Jeffreyfbabypleasesaythebaby

[kevin blue @kevinblue345]

White people you do not have a Constitutional Right to call Black people the N-word. that word is an assault; it is a fist. It is unacceptable and it triggers trauma. And we will not take it. That word is an attack on our collective Black soul, trigger 400 years of suffering.

[McNeil @REFLOG18]

Mother’s Day:

Divorced Dads today:

[Woodz 🇺🇸 @Nibiru1000]

Black folks ain’t playing with these foreigners anymore ✊🏾

Folks in Houston stood on Business and shut down a gas station run by immigrants after they forced a boy outside to use the bathroom and recorded it.

[hunter @hxxntrr]

My buddy's LLC has 6 employees, a warehouse, and $340,000 in revenue

...None of that is real

The LLC exists. It's registered with the state. Has an EIN. Has a business checking account at Chase with $1,000 in it

The 6 employees? That's what he typed on the Amex application under "number of employees." Amex didn't call them. Because they don't exist

The warehouse? That's the "business address" he listed. It's a virtual office he rents for $49/month that gives him a real street address and mail forwarding

The $340,000 in revenue? That's "projected annual revenue" for a business that has produced exactly $0 since he formed it 3 weeks ago

Chase gave him $55,000
Amex gave him $75,000
Capital One gave him $40,000
US Bank gave him $25,000

$195,000 total. All at 0% APR. For a business that has never made a single dollar

"That's fraud"

No. Putting KNOWINGLY FALSE information on a credit application is fraud under 18 U.S.C. § 1014. But "projected revenue" is a real thing every startup reports. Every YC company projecting $10M ARR on day 1 is doing the same math. The difference is they project it to VCs and give up 20% equity. He projected it to Chase and gave up 0%

The banks primarily approve based on your PERSONAL credit score for business card applications. The revenue field and employee count are secondary signals that get minimal verification on most standard business card apps

His personal score: 728. Normal. Average

That 728 score on a personal card application would get him $8K-$12K at 22% APR

That same 728 on business card applications got him $195K at 0% APR

Same human. Same credit. Same brain. Different product. Different counter at the same bank

Here's the part that makes finance bros lose their minds:

Business cards don't report balances to personal credit bureaus. He can carry $195K across 4 business cards and his personal credit report shows basically $0 in debt. Utilization at 2%. Score stays at 728

He went and got a personal mortgage 2 months later. The mortgage lender saw a clean borrower with almost no debt. Approved at 6.2%

$195K in business debt. Invisible to the mortgage lender. Two separate credit profiles for the same person. Both legal

He used $80K to actually start the business (marketing agency). Revenue hit $27K/month by month 4. Paid every card off from cash flow. Still has all the credit lines open for round 2

The "projected $340,000 in revenue" is looking pretty accurate now actually lmao

(we build the full entity + credit stack. if your personal score needs work first, we fix that in 30-90 days... then we build the LLC and run the funding sequence. $100K-$250K at 0%. link in bio)

[Dr. Allison Wiltz @queenie4rmnola]

“They got money for wars but can’t feed the poor”

— Tupac Shakur

[Maine @TheMaineWonk]

Millennials living through:

- 2 economic recessions
- 9/11
- Iraq & Afghanistan
- a global pandemic
- 8 stock market crashes
- jobs replaced by AI
- Host of The Apprentice possibly starting WW3

We’re tired boss.

[Voodoo Doll TV @VoodooDollTV1]

Dear Black America,
When you do GENEALOGY through census paperwork you may hit the '1870 Wall.' Please share‼️

[LIZ CROKIN @LizCrokin]

The voice of an angel who deserves a lot more apologies than I do.

[Papageorgio @gecffmn]

This is why Michael Jackson was on the government's radar! He was waking people up by the thousands!

[TheeCodingQueen 🪷🦋 @ChildPleez007]

Horror movies with Black endings 🤣🤣🤣🤣🤣🤣😭😭😭😭😭

[Anthony @AnthonyGSupreme]

Man, rest in power to our people that died enslaved....Rest in power to our people that never made it out of Jim Crow...Rest in power to our people that didn't make it out of the War on Drugs and Mass Incarceration. Rest in power to all our soldiers

[𓆩♡𓆪 GODS FAVORITE 𓆩♡𓆪 @soulaaangel]

not one lie told ❤️🔱🖤

[kevin blue @kevinblue345]

Current analysis suggests white Americans are experiencing intense political polarization, described as a cold civil war between progressive white racists vs. extreme conservative white racists, while blacks are fighting a civil war against both types of racist white people

[kevin blue @kevinblue345]

For white people, the hardest reality to accept is how all white people are actually just evil, not stupid, not misinformed, not misguided, just evil people who enjoy creating and watching the suffering of black people.

[Jeffreyfbabypleasesaythebaby @jayrollinthru]

Check out YT & IG @TalkUrShxxtNene's video! #TikTok https://t.co/xBbbImlt40

[Not Jerome Powell @alifarhat79]

Millennials living through 2 economic recessions, 9/11, a global pandemic, 8 stock market crashes, jobs replaced by AI, and possibly WW3 before hitting 43

[Jeffreyfbabypleasesaythebaby @jayrollinthru]

@OhioStateFBChat @cmacrae13 Give him MORE!

[Jeffreyfbabypleasesaythebaby @jayrollinthru]

TRUMP GIVING NIGGA WAKE UP CALLS!!!!!!! 😆 🤣 😂 WE TOLD YALL N I/WE DON'T CARE!!!!! 😆 🤣 😂 WHEN HE COMES FOR US WE WILL BE READY! ALWAYS READY! FAFO! THAT WAS US LOSERS!!!!!!! 😆 🤣 😂

[‏ً @omgsidewalks]

I actually don't want to climb any corporate ladders. I don't care about job titles. I don't need accolades.

I just want to have income to fund my lifestyle, not be depressed, help other people, and be around good humans.