The biggest wealth destroyer in the UK right now is PCP car finance.
People on a ยฃ32k salary will happily lock themselves into a ยฃ500/month contract for a Mercedes they will never actually own, just to sit in gridlocked traffic on the M25 and try to impress people in the lane next to them.
Then they get to the office and complain that taxes are too high and the government is holding the working class down.
If you put that ยฃ500 a month into an S&P 500 ISA instead of a rented German car, you'd be a millionaire by retirement. Stop blaming the Prime Minister for your own terrible capital allocation.
Your car isn't an asset. It's an anchor.
Running a household takes knowledge, especially today with so many doubts about Islam. Lockdown made this clear when masฤjid closed and some families struggled with Jumuโah, Eid and tarฤwฤซแธฅ at home