K R U Z I N

|| Architecture || Pianist || Everything Design ||

[K R U Z I N @iamkruzin__]

So, I worked on a simple 3 floors apartment building.

I really should post my works here more often. So help me God.🤲

#architecturaldesign

[DGov @omoluabi1sq]

If you’ve been online in the last 24 hours, you must have seen that trending video
FCT Minister Nyesom Wike having a heated clash with some Nigerian soldiers over a land property in Abuja.

Now, most people are just laughing and dropping memes…

But if you truly understand money, you should be thinking deeply.

Because that single incident yesterday explains why banks in Nigeria no longer accept land or buildings as collateral, and why so many businesses are quietly dying.

As your Financial Literacy Advocate, let me break it down in plain language

Imagine:
Mama Ngozi owns a piece of land in Abuja.

She built a nice plaza on it and has tenants paying her rent every month.

One day, she goes to the bank to get a ₦200 million loan to expand her business.

She submits her land documents as collateral.

The bank officer smiles and says:

“Madam, we can’t take this land o… what if government revokes it tomorrow?”

Mama Ngozi laughs, “Ah! How can government revoke my land when I have C of O?”

But just yesterday, we all saw what happened.

The FCT Minister drove down to revoke a land, and soldiers stood their ground to defend it.

Both parties claimed “ownership”.

Now imagine if that same land was already used as collateral in a bank…

Tomorrow, the government can wake up and say this land belongs to them or to the military, or it was wrongly allocated, or it’s under revocation.

The moment that happens, that land becomes a worthless paper.

And guess what?
The bank loses.
The business owner loses.
The economy loses.

That’s exactly why most Nigerian banks have stopped accepting landed properties as collateral, especially in Abuja and Lagos.
The risk is simply too high.

Sit down, let me Mentor you on the Implication You’re Not Seeing

Every time a government revokes land, cancels allocations, or disputes ownership, it quietly destroys:

Business confidence

Access to credit for entrepreneurs

Investor trust in real estate

When land ownership is unstable, the economy loses its foundation.

Because land is supposed to be the strongest form of collateral, but in Nigeria today, it has become the weakest.

Now that you get it....

As your Financial Literacy Advocate, it's my duty, to educate you on What Smart Investors Are Doing Now

Rich people don’t wait for the system to frustrate them, they adapt.

Instead of using land as collateral, they are now using financial instruments like:

Government Bonds
Treasury Bills
Eurobonds
Commercial Papers
Mutual Funds and Equities

These assets are recognized globally.
Their ownership can’t be revoked by any government minister or soldier.

And when you walk into a bank with ₦100 million worth of Federal Government Bonds, the bank manager will stand up to shake your hand, because your bond is a risk-free asset.

Land is visible wealth,
but financial instruments are transferable power.

The poor still measure wealth by “how many plots” they own,
but the rich measure wealth by what they can liquidate in seconds, not what they must fight the government to defend.

So next time you see Wike and a soldier fighting over land, don’t just scroll past and laugh.

Look deeper.
Because that video is not just politics, it’s a reflection of the fragility of our collateral system.

And that, my friend, is why financial literacy is no longer optional.

In a country where government can revoke land overnight,
the smartest collateral you can hold is trust-backed, government-guaranteed assets, not land certificates.

The rich already understand this.
The question is, will you learn before it’s too late?...

Culled from akin Badejo's wall ✍🏼🧱⚖️❗

[08☆ @hxmeedd]

lmao idc who you are pls, you’re not above price list and invoice.

[08☆ @hxmeedd]

logo + logo reveal for @djpampam_ by @_kkolawole & I.

[THE KINE 🌕🖤 @asher_kine]

HOPECORE, THAT’S WORD. ❤️

[OurFaveOnlineDoc 🇬🇧 🇳🇬 @OurFavOnlineDoc]

Let me explain to you what these barbaric savages did in Benue state. For those who haven’t seen the video (maybe because it was too traumatic for you).

Let me break it down for you:

According to eyewitnesses;
Around 10:45pm on Friday night,
A group of terrorist animalistic vermins invaded Yelewata village. They divided themselves into two groups:

One group went to the police station and engaged the police in a fire exchange. The aim of this group is to keep the police engaged so the police won’t go into the village to protect the people.

