Debajit Kr Bhatta 🇮🇳

A cosmic traveller on a voyage to unearth the elixir of life. @IBM || Ex @TCS || @BIMTECHnoida alumnus || Investment Enthusiast

[Debajit Kr Bhatta 🇮🇳 @imDK_bhatta]

Please give it a read to this extensive research oriented paper featured in IJEBR by @igiglobal

Co-authored by :

Prof @PoojaMMisra of @BIMTECHNoida

Debajit Kr Bhatta of @alumni_bimtech
And @SwarnavaDutta8 of @alumni_bimtech

[IGI Global Scientific Publishing @igiglobal]

Today’s featured #OA paper is “Online Review Influence on the Retail Industry: Theoretical Extension and Analysis” featured in the International Journal of E-Business Research (IJEBR). Read the full paper here > https://t.co/kUt4kXVDzL

[Save Invest Repeat 📈 @InvestRepeat]

India is an interesting country, within just 2 months

One person had to resign for not stopping cheating.

Another person had to resign for stopping cheating.

As its said, India disappoints both the optimists & the pessimists.

[Ehsaan Noorani @EhsaanNoorani]

Been watching some of the tributes to the late Zubeen Garg on social media and tv , never have I seen such a deep and loyal fan following . He is immortalised by his fans … what a lovely thing that is :)

[Debajit Kr Bhatta 🇮🇳 @imDK_bhatta]

@CMShehbaz Your condemnation has no worth. Keep blabbering

[Debajit Kr Bhatta 🇮🇳 @imDK_bhatta]

@sony_india You are nothing but #sorrybravia

[Debajit Kr Bhatta 🇮🇳 @imDK_bhatta]

@himantabiswa @narendramodi Why to travel to Majuli when we have venice like guwahati.

[Debajit Kr Bhatta 🇮🇳 @imDK_bhatta]

@Uber_India i was wrongfully charged 1499 for uber one membership i want to opt out can you please help me in doing so.

[Jairam Ramesh @Jairam_Ramesh]

The Finance Minister’s response to my so-called ‘canards’ hinges on 5 dubious claims -

1. Merchant Discount Rate (MDR) applies only to merchants and not to customers

This is misleading. MDR is charged to merchants but it is inevitable that they pass transaction costs on to consumers through higher prices or differential pricing - just as they do with credit and debit card payments. Moreover, "merchants" include medium and small businesses, kirana stores, and even street vendors, the very backbone of UPI adoption.

2. It will support banks and fintechs to invest more in infrastructure, innovation, and security.

UPI was built as a public digital good, and the government has a responsibility to protect it. Zero MDR was critical to its success, enabling small shops and roadside vendors to make and receive payments without transaction charges.

Better alternatives are also on the table. The RBI has the capacity to support the UPI ecosystem without charging merchants or consumers. Why is this option not being considered?

3. The Steering Committee is yet to decide on MDR.

Policymaking is not just for the present but also for the future. The Bill removes the statutory guarantee of zero-MDR under Section 10A. It leaves future charges to government notification. Government assurances or tweets are no substitute for statutory safeguards, especially when earlier assurances on retaining zero-MDR are now being reversed.

4. The timing raises legitimate concerns.

The amendment comes shortly after the U.S. Trade Representative's 2026 National Trade Estimate Report criticised India's UPI and RuPay ecosystem, as well as Brazil's Pix, since they take up market share from Visa and MasterCard. While Brazil has continued to back Pix as a strategic public digital infrastructure, the Modi Government is now weakening statutory protections for UPI.

Google Pay and Walmart-controlled PhonePe together process over 80% of UPI transactions. At a time when foreign-controlled platforms already dominate the ecosystem, India should be strengthening and not weakening its public digital infrastructure.

