Jack

Honorary ambassador for terminally daft lads

[Zack Polanski @ZackPolanski]

Ever since I finished Question Time, Reform have massively been on the attack.

Including a rant from Richard Tice entirely designed to distract from Reform and Russia.

Everyone should know about Nathan Gill, the bribes from Russia and the link to Reform.

[Tour de France™ @LeTour]

💛 RT & follow for the chance to win a 🇳🇱 @mathieuvdpoel signed Yellow Jersey with @SANTINI_SMS

💛 RT & follow pour tenter de gagner un Maillot Jaune dédicacé par 🇳🇱 @mathieuvdpoel avec @SANTINI_SMS

#TDF2025

[Martin Lewis @MartinSLewis]

The Treasury Committee of MPs has just published a report into the Lifetime ISA. I'm pleased that, to an extent, it recognises the call I made when I gave evidence to it, about broken elements of the LISA that need fixing. My comment on it today is...

"LISAs have worked well for many, but there is a growing hole that needs urgently addressing. No first-time buyer should be penalised for accessing their LISA savings to buy their first property – as that's what the state, and the marketing, encourages them to do.

"Yet that's what happens when young people, priced out by inflation, try to use their LISA savings for a home above the £450,000 threshold (which hasn't moved since LISAs launched in 2017) – as is getting more common in the SE of England. It's understandable that they don't get the 25% bonus, but they are effectively fined 6.25% of their money (so £625 per £10,000 saved) to withdraw it. This is unfair, unjust and the rules need changing. If a LISA is used to buy a property above the threshold, there should be no fine, they should get back at least what they put in.

"And this flaw doesn't just hurt those with LISAs. It puts off many young people, especially from lower income backgrounds, who tend to be more risk averse, from opening LISAs in the first place. This is something we've banged the drum about for years. So, I'm glad it appears in the Treasury Committee report. It's a small fix, with very little cost to the state, that would enable and encourage many young people to feel confident about LISAs – and so it's critical it's addressed in the government's imminently expected ISA review."

I'll be honest, I don't hold out much hope, I wrote to Jeremy Hunt when he was Chancellor and thought he was about to fix it - he didn't. And I've written to Rachel Reeves since. Yet I will keep banging the drum.

And in fact bigger changes could come, the Treasury committee also questioned LISAs value for money, and targeting and issues with UC. See The Treasury Committee of MPs has just published a report into the Lifetime ISA. I'm pleased that, to an extent, it recognises the call I made when I gave evidence to it, about broken elements of the LISA that need fixing. My comment on it today is...

"LISAs have worked well for many, but there is a growing hole that needs urgently addressing. No first-time buyer should be penalised for accessing their LISA savings to buy their first property – as that's what the state, and the marketing, encourages them to do.

"Yet that's what happens when young people, priced out by inflation, try to use their LISA savings for a home above the £450,000 threshold (which hasn't moved since LISAs launched in 2017) – as is getting more common in the SE of England. It's understandable that they don't get the 25% bonus, but they are effectively fined 6.25% of their money (so £625 per £10,000 saved) to withdraw it. This is unfair, unjust and the rules need changing. If a LISA is used to buy a property above the threshold, there should be no fine, they should get back at least what they put in.

"And this flaw doesn't just hurt those with LISAs. It puts off many young people, especially from lower income backgrounds, who tend to be more risk averse, from opening LISAs in the first place. This is something we've banged the drum about for years. So, I'm glad it appears in the Treasury Committee report. It's a small fix, with very little cost to the state, that would enable and encourage many young people to feel confident about LISAs – and so it's critical it's addressed in the government's imminently expected ISA review."

I'll be honest, I don't hold out much hope, I wrote to Jeremy Hunt when he was Chancellor and thought he was about to fix it - he didn't. And I've written to Rachel Reeves since. Yet I will keep banging the drum.

And in fact bigger changes could come, the Treasury committee also questioned LISAs value for money, and targeting and issues with UC. See https://t.co/vShzP5NKbX so who knows...

[All The Right Movies @ATRightMovies]

MARLON BRANDO explains why he didn't turn up to collect the Academy Award he won for THE GODFATHER.

[Shipton ESU @ShiptonESU]

Last week, in preparation for uni life / independent living, Explorers prepared a 'meal for a fiver'.

Given a recipe card, teams had to go to the local supermarket armed with £5 to buy ingredients to cook a dish using a variety of means.

#SkillsForLife

[Zarah Sultana MP @zarahsultana]

For too long, minority communities have been scapegoated and blamed for our country’s problems.

It is political choices by consecutive governments that have led us to this point.

[Shipton ESU @ShiptonESU]

Just completed the last camp and event of the year!

Our 24-hour Weekender was our opportunity to celebrate some great personal achievements, try some kayaking, volleyball, orienteering and a celebratory BBQ! ✨️💥

[Shipton ESU @ShiptonESU]

Cloudy with a chance of meatballs... We were up Bosley Cloud on Thursday, cooking on stoves at the top! 😋 🥾⛰️

[Shipton ESU @ShiptonESU]

A day out in the Peak District with our newest Explorers! Getting to know them and exploring some new terrain 🥾✨️🤓

[Jack @Jack00wl]

@alexd0bson00 Didnt say whoch season were going to win it.. plenty of time yet mr.nostradamus

[Prem Inside @ThePremInside]

If a #thfc player scores a hat-trick today I’ll give away £100💪

Like & RT to enter!

#COYS

[Paris-Nice @ParisNice]

⚪️🔴 RT & follow pour tenter de gagner un @maillotapois dédicacé par @EvenepoelRemco avec @SANTINI_SMS

⚪️🔴 RT & follow for a chance to win a Remco Evenepoel signed polka dot jersey with @SANTINI_SMS

#ParisNice

[Richard Parry @_RichardParry_]

The grim reaper driving Margaret Thatcher straight to hell on the 8th of April 2013

[Jack @Jack00wl]

@SigmaTheBoys @ddl_vids

[Terro 🇵🇸🗿🐊👽🍷 @FunnyTerro]

Evil contraption, would leave millions of shrimps out of work

[Jack @Jack00wl]

@RealTimVine Bloody legend. Best 40 mins of my life that. Truly enthralled