The new SKBBK deduction should never be mandatory.
Many working adults are already paying for insurance.
They feel forced to pay this new “benefit” they didn't ask for.
Unlike EPF (which compounds your money) or LHDN (which gives you tax reliefs),
PERKESO doesn’t give you anything back if you never get into a single accident.
To make things worse, the extra 0.75% deduction will increase to 1.00% by 2028, and finally 1.25% by 2032.
Going to a cat café when you already have a cat at home is basically the strip club equivalent for cat owners paying to pet ones that aren't yours when you've got the real thing waiting at home.