"Equity markets are meant for big boys and professionals, not for Mr. Joe on the street."
So, invest only in FDs for 645 years to accumulate ₹100 crore, and only then can you invest in the stock market.
If you feel useless because you don't understand the stock market, remember that LIC spent the last 10 years increasing its stake in Rajesh Exports from 1.9% to 10.8%.
P.S.: You're probably doing better than you think.