jayant7k

linked in profile

[jayant7k @jayant7k]

Even the most boring and passively managed portfolio survives the 4% withdrawal rate. A lesson from the past.

[Jayant Kumar @JayantKfinance]

https://t.co/nTJbwRnhxB

A simulation of the past that showcases how the 4% rule works.

[jayant7k @jayant7k]

@AxisBankSupport Thanks for getting this problem resolved. Special thanks to Richa from the social media team for their support in getting this sorted out

[jayant7k @jayant7k]

@AxisBankSupport I have submitted kyc documents for re-kyc of my daughter's sukanya account at @AxisBank indirapuram, ghaziabad branch on 20 April. However, the KYC is still pending and the branch staff is not responding to calls. How much time does a simple re-kyc take?

[jayant7k @jayant7k]

@IndusIndGenIn And the customer service just provides template replies without answering why I was told that6 free health checkup is covered and I can claim it via Service request no 47696851.

[jayant7k @jayant7k]

@IndusIndGenIn I have a super top-up health insurance that provides free medical checkup after 3 years of premium payment. However when I claimed for medical checkup on 4th year, the claim was rejected stating that health checkup is not covered. Deeply disappointed.

[jayant7k @jayant7k]

@IndusIndGenIn I have a super top-up health insurance that provides free medical checkup after 3 years of premium payment. However when I claimed for medical checkup on 4th year, the claim was rejected stating that health checkup is not covered. Deeply disappointed.

[jayant7k @jayant7k]

@ICICIBank_Care any updates?

[jayant7k @jayant7k]

@ICICIBank_Care I am unable to open your funds transfer interface on both chrome and Firefox on my laptop since morning. @ICICIBank does not respond by clicking on the link to funds transfer.

[jayant7k @jayant7k]

https://t.co/z12NmeKgHT
#IndependenceDay India for its freedom in 1947. When will you get your financial freedom?

[jayant7k @jayant7k]

https://t.co/VRXGjsrqeu

Financial independence is achievable. It's not a dream

[jayant7k @jayant7k]

@socialepfo @epfopatancheru Dear @socialepfo , i have not yet received any update on the claim. I cannot raise a grievance, as I had raised but it was disposed off without any proper reason. @epfopatancheru , kindly expedite the claim. It is more than a month now.

[jayant7k @jayant7k]

@socialepfo , I had submitted a claim on 22nd May 2025 to @epfopatancheru , however the same is still under process even after 1 month as today is 23rd June 2025. Why is it taking so much time?

[jayant7k @jayant7k]

@airindia Any update on this? I have already DMed all the details needed

[jayant7k @jayant7k]

@airindia I have made multiple requests to claim points for the flights I have made with @airindia over the past 2 years, however, I have 0 maharaja points. Can you please look into this?

[jayant7k @jayant7k]

https://t.co/hNCXfRYyqX

[jayant7k @jayant7k]

https://t.co/BIexn3whXo

#Investing in #MutualFunds vs #RealEstate for #WealthCreation

[jayant7k @jayant7k]

https://t.co/cgHuRXJljV

#Layoffs #Yolo #WorkLifeBalance #FinancialIndependence

[jayant7k @jayant7k]

https://t.co/IEbwz0rItx

[jayant7k @jayant7k]

@Finance_Bareek Add to it the problem of renovating the flat every time the tenant changes and paying to fix the damages done by the tenant. It is a pain to manage real estate remotely and that too for 2-3% rental return. Whereas even FD would perform better.

[CA Nitin Kaushik (FCA) | LLB @Finance_Bareek]

🏠 He Bought a Flat for ₹1.1 Cr. Now It Costs Him Peace Every Weekend.

In 2017, a friend of mine proudly booked his dream flat in Gurgaon.

📍 ₹1.1 Cr property
🏦 ₹85L loan
He called it his “first big asset.” Everyone clapped.

Cut to 2022 — he gets a great job offer in Canada.
New life. Better pay. A fresh start.

But one thing didn’t change: that flat.
Now every weekend looks like this: 👇

📲 Dealing with tenant complaints on WhatsApp
💸 Chasing rent, paying society dues, and managing property tax remotely
✈️ Dreading the idea of flying back just to maintain or sell it

What was once a proud investment is now a logistical headache.
It doesn’t earn much, doesn’t let him disconnect, and definitely doesn’t feel like “freedom.”

👉 Real estate isn’t always a wealth-building move.
Sometimes, it’s a long-distance liability masked as an asset.
👉 Passive income? More like passive frustration.

Before you buy that “dream flat”, ask yourself:
Are you buying security, or just stress in EMIs?

#stockmarketscrash #finance #nifty #investingtips