Parth Sarthi Bhargava

WIP

[PSB @yourpsb]

💳 My current credit card stack: 👇

1. Axis Magnus for Burgundy
2. Amex Platinum Charge
3. Axis Atlas
4. SBI Air India Signature
5. HDFC Regalia Gold
6. HDFC Swiggy
7. Amex Platinum Travel
8. Tata Neu Infinity
9. HDFC Marriott Bonvoy
10. Scapia
11. BoB Eterna
12. Flipkart Axis
13. ICICI Amazon Pay
14. ICICI Sapphiro

What does your current stack look like? 👀

[PSB @yourpsb]

Gurugram mein ghar se nikloge toh destination se pehle road rage mil jaata hai 😂

[PSB @yourpsb]

As someone working in fintech, I think the recent MDR decision is being blown out of proportion.

MDR is likely to affect merchants who are already doing meaningful volumes and can afford the cost. Small merchants, which indeed are around 95%, doing low-ticket transactions shouldn’t see much impact.

And let’s be honest Indians are jugaadu. If a small merchant occasionally needs to accept a transaction above ₹2,000, he/she can actually take the transaction on his personal QR.

The government has also invested heavily in building the UPI ecosystem through schemes like PIDF, infrastructure, incentives, etc.

So I don’t think the policy is nearly as bad as it’s being made out to be.

[PSB @yourpsb]

I was thinking whether to take the plunge and get the card
and then the good folks from HSBC came to my office 😂

Looks like I’ll be applying for this 10% no brainer cashback card.

[PSB @yourpsb]

Just realised how credit cards have completely spoiled travel for CC geeks in India. 💳🥳

The right card → the right benefit → a much better journey.

Sharing how I enjoy the perks below 👇

🚕 Airport cab → Regalia Gold Boarding Miles

🤝 Meet & Greet → Magnus for Burgundy

✈️ Priority check-in → SBI Air India Signature (Air India) / Magnus for Burgundy

🛍️ Airport shopping → Scapia

🛋️ Lounge for the whole family → Axis Atlas

🚕 Cab after landing → Regalia Gold Boarding Miles

🏨 Hotel stay → HDFC Marriott free-night award

If you are interested to unlock free shopping via the scapia card you can apply for it via this link -

https://t.co/26kJtMiYIV

[PSB @yourpsb]

10 days. Solo. Anywhere in the world.
Where are you going?

[Parth Sarthi Bhargava @imParthSBhargav]

@yourpsb Kazakhstan would be wonderful I guess !
Also Thailand if explored properly !!

[PSB @yourpsb]

Missed a ₹1,000 airport credit by one day 🥲

@getscapia gives you ₹1,000 to spend at the airport -food, shopping, anything once you hit ₹20,000 in a billing cycle.

I hit ₹20,000.
One day into the next cycle.

But at least I got 10% back in Scapia Points… 🥲

So if you’re tired of standing in lounge queues, Scapia is worth checking out.

Get the Scapia card here:
https://t.co/26kJtMiYIV

[Parth Sarthi Bhargava @imParthSBhargav]

@AbhiChtrj Can you DM ?

[PSB @yourpsb]

I remember the craze when Tim Hortons, or “Timmy’s,” as Canadians usually call it, opened in CyberHub, Gurugram some time back.

But honestly, I found the coffee pretty average.

I also haven’t seen many people from my office or friend circle become regulars there.

Personally, I think @BlueTokaiCoffee is a much better option.

That said, it’ll be interesting to see how the expansion of these brands plays out in India.

[PSB @yourpsb]

Is this battery health normal for an iPhone 15 bought in Dec'23 ?

[PSB @yourpsb]

First in my bloodline to hit 1L+ Air India points 😂😎
Thanks M4B and SBI Air India Signature 😋

[PSB @yourpsb]

10L Milestone achieved ✅
30k Bonus Points received ✅
SBI Air India Signature ❤️

One of the best cards for reason !!

[PSB @yourpsb]

First AEP credit with my M4B 😋
Nice way of saying good night,
Axis Bank 😂

[PSB @yourpsb]

Sometimes you get lucky ..

Recently I transferred some Atlas points to Accor using the Japan Airline route..

Since I had just created the JAL account.. I was not expecting the 20% bonus offer that was running..

Checked today and realised I had also received the 20% bonus ALL points !!

Happy with the extra points but the mind says "You could have transferred so much more " 😅

[Parth Sarthi Bhargava @imParthSBhargav]

This was one of the GOATs card !!

[PSB @yourpsb]

10L Milestone achieved ✅
30k Bonus Points received ✅
SBI Air India Signature ❤️

One of the best cards for reason !!

[PSB @yourpsb]

This is one of the best times to be in Indore / Ujjain !!
The colours, the festive spirit is just too good to not be experienced !!
#IncredibleMP #MadhyaPradesh #Indore #Ujjain

[PSB @yourpsb]

I always say never leave free money on the table.

Used my lifetime-free Scapia credit @getscapia card to grab a complimentary Costa Coffee at the airport ☕ #Airportprivileges

Then tapped the HDFC Tata Neu Infinity RuPay card to access the comfortable @RuPay_npci lounge at Delhi Airport T3.

Smart financial choices = better lifestyle without extra spending.

If you’re planning to apply, here are the links:

Scapia Card – https://t.co/26kJtMiYIV

Tata Neu Infinity Card – https://t.co/uXWIr6S9fk

#BachaateRaho #CreditCards #TravelSmart #MaximiseRewards

[PSB @yourpsb]

Pulled off a triple-dip at a Taj brunch for 6 🍽️👇😎

🧾Bill: ₹13,482

🏷️ Extra 10% off using Tata Neu Infinity
🎁 ₹10,000 off via Amex Taj Experiences
💳 Paid ₹2,133 via Axis Atlas → got 105 Edge Miles

➡️ Effective outflow: ₹2,028
(₹1 = 1 Edge Mile 😉)

That’s a ~85% effective discount on a family brunch outing !!

That's why I say never leave free money / experiences on the table !!

Link to apply these cards - ⬇️

Tata Neu Infinity - https://t.co/91ZYBx23pJ

Amex Platinum Travel - https://t.co/qDnRmtCqVT

[PSB @yourpsb]

To new beginnings !! 🍻
#M4B #Incoming #ccgeek