Janet Ruiz

Insurance Information Institute, California Representative

[Janet Ruiz @InsuringCAL]

Resilient Post-Wildfire Rebuilding Pays Off https://t.co/Kn5OsX5wtx

[Insurance Information Institute @iiiorg]

According to a recent @GallagherRe_ report, global #insurtech funding reached $1.01B in Q3 2025.

The growing dominance of #AI-driven solutions is reshaping how insurers manage risk, streamline operations, and engage with customers.

Learn more: https://t.co/J2iJBw7d5o

[Janet Ruiz @InsuringCAL]

https://t.co/prfq9lqKtO

[Janet Ruiz @InsuringCAL]

Tips for renting your home out during Super Bowl - need to know!

[Janet Ruiz @InsuringCAL]

@nbcbayarea @iiiorg
Are you renting your home out for the Super Bowl?? Important tips!

https://t.co/prfq9lqKtO

[Insurance Information Institute @iiiorg]

Recent research shows significant distrust in both individuals and institutions.

Initiatives like @Allstate and @AspenInstitute's Trust in Practice Awards show how community engagement and bridging intergenerational gaps can help rebuild confidence. https://t.co/u5gvQIJ2NY

[NICB @insurancecrime]

Cargo theft is a growing threat that impacts everyone across the supply chain.

Bringing together over 1,200 insurance carriers and strategic partnerships with law enforcement agencies, NICB works collaboratively to collect and share data that helps identify criminal activity before it escalates.

With over 115 years of fraud-fighting experience, our holistic approach is helping to lead the effort in protecting our communities from crime.

NICB stands with our partners on the frontlines in the fight against cargo theft, learn more at https://t.co/ACZxI2pODC to read why we support federal action on this issue through the Combating Organized Retail Crime Act.

[Insurance Information Institute @iiiorg]

🚗🦌 Fall is peak season for animal collisions.

Data from @StateFarm shows that between July 2024 and June 2025, there were 1.7M animal-related auto claims, with drivers most at risk in WV, MT, and WI.

Be alert this season and watch for wildlife on the road.

[Insurance Information Institute @iiiorg]

A new study by the Insurance Research Council reveals that homeowners’ insurance rate filings are taking longer, resulting in smaller approvals and contributing to growing market strain.

Read more: https://t.co/r8S0XuX5WM

#HomeownersInsurance #HomeInsurance

[Insurance Information Institute @iiiorg]

Data from @StateFarm shows an estimated 1.7M vehicle-animal collisions occurred from July 2024 to June 2025, down from 1.8M the previous year.

Key stats:
• 41% of claims occur Oct–Dec
• Odds improved to 1 in 139
• Deer remain the top animal struck

#HighwaySafety #DeerSeason

[Insurance Information Institute @iiiorg]

❄️ Ice, snow, and freezing temperatures can take a serious toll on your home and your budget.

Here's what to do to prepare your home for #WinterWeather hazards: https://t.co/k9b8AQ29Qu

#WinterSafety

[Insurance Information Institute @iiiorg]

A new research center at Northern Illinois University will study the rising impact of severe convective storms, helping insurers better understand and model one of the fastest-growing sources of U.S. catastrophe losses. https://t.co/8SnlpgpAlC

#ExtremeWeather

[Insurance Information Institute @iiiorg]

Lightning causes $1B+ in annual homeowner losses, but commercial impact is often unclear, buried under “general fire damage.”

Certified lightning protection systems and better tracking can help reduce losses and improve resilience. https://t.co/xREYlaBRml

@LPI_Lightning

[Insurance Information Institute @iiiorg]

🚗 Older drivers bring experience and safer driving habits, and that can translate into real #insurance benefits.

Read about how age affects coverage and ways seniors can reduce car insurance costs: https://t.co/2GlCgtMqLg

#OlderDriverSafetyAwarenessWeek

[Insurance Information Institute @iiiorg]

A new report by the Insurance Research Council shows that 1 in 3 drivers were either uninsured or underinsured in 2023, a 10% increase since 2017.

Learn more: https://t.co/yQcm1VtbJz

#autoinsurance #insurance

[Insurance Information Institute @iiiorg]

.@iiiorg @markfri09 spoke to @FoxBusiness in a recent story comparing the California and Florida property #insurance markets.

Find the full story here: https://t.co/hPVT8uTTlg

[Insurance Information Institute @iiiorg]

A recent study by @SwissRe highlights how natural habitats such as coral reefs, mangroves, and wetlands, can help mitigate flood risks and protect coastal communities against severe weather events.

Read more: https://t.co/WDqjzRnNI7

#ClimateRisk #Insurance

[Insurance Information Institute @iiiorg]

There are several steps you can take to protect your family and property from wildfires, including reviewing and updating your insurance coverage.

@iiiorg offers these resources on wildfire #insurance: https://t.co/YFMyCiaMCA

🔥 #WildfirePrep

[Insurance Information Institute @iiiorg]

Selecting the right building materials can protect your home from wildfires—follow these tips to enhance your property's resilience.

For wildfire #insurance resources: https://t.co/1SPwoB4HNf

#DisasterPrep #WildfirePrep 🔥

[Insurance Information Institute @iiiorg]

Registration is now open for the Joint Industry 2025! Join #insurance leaders and explore proactive solutions to today’s challenges, moving beyond “repair and replace” to a predict and prevent approach.

Secure your seat today: https://t.co/ihMyf0B3d6

#InsuranceIndustry