Michael Richard II

[Michael Richard II @ibanezman88]

Whether you know it or not... this is what you've been waiting for! This would(and I believe will) be a game changer!
#metallicus #XPRNetwork #metalblockchain #webauthwallet #loanprotocol #MTL

[Echo 𝕏 @echodatruth]

🚨 What if your crypto became your credit score?

That's the future this infographic is exploring.

Instead of selling your crypto every time you need cash...

- Lock your assets as collateral.
- Build an on-chain financial reputation.
- Receive a dynamic credit line.
- Spend anywhere while your assets stay invested.

Every repayment strengthens your on-chain reputation, not just a score locked away in a centralized database.

This isn't about replacing banks.

It's about upgrading the financial system with:

⚛️ WebAuth Identity
🛡️ KYC/AML/BSA Compliance
🏦 Regulated DeFi Lending
🪙 Metal Dollar ($XMD)
⚡ Instant Settlement

Imagine a world where your wallet becomes your financial identity and your creditworthiness is built on transparent, verifiable on-chain activity.

We're moving from "trust me" finance to "verify me" finance.

Is this what the next generation of credit cards looks like? 👀

#KWYH #TDBN #MetalPay #LOAN #DeFi #Web3 #XPRNetwork #Metallicus #Stablecoins #OnChainFinance #MoveToMetal 💜⚛️

[Michael Richard II @ibanezman88]

Real time winning! Never have I ever had my money working this hard for me!
#metallicus #XPRNetwork #metalblockchain #webauthwallet #loanprotocol #MTL

[LOAN Protocol @LOAN_Protocol]

APY moves as markets move.

As asset prices shift, borrowing demand changes, and lending yields adjust in real time.

Todays top lending market: cardano:native

Dynamic yield, driven by market activity.

⛓️ https://t.co/eCDsWNrz9M

[Michael Richard II @ibanezman88]

The ONLY!
#metallicus #XPRNetwork #metalblockchain #webauthwallet #loanprotocol #MTL #XMD

[Marshall Hayner @MarshallHayner]

Hey @grok Is Metallicus (Metal Dollar / XMD) the only offering live as of today in regards to stablecoins that have integrated on-chain digital identity?

[LOAN Protocol @LOAN_Protocol]

Every major financial system runs on credit.

DeFi is next.

LOAN Protocol is building the onchain lending layer for a world where digital assets are more than assets, they’re productive capital.

[Michael Richard II @ibanezman88]

Bring it on!
#metallicus #XPRNetwork #metalblockchain #webauthwallet #loanprotocol

[Marshall Hayner @MarshallHayner]

Does your bank or credit union integrate with blockchain technology? It will soon.

[Michael Richard II @ibanezman88]

The future sounds bright😎
#metallicus #XPRNetwork #metalblockchain #webauthwallet

[LOAN Protocol @LOAN_Protocol]

Update: 500m Total Lent on Loan Protocol achieved ✅

DeFi needs better lending infrastructure.

LOAN Protocol is bringing scalable, transparent, onchain credit to users and institutions.

The next phase of lending is programmable.

[Michael Richard II @ibanezman88]

Wonder what he's talking about...
#metallicus #XPRNetwork #metalblockchain #webauthwallet #loanprotocol

[Marshall Hayner @MarshallHayner]

You don’t have to be a Genius to have the Clarity to see what comes next…

[Michael Richard II @ibanezman88]

Getting closer...
#metallicus #XPRNetwork #metalblockchain #webauthwallet #loanprotocol #XRP

[Echo 𝕏 @echodatruth]

The New Financal System is here ....Ⓜ️⚛️🍓💰

[Michael Richard II @ibanezman88]

This could be the spark that ignites the powder keg!
#silver #blockchain #Crypto #RWAfi #kwyh

[Echo 𝕏 @echodatruth]

🚨 BREAKING 🚨

A close contact of mine who operates silver mines worldwide just told me they’re officially tokenizing mined silver directly on blockchain and cutting out the middleman completely.

That’s it.
That’s the game.
Paper silver just lost its grip.
Know What You Hold!!!
#silversqueeze

[Michael Richard II @ibanezman88]

Still waiting on the announcement lol. Abolish the #IRS open the #ExternalRevenueService. Leave my #Paycheck and my #Crypto alone.

[🇺🇸🍩 JULIE DONUTS 🇺🇸🍩 @Juliedonuts]

Abolishing the IRS. Phases. It will be ABOLISHED 100%!!
🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥

[Michael Richard II @ibanezman88]

the way people just give out their info for a chance to win a little something. Saddening. #metallicus #XPRNetwork #metalblockchain #webauthwallet #loanprotocol

[Michael Richard II @ibanezman88]

This is the shit I'm talking about. Unverified account. And 183 people just giving away their info(2 calling it out for what it is). Just click bait, to get views and comments. Now can it be hacked from just your username? Probably not but...

[Michael Richard II @ibanezman88]

@NVIDIAGeForce "GeForce Day"

[Michael Richard II @ibanezman88]

@DropCoinXRPL Weak hands

[Michael Richard II @ibanezman88]

Take my advice, I'm not using it...

[Leaders 𝕏 Junction @LeadersJunction]

4 Years of Therapy in 1 minute:

[Michael Richard II @ibanezman88]

Fantastic, I've been saying #cryptoiscoming

#XRP #XLM #XDC #ISO20022 #metallicus $xrp $xlm $xdc $loan $metal $xpr

[Wendy O @CryptoWendyO]

US LAWMAKERS PUSH FOR RETAIL!

They ask SEC Atkins to implement $12.5 trillion Trump EO to unleash 401(k) capital into Bitcoin and Crypto!

THIS IS A STEP IN THE RIGHT DIRECTION FOR ALL!

HIGHER!

[Michael Richard II @ibanezman88]

Send it! #XRP #XRPHolders #XRPArmy

[$DROP @drop_xrp]

As @BCBacker has been showing us for years, altseason really kicks off when the Russel 2000 goes into an all-time high > and it’s hereeee 🚀

He’s also said that within hours of a bigger breakout, Ethereum and the broader crypto market should follow, sending the space into full-blown euphoria.

That usually means a major macro narrative is about to hit > and don’t be surprised if Ripple, Brad, or the SEC drop big posts to line up perfectly with this move for $XRP.

Everything in these markets is timed with precision. ⏱️

Stay tuned > tonight, tomorrow, or this weekend could mark the very start of the masses flooding back into crypto. 💧

[Michael Richard II @ibanezman88]

@CryptoWendyO @SecScottBessent This comment! 🫡 Nailed it!

[Lineup Games 🔥🦊 @LINEUP_games]

More MASSIVE News🔥

We’re thrilled to announce our newest partnership with tech giant @Meta!

Through this collab we’re supercharging our mission to onboard the next 1 Million gamers into Web3.

Together, we’re bringing groundbreaking tech, expanded reach and gameplay 🧵

$MBS

[Michael Richard II @ibanezman88]

@ericcorbello @Ashcryptoreal Thank you. I thought I was the only one who noticed.