The other group now marched into the village and started going from house to house with petrol and weapons. They sliced and matcheted people then doused them with petrol and burnt them to ashes. They this to almost a 100 houses and killed over 200 people in this manner. This was done for 3hours from 11pm to 2am. The only reason the massacre was not far worse and did not go on for longer was the brave youths in the village who repelled and resisted these barbaric inhuman animals.

Children. Women. Men. Grandmothers.
Attacked in their sleep. Sliced like animals. Burnt to unrecognisable ashes. It was a brutal carnage and a violent bloodbath.

This is what happened to the Benue people. And for 48 hours, the unfortunate incompetent nincompoop president of Nigeria said absolutely nothing until there was collective national outrage online led largely by many of us here.

The Pope spoke before that fool in Aso Rock said anything. A lawmaker in the USA tweeted about the matter before Tinubu said anything. VDM flew to Benue and till now, Tinubu has not yet visited.

What kind of country with a heartless brainless soulless president is this? And when he finally speaks on the matter, he tells the governor to organise “dialogue and reconciliation”????

Dialogue and reconciliation with who?
How do you reconcile with faceless terrorist landgrabbers and godless verminous savages who invade your land at night slicin your throat in your sleep and burning you to crumbling ashes? How do you reconcile with that?

If you have no idea what happened in Benue state, this is actually the story of it as narrated by eye witnesses in the video.

I have no words but tears for Benue.
Please 🙏🏿 I beg you all let us lend our voice for Benue. Let us all speak up for them.

The media is corrupt and compromised.
The politicians are nonchalant and simply don’t care. The religious elite are not bothered as long as it doesn’t affect their tithes. That useless shameless organisation called CAN (of worms) has said absolutely nothing since yesterday. My point in all of this is that Benue has nobody to speak for them or fight for them apart from us.

If we don’t speak, that state will be wiped out. I beg you all again please 🙏🏿 let us lend our voice for Benue. Let us all speak up for them.

Today it is Benue. Tomorrow it may be you.
Please share this tweet everywhere. Use the hashtag. Create awareness. Please 🙏🏿
#EndBenueGenocide #EndBenueGenocide

[K R U Z I N @iamkruzin__]

@SirDavidBent https://t.co/9xkdrpH2S8

[K R U Z I N @iamkruzin__]

Best night in a while..

[K R U Z I N @iamkruzin__]

@djpampam_ Superstar Dj PamPam..🔥🔥

[K R U Z I N @iamkruzin__]

2025! We’re breaking across nations and continents!!!

Happy New Year.🥂

[K R U Z I N @iamkruzin__]

31-12-2024

ENDLESS GRATITUDE..🙏

[MrBanks💰 @Mrbankstips]

Fr

[NO CONTEXT HUMANS @HumansNoContext]

This is art, not a banana stuck to the wall with duck tape

[Summer Banton @summerbanton]

my cousin Sheldon is missing. Please share and let me know if you have seen or heard from him in the past week !

[K R U Z I N @iamkruzin__]

Layiii🔥🔥

[Mr. Láyí @layiwasabi]

P.B.U.Y’💐

[I will be Polymath @Not_lolu]

‘ETHNIC SWAG’ for #HeisFanArtChallenge

I had to put out this piece super late, cause it cost me an arm, leg and part of my soul 😂.

Made with #blender

[K R U Z I N @iamkruzin__]

@Not_lolu Madness!!!!🔥🔥 What???

[Donald @RealDonaldDoo]

This is the guy I was talking about.

If you see this, take a few minutes, and say a prayer for this guy’s safe return.

It’s been more than a year.

[Elon Musk @elonmusk]

Just inspected the Starship booster, which the arms have now placed back in its launch mount. Looks great!

A few outer engine nozzles are warped from heating & some other minor issues, but these are easily addressed.

Starship is designed to achieve reflight of its rocket booster ultimately within an hour after liftoff. The booster returns within ~5 minutes, so the remaining time is reloading propellant and placing a ship on top of the booster.

[K R U Z I N @iamkruzin__]

@iam_kingpi If you think final year is enjoyment, oju e a bo..