Anubhav Agarwal

Lawyer

[Anubhav Agarwal @imanubhav]

It is going to be just like in the movies.. quite very soon.. #futureiscoming ,#braceurself

[Whiplash437 @MrWhiplash_]

🚨 THIS IS GOING TO BREAK THE INTERNET!

Elon Musk just dropped Neuralink's craziest bombshell:

“In the next 6 to 12 months, we're going to implant the first vision devices. Even if you're 100% blind from birth, we're going to write directly to your visual cortex… and you're going to see.”

“And that's just the beginning. In the long term, you'll have ultra-HD resolution and real superpowers: you'll see in infrared, ultraviolet, and even radar. Literally like a superhero.”

The future is no longer science fiction. It's Neuralink.

[Harsh Goenka @hvgoenka]

What @palkisu is saying makes sense. When algorithms become teachers, reels become textbooks , virality becomes truth, when reading disappears, it is misinformation that flourishes. An uninformed generation can be a potential national security risk.

[Anubhav Agarwal @imanubhav]

@_soniashenoy The AI wave came in hard and strong and yes while the disruption is going to be there in the long term, there will be expectation mismatchs for the immediate returns and earnings in these companies.

[Anubhav Agarwal @imanubhav]

@NDTVProfitIndia Extremely sad. Would need to find new brand to move now!

[AnantK @ATK0782]

Despite UP RERA General regulations 10th amendment capping transfer charge by developer at 25,000 - developer Suraksha of Jaypee Klassic Heights is forcefully charging 750 psf plus GST being 14 lacs for 3 BHK. Fraud? @UPRERAofficial @myogiadityanath @PMOIndia @dmgbnagar

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Federal Reserve @federalreserve]

Video message from Federal Reserve Chair Jerome H. Powell: https://t.co/5dfrkByGyX

[Anubhav Agarwal @imanubhav]

@help_delhivery @delhivery it is shame how u all r delaying deliveries by putting fake nd completely false updates like recipient was not at home or requested for rescheduling and delaying deliveries! Even ur customer support is for show. Wonder why people are using ur services.

[Anubhav Agarwal @imanubhav]

Isn't it better for India tht Asim Munir is solidifying his position.. who better 2 lead d enemy thn a failed incompetent leader, especially in military tactics..it is like reign of Modi blossomed more bcoz of mediocrity of Raga #IndiaPakistan
#geopolitics
https://t.co/HyctxyjPxP

[Anubhav Agarwal @imanubhav]

It really is a diplomatic fiasco, which should be appropriately used by India! https://t.co/1cux2yaZ4j #IndiaPakistanWar #MEA #IndiaPakWar #India

[PIB India @PIB_India]

🚨 Staged Video Alert 🚨

Fake video is being circulated by Pakistani handles alleging that an Indian Post was destroyed by the #Pakistani Army

✅ The claim is completely false, and the video is staged

❌ There is no unit called “20 Raj Battalion" in the #IndianArmy

🔴 This is part of a coordinated propaganda campaign aimed at creating panic and misleading the public

[Anubhav Agarwal @imanubhav]

@hvgoenka Om shanti🙏

[Anubhav Agarwal @imanubhav]

@lazy_elegance_ Wondering why it is showing 12.34 pm as this wud have been before the opening time right

[Radhika Gupta @iRadhikaGupta]

I am calling for an end to airlines and makers of boxed food who serve two pieces of bread stuffed with cheese and coleslaw (veg sandwich) in the name of breakfast.

This is India not the West. We have amazing breakfast food from across the country - parantha, idlis, dhoklas, and countless others - that are healthy, tasty, affordable and have shelf life. Our moms make amazing takeaway parantha rolls with leftover sabzis that taste fab.

Please be creative. Spare us the sandwich. We can do better.

[Anubhav Agarwal @imanubhav]

#coldplayindia

[Anubhav Agarwal @imanubhav]

@Mok909279950640 second that

[Anubhav Agarwal @imanubhav]

@0xradhika @bookmyshow ditto

[Anubhav Agarwal @imanubhav]

@MeghUpdates @ATK0782

[Anubhav Agarwal @imanubhav]

@ANI @ATK0782

[Anubhav Agarwal @imanubhav]

😂

[Prashant Nair @_prashantnair]

When you don’t want to pay investment banking fee !