Not just banks.
Nonbank lenders deal with many of the same payment frictions: wire and ACH fees, settlement delays, reconciliation, etc.
Move funding and repayments onto stablecoin rails and much of that overhead can be reduced.
AI is changing how capital gets allocated. Crypto is changing how it moves. Traditional finance still holds most of it.
A few years ago, the intersection of the three was mostly theoretical. Today, it is becoming part of how financial markets operate.
One thing I've always admired when I've been in Korea is how much technology they develop domestically.
They’ve always been good at seeing which way the wind is blowing, and this is no different.
NEW: South Korea's Financial Services Commission unveils a three-stage plan to tokenize all securities, starting with private bonds and funds for institutions in February 2027, expanding to public equities and stablecoin settlement.
1/ Zivoe Strategy Live on Premium Stable Vault
Volo has added a new merchant-financing strategy through a bespoke partnership with @ZivoeProtocol, delivering approximately 13%.
The strategy gives the vault access to private-credit yield backed by real-world business activity
We say "tokenized real-world assets" today the same way people said "online banking" in 2005.
Give it a few years and it'll just be stocks, bonds, credit, etc. Because it'll all be onchain.
Vlad Tenev calls it a tokenization supercycle. Larry Fink says every asset can be tokenized.
I think it says a lot that two very different generations of finance are arriving at the same conclusion: tokenization will reshape financial markets.
Tokenization is only the first step.
The real opportunity is what happens once an asset is on-chain: how it trades, how it can be used, how its performance is measured, and how liquidity develops around it.
The asset is only as useful as the infrastructure built around it.
Apple didn’t predict Uber, TikTok, or Coinbase. But the iPhone enabled an entirely new wave of companies.
Tokenized assets on blockchains will be similar. We already know the immediate benefits (global access, better utility, 24/7 trading), but a new set of finance companies we can't imagine will be built on top.
Zivoe is now live on @pharos_network, a purpose-built chain for institutional financial applications.
We’re excited to work alongside the Pharos team as we expand the reach of Zivoe’s private-credit platform across digital-asset and traditional financial markets. 1/3
Most people fail not because they make the wrong move, but because they never make the first one.
Go try the idea. Fall flat on your face if you have to. The cost of inaction is almost always higher than the cost of a failed attempt.
Zivoe’s next phase is taking shape.
Our private-credit platform puts stablecoins to work in the real economy, with tokenization infrastructure powered by @centrifuge.
Early access is live, with new reporting tools, more vaults, and additional networks ahead.
Explore below ⬇️
It’s official: Zivoe is now live on new tokenization infrastructure powered by @centrifuge.
This move gives us a stronger foundation for new credit strategies, broader distribution, and additional networks over time.
Learn more below ⬇️
Big week at Zivoe: announcing our move to Centrifuge’s rails and welcoming Volo as a strategic backer and ecosystem partner.
Building the private credit layer for stablecoins takes the right infrastructure and the right partners.
Really excited for what’s ahead with @Volo_sui.
Zivoe is leveling up.
We're moving onto @centrifuge, giving us the infrastructure to go multichain, launch new credit strategies faster and connect real-world assets with capital wherever it lives.
More scale. More flexibility. Better rails. 1/
THE BLOCK: The U.S. and U.K. say they plan to use stablecoins in cross-border finance, in a joint statement as part of the Transatlantic Taskforce for Markets.
"Both governments recognise that well-regulated stablecoins have the potential to promote efficiency and competition in our financial systems, modernise financial market infrastructure, and improve cross-border payments and transactions," they said.