Have an open mind and try to see a home for its potential! Our home had horrible wall paper, outdated light fixtures and paint that did not compliment the home. These are things that were easily fixed within a week of us moving in.
Also, shop around for the best deal. See who offers the best interest rate AND closing cost. Some banks have promotions that cover some of the fees associated with closing cost. This could save you thousands!
Once you have a price range that you’re comfortable with, ONLY look at homes within that range. I don’t care how much HGTV you’ve watched, retrain your mind to be realistic. Marble floors and updated kitchens might not be for you. This is the hardest part for me!
Just because you get preapproved for an amount does NOT mean you have to purchase a home for that amount. My husband and I were approved for a loan for $90,000 more than what our home cost. We did not want so much of our money tied into a mortgage, especially for our first home.
Interested in purchasing a home? Here are a few tips that helped us during the process!
1. Get pre-approved! This is the time to work your numbers. Figure out what type of loan you qualify for, how much you need for a down payment and closing cost.
Okay! The book puts the whole Cosby thing in better context. Read it if you ever have time and we can discuss one day. I’m reading it online thru the library app
@LA_LenellBurton It’s an old speech. I’m reading We Were Eights Years in Power and it referenced it along with other things and I’m curious to know what our generation thinks. Many black people were conflicted and felt he was being elitist and looking down on poor blacks
It’s an old speech. I’m reading We Were Eights Years in Power and it referenced it along with other things and I’m curious to know what our generation thinks. Many black people were conflicted and felt he was being elitist and looking down on poor blacks