Iko

Track who owes you money — without the awkwardness.
Built for small businesses, everyday credit, and personal lending.
Free during beta.
📩 [email protected]

[Iko @ikotrack]

Late payments are frustrating.

You’ve done the work.
The client says, “I’ll send it soon.”
Then you wait.

I built a simple tool to track money owed and send respectful reminders.

Iko is in beta — free to try.
https://t.co/a2ES1ss4aQ

[Iko @ikotrack]

Sometimes the issue isn’t that people won’t pay.

It’s that life gets busy and everybody forgets 😅

That’s why Iko helps you track:

who owes you
Who you owe
and when to follow up

Simple. No stress.

https://t.co/eQiePY1h3o

[Iko @ikotrack]

Sometimes the money isn’t even the issue.

It’s the awkwardness of reminding someone you know 😅

That’s why I built Iko — to make personal lending easier to track without stressing friendships.

https://t.co/eQiePY1h3o

[Iko @ikotrack]

@K1__OG Yeah, still in beta. Just means I’m improving it based on real use.
It’s fully usable. Just getting better over time.

[Iko @ikotrack]

I collect goods from another shop to complete a sale.

Now I have to remember:

Who I collected from
What I collected
When I’m supposed to pay
If I forget, wahala.

There should be an easier way to track this.

https://t.co/a2ES1ss4aQ

[Iko @ikotrack]

@OyedejiTeslim Appreciate it 🙏

[Iko @ikotrack]

@K1__OG QuickBooks is great for full accounting.
Iko is more for quick, everyday credit. Just log it and move on.

[Iko @ikotrack]

@Bodmanuel Yeah, true 😄 people use notepads.
This is just to make it easier when you’re dealing with multiple people, and you don’t want to mix things up.

[Iko @ikotrack]

@Deejay_tunez Fair point. Notepads and calls work.
This is just to make it easier when it’s not just one person. When you’re dealing with multiple shops or credits, things get messy fast.

[Iko @ikotrack]

@manlikeangus Yeah, I see what you mean. Not exactly drop shipping though.
It’s more about informal credit between sellers… and even stuff like lending money to friends.
The real issue is just remembering who you owe and when.

[Iko @ikotrack]

@mimi_mezie It’s basically for those “I’ll pay you later” situations 😄
Instead of stressing to remember, you just log it and it keeps track for you.

[Iko @ikotrack]

You go to the market to buy something.

Seller no get am.

She runs to another shop, collects it, comes back and sells to you.

Now she owes that seller — and has to remember.

This happens every day.

[Iko @ikotrack]

That’s exactly what Iko helps with — tracking money owed and sending reminders without stress.
https://t.co/a2ES1ss4aQ

[Iko @ikotrack]

Getting paid back shouldn’t feel awkward.

It should just be clear.

[Iko @ikotrack]

You give someone goods on credit.

They say they’ll send the money later.

Days pass.

Now you’re thinking:
“How do I even remind this person without sounding somehow?”

[Iko @ikotrack]

If you deal with this a lot, you should try Iko — helps you track and remind without stress.
https://t.co/a2ES1ss4aQ

[Iko @ikotrack]

You sell something.

Customer says “I’ll send it now.”

You’re checking your phone every few minutes for the alert.

This thing happens too often.

[Iko @ikotrack]

Some people will owe you money…

and still be the ones giving you attitude 😅

Business is not easy.

[Iko @ikotrack]

@francis_cgl Thank you! That’s exactly the goal — make following up on payments less awkward and more organized.

[Iko @ikotrack]

Late payments are frustrating.

You’ve done the work.
The client says, “I’ll send it soon.”
Then you wait.

I built a simple tool to track money owed and send respectful reminders.

Iko is in beta — free to try.
https://t.co/a2ES1ss4aQ

[Iko @ikotrack]

Customer asks for a product.

Shop owner no get am.

She runs to another shop, collects the item, sells it, and says she’ll bring the money later.

Now she has to remember who she’s owing.

This is everyday business in Nigerian markets.