imade

Economist | Banker | Chess Enthusiast

[imade @imade_6ft4]

Hi, I’m Imade.

I’m an Economist and Banker.

I simplify Nigeria’s economy, personal finance, banking, energy and development policy.

My goal is to help young Africans understand money and markets.

Follow for clear insights on how the economy works.

[Central Bank of Nigeria @cenbank]

CBN Launches Cohort 2 of the Regulatory Sandbox Programme

Click this link: https://t.co/YZvCM3sMEO to register or visit the CBN website: https://t.co/BFceYPxytA

#PressRelease
#CBN

[opportunities4africa @oppsforafricans]

The African Continental Free Trade Area (AfCFTA) Digital Innovation Challenge 2026 for young African innovators. @AfCFTA #Africa https://t.co/Fiwfmvci0u

[imade @imade_6ft4]

Where is Nigeria in the AI race today?

[imade @imade_6ft4]

The most valuable skill in today’s economy isn’t having all the answers.

It’s learning how to adapt.

Markets change.
Technology changes.
Policies change.

The people who keep learning are the ones who keep creating opportunities.

[imade @imade_6ft4]

8/8. So the next time your card works at an ATM or POS, remember:

You are not just using your bank.

You are using a global financial network built on trust, infrastructure, and technology.

End.

[imade @imade_6ft4]

1/8. Most people use ATM cards every day without knowing what actually happens behind the scenes.

When you swipe or withdraw cash in Nigeria, there’s a global system making it possible.

Here’s how Mastercard, Verve, and banks really work together:

👇🏾

[imade @imade_6ft4]

7/8. Why does this matter?

Because payment networks determine:

Where your card works
How fast transactions clear
Fees you pay
And even international access

It’s one of the most important infrastructures in modern banking.

[imade @imade_6ft4]

https://t.co/2ifvwVc5J1

[Nairametrics @Nairametrics]

Global tech giant, Oracle, shed approximately 21,000 roles globally in the past year as the US technology giant restructures its operations around artificial intelligence. https://t.co/cjZJuo1vUC

[imade @imade_6ft4]

AI is creating jobs and eliminating jobs at the same time.

That’s how most technological revolutions work.

We’re experiencing a shift in paradigm.

Those who learn, adapt, and leverage the technology will benefit.

Those who ignore it risk being left behind.

[imade @imade_6ft4]

The internet removed geography from the labor market.

A company in New York can hire a developer in Lagos, a designer in Nairobi, and a marketer elsewhere.

Your competition is no longer just people in your city, it’s the world.

[imade @imade_6ft4]

One personal finance rule that has saved me a lot of money:

If I see something I like but didn’t plan to buy, I wait 3 days.

If I still want it after 3 days, I buy it.

Most impulse purchases don’t survive the waiting period.

[imade @imade_6ft4]

An economy is driven by more than numbers.

When consumers lose confidence, spending falls.

When businesses lose confidence, investment falls.

That’s why expectations matter.

Economies run on data, but they also run on confidence.

[imade @imade_6ft4]

The older I get, the more I realize that opportunities rarely go to the most talented person.

They often go to the person who is prepared when the opportunity appears.

Competence matters.

But visibility and consistency matter too.

[imade @imade_6ft4]

Leverage isn’t just finance. In life, it’s using time, knowledge, networks, or systems to multiply results. One skill, one idea, or one connection can do the work of many if used right, that’s how people grow faster with the same 24 hours.

[Oreoluwa Bukola, CFA. @BukkyOA]

The law of leverage is crazy!!!!! Once you get it, you can’t unget it. The way you work will change and your outcomes, super abnormal.

[imade @imade_6ft4]

In Nigeria, the banking sector has consistently posted higher profits than manufacturing. This is largely because it’s easier to make money from financial flows in our system than from producing goods.