Realtor. Investor. Landlord.
18 rentals across Canada & the U.S.
Scottsdale luxury homes + investment 🌱 | Reach me at 480-466-4917 or [email protected]
🚨 America just demanded Canada must expand access to its dairy market for CUSMA to be extended.
All Carney had to do to avoid tariffs was drop the ones imposed on the US.
Here’s a Canadian dairy farmer dumping 30k liters of milk:
Canada is one of the few places where when someone goes wrong, instead of criticizing the government for it, they run multi day news cycles about how the opposition reacted to it. Bizarre place.
Takeaway / CTAReal estate isn't just about property.
It's a tax strategy. A savings plan. A retirement vehicle. A legacy tool.
The people winning aren't smarter. They just learned the rules of a game most people don't know they're playing.
Start learning the rules.
Passive losses from rentals can offset your W-2 income.
Up to $25K/year if you earn under $100K. Phases out by $150K.
Real estate professionals? No limit.
The tax code was written by people who own real estate. Act accordingly.
The BRRRR method is forced savings on steroids.
Buy. Rehab. Rent. Refinance. Repeat.
You recycle your capital. Pull your cash back out tax-free. Keep the asset. Keep the tenant. Keep the depreciation.
One deal can fund the next deal indefinitely.
Leverage is the multiplier nobody talks about honestly.
$100K cash in the stock market = returns on $100K.
$100K down on a $500K property = returns on $500K.
Same money. 5x the asset base.
That's why real estate builds wealth faster for most people.
ROI in real estate has 5 engines:
Cash flow
Appreciation
Loan paydown
Tax benefits
Inflation hedge
Stocks give you maybe 2. Real estate stacks all 5.
Most people only count #1 and wonder why the math doesn't work.
Depreciation recapture is the tax bill most beginners forget.
When you sell, the IRS wants back the depreciation you claimed. Taxed at 25%.
Solution: 1031 into another property. Or hold until death.
The exit strategy matters as much as the entry.
The 1031 Exchange might be the most powerful tax tool most investors never use.
Sell a property. Defer ALL capital gains. Roll into a bigger deal.
Repeat for 30 years. Die with a massive portfolio. Your heirs get a stepped-up basis.
The IRS literally lets you win.