$3B in RWAs on XRPL
$1.35B in ETF inflows
332K+ whale wallets at a record
A prime broker that tripled
An OCC trust bank charter live
A stablecoin custodied by BNY Mellon
SBI running parallel bets across Japan
A quantum roadmap by 2028
The price is still sitting in what I'd call a great range for accumulation
20/20🧵
When RLUSD is one asset among many, that risk stays small and contained.
Make it the thing everything routes through, and suddenly that one company is a single point of failure for the whole system.
XRP has no issuer. Nobody mints it or can switch it off
12/21🧵
Most wealth management firms still treat crypto like an asterisk. They'll log it on a statement and hope you don't ask too many questions. We took the position seriously enough to build a practice around it. Asset protection, long-term planning, and managed exposure designed for the position you actually hold
The window between leaving a job and starting the next one is when most people's retirement money is the most flexible it will ever be. You can leave the 401k where it is. You can let your new employer roll it into their plan. Or you can move it into a self-directed IRA and finally have a say in what it owns. Most people don't realize the third option exists
The clients we work with hold real crypto positions and come to us with estate documents that don't mention any of it. They're worried about what gets lost in a divorce, a lawsuit, or a generational handoff. We rebuild the plan so their digital assets get the same protection their other wealth does
Almost every week someone asks me the same thing.
If RLUSD already moves money in seconds, why does XRP still need to exist
Fair question. It comes from missing what each one is actually built to do
https://t.co/KJNGgyt2TT
1/21🧵
Add all of this up...
Mainstream rankings catching on, ETF flows accelerate, wallets at record highs, Ripple getting bolted onto US settlement infrastructure
14/15🧵
XRP is 60% off its 2025 high but we've seen $3B in RWAs landed in 30 days, $1.35B in ETF inflows & 332K wallets at an all-time accumulation record
1/20🧵