've cost $4 million. That means that we are $596 million cheaper than the insurance. That's crazy.”

“So why are they paying this much for that medication? Well, insurance companies pay a middleman, the pharmacy benefits manager, and that person decides how much that medication's gonna cost”

3 Pharmacy Benefits Managers control over 90% of all prescription pricing in America. Pharmaceutical companies bought all 3 Pharmacy Benefits Managers

They have rigged the system. Now Big Pharma is able to set their own prices.

[Hsin 🧢 ⬆️ @hsinkuo]

@aaditsh AI

[Thomas Sowell Quotes @ThomasSowell]

Ron DeSantis on property taxes:

"If I go to Best Buy and buy a TV, I pay a sales tax—but I don’t keep paying taxes on it year after year!"

[Jessie🎙 @JNay_LSS]

A friend of a friend lost their 2 month old baby recently. Both parents out of work whilenliving in the hospital, hospital bills built up and now a funeral. If you can help monetarily that would be great but even sharing the link or retweeting helps significantly! Thank you and God Bless!

https://t.co/JiPObIatPU

[el @hideandrise]

Emma Raducanu is showing off her excellent mandarin, she's truly a cool girl! 🧧❤️‍🔥⛩️

[ShanghaiPanda （ Account deactivation） @thinking_panda]

**Obituary***

Dear Friends:

It is with great sadness that we inform you that my husband, ShangPanda, passed away on August 16, 2025 at the age of 47 years due to a sudden illness which was not resolved by all efforts to save his life.

His life was characterized by diligence and earnestness, kindness and generosity, responsibility for his family and enthusiasm for his friends. We are deeply saddened and saddened by his passing, and we will always miss his smile, his tenacity, and all the warmth and beauty he brought to us.

With the care and help of his family and friends, the funeral has been properly handled. Your support has given us great comfort and strength.

We would like to thank you all once again for your kind and generous support.

Herewith
Sobbing

Wife: September with family
August 30, 2025

[Hsin 🧢 ⬆️ @hsinkuo]

@shaunrein Just bought on Amazon! Looking forward to a great read, and keep up the great work to bridge these two great nations 🙂

[Hsin 🧢 ⬆️ @hsinkuo]

@iamnot_elon A

[Robert F. Kennedy Jr @RobertKennedyJr]

Tulsi Gabbard confronted Kamala Harris in this pivotal debate moment, demanding answers on key issues of accountability. This revealing exchange highlights the importance of transparency and truth in politics.

[MAHA WINS @MAHAAmericaW]

WATCH RFK exposes the TRUTH about Ukraine in 3 minutes

[Hsin 🧢 ⬆️ @hsinkuo]

@grantcohn You're good at math if you take calculus in high school! 👍 👍

[Andrew Yang🧢⬆️🇺🇸 @AndrewYang]

Thank you for keeping up with the podcast! By popular demand we are doing a Q&A episode. You can send questions or voice recordings to [email protected] and we will try to answer the good ones. 😀🙏❤️

[S.L. Kanthan @Kanthan2030]

China-Arab Cooperation Forum in Beijing today.

Have you ever seen anything like this in the US?

Xi Jinping had a vision of such multilateralism from the very beginning.

Harmony, partnership, trade, connectivity, development, peace… what is hard to understand?

(Retweet to avoid bots. Thanks @X for ruining user experience with spams and bots)

[The Figen @TheFigen_]

A working mother left her child to her grandmother to take care of her.

A great example of the question "What is education?"

[Hua Chunying 华春莹 @SpokespersonCHN]

A lesson on tariffs from 2019

[Hsin 🧢 ⬆️ @hsinkuo]

@shaunrein Can you share his name and affiliation? Thank you!

[Hsin 🧢 ⬆️ @hsinkuo]

@AndrewYang Wish you would discuss some current affairs on your podcast! #yanggang

[Lessig 🇺🇦 @lessig]

Can someone PLEASE explain to me WHY we are putting tariffs on cheap environment-friendly-cars? Is our Sinophobia really worth more than the planet? #CorruptMoneyEverywhere

Small, well-built Chinese EV called the Seagull poses a big threat to the US auto industry https://t.co/EwWZohjEnC #groundnews via @Ground_app