This debate about lifestyle differences between individuals having 8–10 crores versus 50–100 crores is largely baseless. Beyond a point, the real differentiator is not more money, but values, discipline, and how one raises the next generation. I believe one of the most important things parents can teach their children is the value of money and the importance of limits.
I know a UHNI whose only son wanted to buy a yacht worth 150 crores. His father refused, and the son committed suicide. I know another UHNI whose only son wanted an imported superbike. His father bought it for him. The very next day, the son took it onto the highway at 140 kmph, met with a horrific accident, and died on the spot.
Two very different decisions by two fathers, yet both stories ended tragically. The lesson is that wealth alone does not solve deeper issues. Without grounding, emotional resilience, and responsible upbringing, even extraordinary wealth cannot protect families from devastating outcomes. The real inheritance is not money, but values.
An athlete won't judge you for working out
A millionaire won't judge you for starting a business
A musician won't judge you for trying to sing
It's always the people going nowhere that have something to say