Dr Emmanuel Efe Emefienim, the CEO Premium Trust Bank speaks on investing in people.
If you missed @theplatformng yesterday, you missed out on a master class series in strategy and wisdom on how to build.
Kindly watch fully on my Youtube page, Pastor Poju Oyemade Channel.
Dem fit involve you for settings make them still no connect you.
That you have a seat at the table doesn't mean you're part of the team.
Lo opolo e. 🧏🏾♂️
Another convention centre 🤦🤦, no single production company built in Akwa Ibom state to employ thousands of graduates! Sometimes I wonder if there's truly hope for young people out here🤦🤦🤦
Uyo is taking shape as a major destination for conferences, tourism and entertainment.
Construction is advancing on the 5,000-capacity Ibom International Convention Centre, with 8 meeting rooms, a 200-room hotel, ARISE Shopping City and other leisure facilities within the emerging district.
What kind of major event would you like to see hosted here when completed?
You just made your first $1M. Your brain immediately jumps to the bigger house, the nicer car, that business idea you’ve been itching to execute.
Resist all of it, that instinct is exactly why most people who come into money are broke again within a few years.
The move nobody teaches you: do nothing.
Let it sit. Don’t deploy it, don’t try to flip it, don’t show it off. Park it somewhere safe that pays you while you think. Lock it into a 2–3 month yield-bearing instrument e.g T-bills, low-risk positions, safe and battle-tested protocols.
You’re not trying to get rich off it; you’re already there. You’re buying yourself time to think clearly and getting paid to do it.
Run the numbers. $1M at just 5% APR:
→ $50,000 a year → $4,167 a month → $137 a day
Every day you wake up, $137 landed in your account. You didn’t touch your principal. You didn’t lift a finger, and if that 5% compounds daily, you’re closer to $51,200 a year, the money starts making money on the money.
So before you spend a single dollar or naira, ask yourself one question: can this purchase pay for itself from the interest alone? If yes, you’ve earned it. If no, you’re eating your seed.
Anyone can GET money. Keeping it is a different skill entirely and it starts with the discipline to sit still while everyone expects you to splurge.
Sometimes parking it and letting it pay you is the best play ever. This is from experience, don’t joke with your once-in-a-lifetime SEED when it comes your way.
Your future is being built in tiny pieces.
The phone call you make.
The page you read.
The money you save.
The hour you practice.
The waking up early.
The customer you treat well.
Never underestimate small actions repeated consistently.
Some of you need to accept that the street is not for you. It's very okay to find a partner you are committed to, and love the fvck out of each other.
You're not a player or bad bitch, and that is okay.