Kayode Adegoye, ACI 🕊

Asset Management | RedGranite Africa | Chartered Multi-Asset Investment Manager | Strategy Consultant | Critical Thinker | Delicate Billionaires Club

[Kayode Adegoye, ACI 🕊 @iamkayodea]

Delayed Gratification
Remember that exhilarating feeling of your very first paycheck? Suddenly, the world felt full of possibilities—new gadgets, trendy dinners, city breaks. It’s natural to want to taste the fruits of your labor right now.

But there is a quiet power in pausing before you spend. In the world of personal finance, we call this delayed gratification. It’s not about denying yourself joy forever; it’s about prioritizing your future self.

Think of it this way: every dollar you invest today is a small seed you’re planting. Over time, with the magic of compound growth, that seed can grow into a mighty tree. By choosing to invest rather than consume everything immediately, you’re building a safety net and creating genuine, long-term wealth.

However, I know what you might be thinking: "What about the life I want to live now?" This is where the fear of denied gratification creeps in. But it doesn’t have to be that way.

A structured approach eliminates the guilt. Automate a significant portion of your savings into your investment accounts first—pay your future self. Then, give yourself permission to enjoy the rest. Later, as your portfolio grows, you can even implement a rule: take a small, planned profit to fund a specific “vanity” purchase. That new watch or dream vacation feels infinitely better when you know your core financial foundation is still intact and growing. It’s about balance, not deprivation.

[Kayode Adegoye, ACI 🕊 @iamkayodea]

Before any fraud can be successful, the victim must have a little bit of contributory greed

[Mr Armstrong Utd @MrStrong_Utd]

Dubai deɛ it’s a no go area o…

I worked for a company that was selling expired goods for 2 years. Upon finding out and confronting them, they terminated my contract 🤦🏽‍♂️💔😂

I still have pictures and videos of some of these products.

[Mr Armstrong Utd @MrStrong_Utd]

Dubai deɛ it’s a no go area o…

I worked for a company that was selling expired goods for 2 years. Upon finding out and confronting them, they terminated my contract 🤦🏽‍♂️💔😂

I still have pictures and videos of some of these products.

[Kayode Adegoye, ACI 🕊 @iamkayodea]

It’s in Nigeria that I know that if a philanthropist wants to bring infrastructural development to a community like roads, schools, hospital, transformer etc; the community would gang up and first demand cash settlement to them, before you are allowed to bring structures that help them ultimately.

And we turn around to ask why communities aren’t developing

[Kayode Adegoye, ACI 🕊 @iamkayodea]

Did you you know that AirBnB used to mean Air bed n Breakfast

[Kayode Adegoye, ACI 🕊 @iamkayodea]

Never take advices from someone you won’t trade places with

[Kayode Adegoye, ACI 🕊 @iamkayodea]

The world is overly cruel to shy men and it rewards the courageous

[Kayode Adegoye, ACI 🕊 @iamkayodea]

Confidence is built on the back of not being afraid to look stupid

[Kayode Adegoye, ACI 🕊 @iamkayodea]

Focus on how much money you are making and not how much money you have already made.

Spend based on your cashflow (monthly income) and not necessarily your bank balance.

Your bank balance is not for spending, that’s your Capital to considerably increase your monthly income/ cashflow.

You can ask me how ☺️😎

#Selah

[Kayode Adegoye, ACI 🕊 @iamkayodea]

There’s no amount of money that cannot finish in a life time. You just need to enter one wrong transaction or investment

[Naija @Naija_PR]

Afrobeat star Seun Kuti shared that it is impossible for anyone to exhaust a billion dollars in a single lifetime.

[Kayode Adegoye, ACI 🕊 @iamkayodea]

What must be must be

[Kayode Adegoye, ACI 🕊 @iamkayodea]

@t_t_BlakeHunt @anishmoonka You just spoke my mind

[Kayode Adegoye, ACI 🕊 @iamkayodea]

So in essence, anything that depreciates in value is a liability. I need to learn accounting all over again niyen

[Junaid, I.A @genuine_version]

Comfortably saying rubbish

[Kayode Adegoye, ACI 🕊 @iamkayodea]

The thing about scams is that before you become a victim, u need to be greedy yourself. How can you make 800k weekly from a 5m investment?

[Kayode Adegoye, ACI 🕊 @iamkayodea]

People like this will likely remain single for life. All that paparazzi to make a bed I’d like just jump in in another few minutes

[Kayode Adegoye, ACI 🕊 @iamkayodea]

Did you watch Ruiz vs Joshua fight ?

[Ing Qwequ Stiff @ing_Kaay]

@PoojaMedia How come he’s missing such punch , just throwing them into the air . Portable was height disadvantaged.

[Ing Qwequ Stiff @ing_Kaay]

@PoojaMedia How come he’s missing such punch , just throwing them into the air . Portable was height disadvantaged.

[Kayode Adegoye, ACI 🕊 @iamkayodea]

Demand deposit means Current account. It grew by N5.1trn

[Kayode Adegoye, ACI 🕊 @iamkayodea]

Even after removing the pin, the bomb still took 3 business days to detonate

[Kayode Adegoye, ACI 🕊 @iamkayodea]

The NGX headline figures are extraordinary. On 29 April 2026, a single session added ₦5.5 trillion to market capitalisation, pushing total market value past the N152 trillion mark for the first time. The All-Share Index (ASI) advanced 3.77% to close at 237,205.59 points, extending the year‑to‑date (YTD) return to 51.85%

[Kayode Adegoye, ACI 🕊 @iamkayodea]

NGX is officially on steroids 🚀