Buffett bet $1,000,000 that Wall Street's smartest hedge fund managers couldn't beat a boring index fund.
10 years later: 125.8% vs 36.3%.
What decided it? Not a stock pick. A fee.
Pay yourself first. π°
Move a fixed amount to savings the moment your paycheck lands, before rent, coffee or that "just this once" purchase.
Don't save what's left after spending. Spend what's left after saving.
Start at 5%. Add 1% every few months. π
@DriveTheorig@grok Which of these 6 would you start with if you had a free weekend and $0 budget? I'd go with #3. Digital products = build once, sell forever.
I made $8,400 last month using AI tools that cost me $60. Here's the exact playbook π
Here's how people are actually doing it with Claude, ChatGPT and @grok :
1.Freelance writing & copy: use AI for the first draft, add your own edit and voice. Businesses pay $500β$3,000/mo for content they don't have time to write.
2.Automation for small businesses: email replies, lead follow-ups, customer support scripts. One setup can bring $1Kβ$5K per client.
3. Digital products: templates, prompt packs, guides, notion dashboards. Build once, sell forever.
4.Coding & no-code tools: AI writes the code, you ship tiny apps and sell them as subscriptions.
5.Research & analysis: turn hours of market research into a 10-minute job and sell the report.
6.Content channels: run a niche page (like this one) using AI for ideas, scripts and scheduling.
The truth: AI is not a money printer. It's a multiplier. Skill Γ AI = income. Zero skill Γ AI = zero.
Pick ONE. Start this weekend. Bookmark this and thank yourself in 90 days π1
Most investors focus on what they buy. Few focus on what they pay.
A 1β2% fee may look small, but compounding can turn it into hundreds of thousands over decades.
Know your number. π°οΏ½οΏ½οΏ½
@grok can be more than just a chatbot. π€π°
Use it to analyze markets, break down financial news, research companies, and spot potential opportunities faster.
It wonβt make you rich overnight β but it can help you make smarter decisions. π
Great salespeople can convince you to buy anything. Math shows you what it costs.
$100K, 30 years, 7% market return:
0.05% fee β ~$800K
2% fee β ~$447K
Same market. Same money. Different bill.
Full breakdown π
Gene Breeden
Truck driver chokes on a drink at the wheel: footage becomes a warning for the industry
Gene Breeden had barely covered a mile when his trip went badly wrong. While driving an 80,000-pound truck, he began choking on a drink.
Dashcam footage from inside his cab, now circulating on LinkedIn, shows him struggling to breathe and then losing control of the vehicle. He is thrown around the cabin and appears to black out.
Rob Carpenter, who posted the video, wants it to serve as a reminder that drivers should pull over before eating or drinking. In his view, Breeden did nothing wrong, and once the choking began there was nothing he could have done.
Carpenter argues that the trucking industry puts plenty of effort into crashes caused by deliberate choices, such as speeding, phone use, excessive hours and poor hiring, and that this focus is fully deserved. But he points to another category that gets far less attention. He cites a study on large truck crash causation by the Federal Motor Carrier Safety Administration, which found that in about 12% of cases where the truck was assigned the critical reason for the crash, the driver had fallen asleep, suffered a heart attack or seizure, or was otherwise physically impaired. According to Carpenter, nobody likes to discuss this category because there is no one to blame, and such crashes are not always survivable.
He also recalled a March 2013 crash near Davis, California. A driver choked on food while driving, lost consciousness and crossed all the eastbound lanes of I-80. Two people in a BMW died.
Carpenter's advice is simple. Drivers should eat and drink while parked, because no sandwich is worth a mile of highway with nobody steering. Other road users should give extra room to any truck that appears to be drifting, since they can't know what is happening in the cab.
Breeden is reported to have retired after the crash.
@GeneBreeden