Bipin Vishwakarma

A student, A Mumbaikar😉

[𝗡𝗗 @NECDUB]

Goodbye Charles 💔

[Bipin Vishwakarma @itsBipinV]

@beebomco Absolutely 💯

[Sandeep Kulkarni @moneyworks4u_fa]

My daughter turned 18. We wanted to get her PAN card issued. Simple enough? Not in India! 🫩

Her date of birth was incorrect on Aadhaar. To correct it, we were asked to get a birth certificate in the new format introduced after 2019.

At the birth certificate office, they didn't even have application forms! Instead, a picture of the form was pasted on the wall. We were told to photograph it, find a stationery shop, print it and fill it out.

No stationery shop nearby. Spent 20 minutes finding one.

Then another problem: the registration number on her old birth certificate was illegible because of an overlapping stamp.

Officials were reluctant to help and asked us to return after a few days. After much insistence, one helpful young man finally traced the number.

Application submitted. Relief? Not quite.

"It will take 2–3 months, sir."

Apparently, the application must travel through multiple government departments before a new birth certificate can be issued.

All this just to correct a date of birth, so that an 18-year-old can get her PAN card!

We talk about Digital India, but basic government services still require citizens to run from pillar to post.

Why must something so simple be so complicated?

[Bipin Vishwakarma @itsBipinV]

@AmazingCreditC How much gift card can be added in one go/ a day

[Bipin Vishwakarma @itsBipinV]

Just ridiculous repair pricing

[Beebom @beebomco]

iPhone Duo vs Galaxy Z Fold 8 Repair Pricing😶‍🌫️

Samsung is 3x to 10x cheaper for repair than the iPhone Duo. Does repair charges matter to you or not while buying a phone? Tell us!👇

[Bipin Vishwakarma @itsBipinV]

@TransUnion it's a request to resolve this issue asap.
It's highly affecting us the credit card users.

[Rocket 🚀 @Rocket_Moneyyy]

@CardMavenIn Here, I will blame the system of CIBIL too. There should be a column in CIBIL namely "Risk to Bank" . I have 4 HDFC cards with 2L shared limit. It shows 8L leverage in CIBIL.
Whereas actual leverage/risk to bank is just 2L.

[Bipin Vishwakarma @itsBipinV]

@AmazingCreditC participated

[Amazing Credit Cards @AmazingCreditC]

🚨🎁 ₹5,000 Amazon Pay Giveaway!

Giving away ₹1,000 Amazon Pay Gift Vouchers each to 5 lucky winners.

To participate:

• Follow @AmazingCreditC
• Like this post
• Repost this post
• Comment “Participated”

5 random winners will be selected from the comments.

Giveaway ends on 15 October 2026 at 9:00 PM.

Entries close at 9:00 PM sharp.

Winners will be selected from the comments after the giveaway ends, and the Amazon Pay Gift Vouchers will be sent within a couple of days.

Good luck!

[Bipin Vishwakarma @itsBipinV]

@dealztrendz Good luck to me.
@dealztrendz @Mumbaikar15784
@Google

[DealzTrendz @dealztrendz]

Giveaway Alert 🚨

We’re giving away the newly launched Google Fitbit Air to 11 lucky winners!

Want in?

🔁 Retweet this post
✅ Follow us
👥 Tag 3 friends in the comments (Just mention any 3 handles to qualify)

It’s that simple. Good luck! 🤞

[Bipin Vishwakarma @itsBipinV]

@credofly What is this.
Explanation pls ?

[UP 10T Economic Goal™ @up_10t_army]

After trying Apple Pay, I’m back to say “f*ck you” to everyone who hyped it.

It’s inferior to UPI and even card tap-and-pay, unless you’ve left your card at home.

With Apple Pay, you often have to ask the cashier to bring the machine over. Then it’s double-click, Face ID, and hold your phone near the reader. By then, the cashier may have put the machine back, so you have to ask them to bring it over again. Awkward.

> With card tap-and-pay, just hand over your card and get it back with the receipt.
> With UPI, scan the QR code from a distance and pay.

Both are much smoother.

[Bipin Vishwakarma @itsBipinV]

@AmazingCreditC Absolutely 💯

[Bipin Vishwakarma @itsBipinV]

@slicebank &BIPIN41150

Hoping to win.

[Bipin Vishwakarma @itsBipinV]

@AmazingCreditC https://t.co/rJ9b996KKi

[Bipin Vishwakarma @itsBipinV]

@geekyranjit Actually nothing really in daily use.

[Bipin Vishwakarma @itsBipinV]

#MyX(Twitter)Anniversary

[Bipin Vishwakarma @itsBipinV]

Govt itself charges mdr in all govt related payments across sites.
@RBI @NPCI_NPCI

[ANI @ANI]

Govt Sources say: Banks will monitor merchants that MDR (Merchant Discount Rate) should not be passed on to consumers.

Indian Bank Association (IBA) will make a mechanism and make sure that MDR on UPI is not passed on to consumers

Finance Ministry will hold meeting with IBA (Indian Banks' Association) on UPI issue

Finance Ministry will also meet with merchants and CAIT (Confederation of All India Traders) on MDR issue

IBA to start an explanatory campaign in every regional language for consumer awareness

GST Council likely to take a view with respect to GST on MDR

[Bipin Vishwakarma @itsBipinV]

@credofly Yes !!!

[Bipin Vishwakarma @itsBipinV]

@TechLife3611 @credofly Quite a big difference tbh.