~🇿🇲Dave™

Simplifying insurance, finance & data..

[~🇿🇲Dave™ @iamBandaDavid]

@JobFound5 Interested

[~🇿🇲Dave™ @iamBandaDavid]

@JobFound5 Interested

[~🇿🇲Dave™ @iamBandaDavid]

@JobFound5 Interested

[~🇿🇲Dave™ @iamBandaDavid]

@Spearhead_Af @LusansoMkhuzo @grok is this factual?

[KasiboySA @KasiboySA]

Our Parents were right all along , the music is too loud !

[~🇿🇲Dave™ @iamBandaDavid]

@NkanduNyc 😂 you're for violence guys

[Reads with Ravi @readswithravi]

A reminder from Carl Jung:

[~🇿🇲Dave™ @iamBandaDavid]

And when it calmly steps aside.
Because good insurance doesn’t argue.
It performs.
That’s the difference between owning a policy…
and being protected by one 😌...

[~🇿🇲Dave™ @iamBandaDavid]

After excesses and exclusions,
comes the quiet art of choosing a motor policy wisely..
A motor policy isn’t proven when you buy it —
it’s proven when something goes wrong.
So don’t ask how affordable a policy sounds.
ask how reliable it behaves.
Who it protects.
When it responds.

[James Allen @jamesallenbooks]

Man is a growth by law, and not a creation by artifice, and cause and effect is as absolute and undeviating in the hidden realm of thought as in the world of visible and material things.

[Saganism @Saganismm]

"We all die. The goal isn't to live forever, the goal is to create something that will."

— Anonymous

[Chess.com @chesscom]

chess will entertain you, humble you, teach you, confuse you, frustrate you, pull you back in, and thrill you...

and it's literally just squares and horses

[Ray Mond @AmberRayz]

Buying the flowers isnt the problem........ But Carrying them in public......🙌😅😅

[Reads with Ravi @readswithravi]

“Be brave. Take risks. Nothing can substitute experience.”

― Paulo Coelho

[Jimmy @kajairo0]

"I want us to grow together" 😂😂

[~🇿🇲Dave™ @iamBandaDavid]

Note: An excess is the portion of a claim that you agree to pay before your insurance steps in.

[~🇿🇲Dave™ @iamBandaDavid]

Did you know? 👀
Your motor insurance excess in Zambia
can be higher at night, higher for young drivers,
or higher depending on who was driving —
even under the same policy.
Same cover.
Different conditions.

Note: An excess is the portion of a claim that you agree to pay before

[Reads with Ravi @readswithravi]

Stay curious and read books to satisfy your curiosity.

[~🇿🇲Dave™ @iamBandaDavid]

read it… or ask someone who understands it 😌
Next:
How to actually choose the right motor policy in Zambia —
what to look at, what to question, and what to refuse to let clients ignore 👀🚗

[~🇿🇲Dave™ @iamBandaDavid]

Let’s talk about the two things motor insurance mentions quietly…
but remembers loudly during a claim 😌
Excesses & Exclusions 🚗📄
First — Excess.
Think of it as your “contribution” to the drama.
If your excess is K5,000 and repairs are K30,000,
insurance pays K25,000…
you

[~🇿🇲Dave™ @iamBandaDavid]

• Using a private car for commercial work
• Mechanical failure,.shocking right?😅
And yes —
“Comprehensive” doesn’t cancel these rules.
Insurance isn’t here to surprise you —
it’s just very loyal to the contract.
So before an accident teaches you the fine print,
read it… or