5. This issue could have been discussed in Parliament.

The Parliament has been dysfunctional in this session entirely due to the Modi Government’s refusal to be accountable to Parliament. The Opposition’s demand for a statement by the Home Minister on the police brutality on students on June 20th has not been heeded. Attending Parliament and answering questions is not optional, it is part of a minister's constitutional responsibility. It is the Modi Government’s evasion of responsibility which has created this situation of chaos in the House and it is the Modi Government that exploited it to pass this Bill through a voice vote within minutes of its introduction in the Lok Sabha.

[Saurav Das @SauravDassss]

#Important: Here is our agenda.

This September, the Cockroach Janta Party begins its ‘Kya Bolti Public’ listening tour. We are taking this movement to the grassroots to listen. We want to hear the aspirations, anxieties, and ideas of India’s young generation and the together work towards building a brighter future.

Education reform and unemployment remain at the very top of our priorities. We will also relentlessly push for institutional accountability because a democracy cannot function when institutions stop being accountable for their (in)actions. A big question mark surrounds the integrity of the Election Commission, the judiciary, and the media. The three’s accountability MUST be restored.

We also seek to bring together the countless movements, organisations, and citizens already fighting for justice on different fronts. No single organisation can transform a nation alone. Our greatest strength lies in unity.

Every person who cares about India’s future is already a leader. If you believe in democracy, accountability, constitutional values, and a better future for the youth, come build this movement with us. Join us: https://t.co/QgEB147oE7

Many of you have asked us to become a political party. We are deeply grateful for that faith. But at this moment, our energy is better spent where change truly begins: among the people! Existing parties are being broken up using money, ED, CBI, etc. Those in government are also now deciding who can vote and who can’t. They are choosing which elected MP will be in which party. So our immediate mission is grassroots mobilisation, democratic reforms, and mass public awakening.

For now, we remain a people’s pressure group. And we are only getting started.

#KyaBoltiPublic #CockroachesUnite

@Cockroachisback @abhijeet_dipke @AshutoshRanka @whattalawyer @Vaishnavii_gaur

[Arvind Kejriwal @ArvindKejriwal]

असम में बाढ़ की गंभीर स्थिति अत्यंत चिंताजनक है।

इस संकट की घड़ी में हमें असम के लोगों के साथ खड़े रहना है। केंद्र सरकार से आग्रह है कि इस वार्षिक आपदा का स्थायी समाधान निकाला जाए। मेरी सभी कार्यकर्ताओं और पूरे देश से अपील है कि असम के भाई-बहनों की मदद के लिए बढ़-चढ़कर आगे आएं।

[Narendra Modi @narendramodi]

HIGH POWERED TASK FORCE on examination reforms under the leadership of Shri Nandan Nilekani constituted.

@NandanNilekani

[Debajit Kr Bhatta 🇮🇳 @imDK_bhatta]

@Abhinav_Pan Thank you Abhinav ji. Ab jis state ka gamcha liye hue hain us state k loye bhi thora awaj uthe dete to. Assam flood k bare main.

[Bengal Cartel 🔱 @TheBengalCartel]

🚨WATCH : Massive crowd have taken over Sealdah in KOLKATA today in protest against the police brutality on students demanding accountability for the NEET paper leak & resignation of Dharmendra Pradhan.

The voices of dissent are only growing louder.

LONG LIVE REVOLUTION. ✊🏻

[Debajit Kr Bhatta 🇮🇳 @imDK_bhatta]

@amitmalviya This has been the primary demand since day 1. Accountability will bring trust not blabbering.

[Arun Arora @Arun2981]

Oh bhai bhai bhai 🤣🤣🤣🤣🤣🤣🤣

[Shivani @meme_ki_diwani]

😭

[Narundar @NarundarM]

Isliye me foreign me hi ghumta rahta hun.

[Priyanka Gandhi Vadra @priyankagandhi]

पेपर लीक क्यों हुआ, इसका जवाब शिक्षा मंत्री को देना चाहिए।

बच्चों पर लाठी क्यों चलाई गई, इसका जवाब गृहमंत्री को देना चाहिए।

इन दोनों की जवाबदेही क्यों नहीं तय हुई, इसका जवाब प्रधानमंत्री को देना चाहिए।