Everything takes longer than you think.
No matter how fast or hard you work, it doesn't happen overnight. It may happen in 7 years (which is incredibly fast by many people's standards), but it's not going to happen overnight.
Every "overnight sensation" you know of today likely put in years of effort behind the scenes that nobody talks about. The game is long and most of you are babies. Remember, the bigger the ambition, the slower you need to go! Patience is the real key component to success.
NEW: Dutch Parliament Member Michel Hoogeveen explains how the 36% unrealized capital gains tax, just passed by the House of Representatives, will work.
Here is a more detailed example:
Step 1. Starting position
You own 500 shares.
Value on Jan 1, 2028: €50,000
Value on Jan 1, 2029: €100,000
So the paper gain is:
€100,000 − €50,000 = €50,000 unrealized profit
You did not sell. But for tax purposes, that €50,000 is treated as income.
Step 2. Apply exemption
You are married, so you get a €3,600 exemption.
€50,000 − €3,600 = €46,400 taxable amount
Tax rate: 36%
€46,400 × 36% = €16,704 tax bill
That bill is due in May, even though you never sold anything.
Step 3. Market falls before you pay
Now suppose by May the shares drop in value.
New total value: €60,000
So your portfolio is no longer worth €100,000. It’s worth €60,000.
But the tax bill is still €16,704, because it was calculated based on the January 1 valuation.
Step 4. You must sell shares to pay tax
To raise €16,704, you sell part of your shares.
After paying the tax, you’re left with:
€60,000 − €16,704 = €43,296
Originally you had 500 shares.
Now you have 360 shares left.
You were forced to sell 140 shares.
140 ÷ 500 = 28% of your shares gone.
Step 5. What happened economically?
Before the correction:
Paper gain was €50,000.
After the correction:
Portfolio is worth €60,000.
Original cost basis was €50,000.
Real gain is only €10,000.
But you paid €16,704 in tax.
So instead of being up €10,000, you are now:
€43,296 − €50,000 = €6,704 below your original starting value.
You turned a €10,000 real gain into a €6,704 net loss.
And you lost 28% of your shares permanently.
Some companies are proud that
“nothing runs without the founder.”
That’s not strength.
That’s risk disguised as dedication.
Businesses don’t stall because people stop caring.
They stall because everything depends on one person caring too much.
Durability starts when the system can breathe without you.
I’ve walked into businesses stacked with tools.
CRMs, dashboards, automations.
Yet nothing moved without one person pushing.
Tools don’t create leverage.
Clear responsibility does.
Until ownership is defined,
technology just amplifies confusion.
Many businesses say they need more leads.
What they actually need is better follow-up.
More traffic won’t fix a leaking operation.
It just makes the leak more expensive.
Real growth often starts by looking inward, not outward.
There’s usually more growth hidden
inside the current customer base
than in the next campaign.
But internal value requires structure.
And structure isn’t as exciting as acquisition.
That’s why most companies keep chasing new leads.
Many businesses say they need more leads.
What they actually need is better follow-up.
More traffic won’t fix a leaking operation.
It just makes the leak more expensive.
Real growth often starts by looking inward, not outward.
A company once told me:
“We’re growing fast, but everything feels harder.”
That wasn’t growth.
That was unmanaged complexity.
Growth doesn’t create chaos.
It reveals the lack of structure underneath.
I’ve seen companies spend thousands on new leads
while ignoring customers who already trust them.
New leads cost money.
Existing customers create leverage.
Growth stalled not because of acquisition,
but because retention was never designed.
I’ve seen teams with strong people and good intentions
still move painfully slow.
Not because they weren’t capable.
But because decisions kept bouncing back to the founder.
When approval becomes the system,
execution becomes fragile.
Speed returned the moment ownership was redistributed.