Hafidz

Data Scientist | Growth | User Research

[Hafidz @ikanez]

Most of us struggle to set aside money that's meant for the future.

The problem lies in our tendencies to discount future needs to present wants.

This cognitive bias is called "Hyperbolic discounting".

It's a bias where people tend to prioritize short term gains over long term reward, even though the future reward is much more in value than the one in present.

It explains why BNPL was so popular. It also explains why a few of them had to shut down their business (ie. low repayment rate).

With Be U by Bank Islam, we try to help our customers get around this bias by automating the act of saving itself via our 'Save and forget' and 'Nest 52' rules in our Nest feature (details in pics).

Moving (ie. losing) money into savings can be hard, hence automating it lessens the pain.

Perhaps instead of instant gratification and BNPL, we can all move to SNBL (Save Now, Buy Later) instead.

I don't think it's going to be easy.

But nothing worthwhile ever is.

Happy saving (and later buying)!

p/s: Start saving now. Learn more at: https://t.co/rymNxe5YXp

[The Futurizts @TheFuturizts]

“I’m struggling to build an emergency fund.”

“I want to save RM10,000 for a downpayment, but I don’t know how to start.”

Money has been a tough issue for many, especially when it comes to saving and investing.

This Sunday, we’ll discuss how to build to healthy saving habits, the wealth gap in Malaysia, and the ringgit’s YTD performance.

Don’t miss the live session:
https://t.co/PWFK8AQqrk

[Sean Welleck @wellecks]

All 23 lectures for my CMU Advanced NLP course are now on YouTube. The slides and 20 code examples are also publicly available.

- YouTube: https://t.co/PV5FMA47La

- Course Page (Slides, Schedule): https://t.co/2C7JNAC9eY

- Code: https://t.co/mz6i7tcoMh

The lectures are grouped into 7 themes: fundamentals, architectures, learning & inference, modeling, evaluation, RL & agents, and scaling & efficiency.

Check them out if you’re looking for an introduction or refresher on the fundamentals of LLMs, key ideas from recent NLP research, or are just curious to learn more.

[Prasanjit Dey @Prasanjit_ui]

Recently got a lot of DMs asking how I got a remote job. So here's what worked for me.

→ Pick one niche and go deep. Something you actually like, that you can talk about without running out of things to say.

→ Be consistent. Do what you're doing everyday, even if it's just for an hour. It builds muscle memory.

→ A few places to find these companies: YC jobs, Wellfound, Remote OK, We Work Remotely. Look for the ones that recently raised funding, they're hiring fast.

→ Find the founder or their employees. Get their contact, X, or email, and message them directly.

→ Keep it simple. Who you are, what you do, one line on why this company. Know about the company first, don't message blindly.

→ If you only want remote, say it upfront in the first message. Don't let it come up later.

→ Send proof of work, not just a resume. Make a Notion doc, write a bit about yourself, and drop the links to your best projects. Add a 2-3 minute Loom video walking through them, it shows the actual effort. If you have open source work, add that too.

→ Don't wait to feel qualified. Just start. But have a few good projects ready before you do.

→ Even if someone rejects you, keep the connection. Say thank you, end it well. I actually got referred to another company by a founder who rejected me.

→ Post your work on X. Doesn't matter how much reach you get, it still increases visibility. I was getting clients even without much reach.

→ It's a numbers game. Do cold DMs every day, make it a habit, not something you try when you're desperate.

→ Keep the consistency and the hard work. You don't know when the opportunity will come.

[Alisa Liu @alisawuffles]

I'm joining OpenAI next week!🥹 The job search turned out to be really challenging but also super rewarding, so I wrote a small blog to share what I learned along the way and hopefully make the process a little less mysterious for the next person. https://t.co/6FigSBdenD

[Hafidz @ikanez]

"If my mind is a room, how would it look like?

Generate the picture"

[Hafidz @ikanez]

Middle management is part of that category. And as someone in middle management - I was curious as to whether I am - in fact - easily replaceable by AI.

This article is my exploration on that idea. In Defense of the Managers, by @ikanez https://t.co/5VpS2TXsJ7

[Hafidz @ikanez]

Recently wrote something that I've been thinking about a lot when reading about AI-driven layoffs that's been trending as of late. In more recent news, Cloudflare let go of some 1K employees thanks to AI. Bulk of which, was the "measurers" - a term coined by Peter Drucker.

[Hafidz @ikanez]

Went on holiday in Bangkok recently.

Only heard the honk been used like once while I was there for a couple days.

Says a lot about them as a society.

[Hafidz @ikanez]

Bersama @HilalAsyraf di pesta buku KL 2026.

Dah jadi mcm rutin tahunan. 😌

[Hafidz @ikanez]

There is much truth in this.
https://t.co/n0q3zB9141

[Hafidz @ikanez]

Pressure is a privilege.

Or was I suppose.

😀.

#coyg

[Hafidz @ikanez]

@sirennextdoor Once upon a time I worked on Career Insights at Seek.

Not sure whatever happened to that thing. Maybe got rebranded or scrapped.

[Hafidz @ikanez]

Contents from AIE conference.

Credit goes to the original person who built and compiled them.

https://t.co/1ndn0kvdrj

[Hafidz @ikanez]

@azwan_ @_rsberrypie94 they got impacted by AI, or is the co struggling to make profit?

[Hafidz @ikanez]

People are asking for how much? 🤔

[Pakcik Skena @erhanazrai]

HR expect 20-30k, talent expect 45k -> sebab tuh ada banyak kosong.

[Hafidz @ikanez]

A summary of the article: https://t.co/bnhjDzs96Q

[Hafidz @ikanez]

"How do new managers build autonomous (ie. self governing, high performing) teams?"

I've thought a lot about this over the past week, as I reflect back on my time as a manager for the past few years, and as an IC before then.

https://t.co/quVnAlOIzX

[Hafidz @ikanez]

I recently listened to Lenny’s podcast with Eric Ries on building “incorruptible” organizations. Didn’t expect it to connect to something I recently wrote about Decision Architecture, but somehow it did.

[Hafidz @ikanez]

For those of you made it this far and wants to learn more, do watch the podcast at (https://t.co/nIRXXdHD0T) and my article at (https://t.co/gqytStuEU2)