"Understanding Bitcoin as the final trade changes everything. It becomes a moral imperative to exit the fiat system.”
@chrissssjohnson joins to discuss:
Building wealth from 0
Selling millions in assets for Bitcoin
How Bitcoin shifts mindset
YouTube: https://t.co/GG4yL8jLWp
you're writing "goodwill letters" to debt collectors begging them to delete your $500 collection
meanwhile i just made wells fargo pay me $3,000 to delete their own debt
you're playing victim
i'm hunting predators
let me teach you how to make debt collectors your personal ATM:
first, understand what these mfs really are
debt collectors are minimum wage psychopaths reading scripts in a call center in phoenix
they bought your $10k debt for $300
they're trying to scare you into paying
they break federal law every 37 seconds
and when they do...
they owe YOU $1,000
per violation
i've turned this into a fucking sport
here's the fdcpa trap that made me $47k last year:
the setup:
got 23 collections on my credit (on purpose)
all medical debt under $1k each
waited for the feeding frenzy to begin
these idiots started calling immediately
the violations started stacking:
violation #1: called me at 6:47am
that's illegal (fdcpa says 8am-9pm only)
$1,000 they owe me
violation #2: called my ex-employer
told them about the debt
that's illegal (third party disclosure)
another $1,000
violation #3: "you're going to jail for this debt"
lmaooooo that's illegal (false threats)
another $1,000
violation #4: "we're seizing your bank accounts tomorrow"
illegal (they can't without court order)
another $1,000
one phone call
four violations
$4,000 they now owe ME
but here's where it gets beautiful:
i record everything (legal in my state)
i document every call
i keep detailed logs
i'm building a federal case
after 30 days of letting them violate:
average violations per collector: 7-12
statutory damages: $1,000 each
typical lawsuit value: $7,000-12,000
then i strike
small claims court filing: $50
serving them: $75
their panic when they get sued: priceless
here's what happens next:
their $500/hour lawyer calls me within 48 hours
"let's work this out"
my offer is always the same:
"delete all tradelines from all bureaus
pay me $3,000 for my trouble
or we go to court where you owe me $12,000"
success rate: 100%
they ALWAYS take the deal
why?
defending costs them $5,000 minimum
they'll probably lose (i have recordings)
judge will award me full damages
plus they look terrible in court
so they pay me to go away
last year's scorecard:
collections attacked: 23
settlements won: 23
total cash collected: $47,000
credit score increase: 520 → 740
time invested: maybe 40 hours
that's $1,175 per hour
to fuck with debt collectors
your approach vs mine:
you: "please sir, i was sick, have mercy"
me: "you violated federal law 7 times, pay me"
you: sending certified letters that get ignored
me: serving lawsuits that get settlements
you: paying credit repair companies $2,000
me: getting paid $47,000 to repair my own credit
the actual fdcpa violations they commit daily:
- calling before 8am or after 9pm
- contacting you at work after you said stop
- telling anyone else about your debt
- using profane language
- threatening arrest or violence
- calling repeatedly to harass
- false representation of debt amount
- failing to validate within 5 days
- continuing collection after dispute
- reporting disputed debt as valid
each one = $1,000
they commit 3-5 per phone call
it's literally free money
the psychology that makes this undefeated:
debt collectors are bullies
bullies fold when you fight back
especially with federal law
they expect you to be scared
they expect you to pay
they expect you to beg
they don't expect you to be taking notes
documenting crimes
preparing lawsuits
when that lawsuit hits their desk:
"fuck, this one knows the game"
"just pay them and move on"
"not worth the fight"
every. single. time.
current pipeline:
17 new collections im baiting
letting them violate for 60 days
documenting everything
preparing mass lawsuit filing
projected settlements: $85,000
by february
the beautiful irony:
they're calling to collect $500
they end up paying me $3,000
my credit gets fixed
their business model gets fucked
it's wealth redistribution
from predators to players
but here's the nuclear option:
if they don't settle...
we actually go to court
judge sees:
- minimum wage collector
- violating federal law
- harassing regular person
- recorded evidence
judge awards:
- $1,000 per violation
- emotional distress damages
- legal fees
- punitive damages
i've gotten $27,000 from one collector
who thought i was bluffing
i wasn't
your move:
keep writing pussy letters
begging for mercy
paying for deletion
or start hunting
record every call
document every violation
prepare for war
get paid to win
this isn't credit repair
this is credit warfare
and collectors are losing
reply w/ HUNT" and ill dm
- the violation checklist
- lawsuit templates
- recording app recommendations
- small claims court walkthrough
- settlement negotiation scripts
(must be following or you're prey not predator)
ps - debt collectors reading this: i'm coming for you. every violation is documented. every crime recorded. your business model is my income stream.
pps - collection agencies paid me more than my job last year. think about that while you're writing goodwill letters like a medieval peasant begging the lord for grain.
welcome to the food chain
you're either eating or eaten
i choose eating
every fucking time 🍽️
Imagine the 2005 - 2015 window
Thousands of people work at Sears corporate office, they see everything slowing down, walls getting tighter, the world feels dark, they are unsure about the future. Sales are slowing down, growth is dead, they know their time is running out
Now same time period
Thousands of people work at Amazon corporate office, they see everything growing, walls getting wider, the world feels bright and warm, they know where the future is headed. Their wealth is growing, everything feels secure and stable
It’s the same time window, think some people in each group live in the same neighborhood, go to the same gym, eat at the same restaurants, shop at the same exact grocery store.. but their certainty about the future is completely different
One group is unsure about the present and the future while the other group is excited, expanding, waking up with energy trying to take over the world…
The difference between the two groups is the Sears group is working on ideas from the past, the Amazon group are working on ideas of the present and future
One company went Bankrupt in 2018
The other company hit $1 Trillion in 2018
The major difference between the two is embracing the technology known as the internet. One relies on the old methods that used to work, the other embraced the technology and made life more convenient for their business partners and customers
Now the crazy thing here in 2025 is you get to pick which group you want to be apart of
The Sears group is millions of people holding U.S dollars and Dollar domination assets like stocks and real estate and those who own no assets at all
The Amazon group are the Bitcoiners
They store their wealth in Bitcoin, use it as their savings account and embrace the network, embrace the future.
Live is getting more affordable year over year, they aren’t worried about the small things, as the cost of living goes up their wealth grows at an even faster rate
You’re 100 hours of studying away from completely understanding.. the choice is yours
Do the knowledge
I’ve never heard of someone spending $1,000 on some gucci shirt and a millionaire walks up to them and says, “nice shirt, let’s connect”
They will just assume you’re broke or it’s a fake tee 😂
Gerald peters, Stan Weinstein, Jack mallers, Jay Campbell, Jeff Booth, Trevor BachMayer, Micheal Saylor, Robert Breedlove, Max Keiser, Parker Lewis.
They write something, I’ll read it, they mention something, I’ll look it up, they make a video, I’ll watch it
Do the knowledge