Jess Duletski

Crop Insurance Professional *** Opinions expressed are solely my own and do not express the views or opinions of my employer.***

[Jess Duletski @jdltsk_RCIS]

@NickHorob I am rolling 🤣 need an update!

[Jess Duletski @jdltsk_RCIS]

@blonglet Love to see it! Hope you enjoy a safe and smooth planting season 🌱

[Jess Duletski @jdltsk_RCIS]

@CropInsBatman @rkoinzan 🧾 interesting timing as I was just having this exact conversation last week 👀

[Jess Duletski @jdltsk_RCIS]

Farmers! Finish this sentence: I wish crop insurance….

[Jess Duletski @jdltsk_RCIS]

#CropInsurance choices are important every year, but especially in years where margins are thinning. Please reach out to your agent and discuss your risk management strategy - whatever it is, there is a policy to help accomplish it! 🌽🌱🌾https://t.co/LX7PBQyRdl

[Jess Duletski @jdltsk_RCIS]

#CropInsurance prices are lower this year and while volatility is up slightly from last year, you’ll likely see a decrease in premium from last year to this year. What changes are you making to your policy knowing this?

[NDSU Extension @NDSUExtension]

“Why do we in agriculture feel we have to be tough and never let anyone know we need help? Why are we seen as weak when we try to take care of ourselves, take vacation or simply take a day to make sure we’re OK,” https://t.co/Nr29mmtzGG

[Jess Duletski @jdltsk_RCIS]

Headed to a good ol’ fashioned fish fry tonight with an awesome set of raffle prizes 🎣 DM me by 5pm CST on 2/16 if you want any tickets!

[Jess Duletski @jdltsk_RCIS]

Motivated by food. 👋

[Jess Duletski @jdltsk_RCIS]

#riskmanagement #cropinsurance

Structuring a valuable risk management plan is impossible if you don’t know your numbers and have a clear sense of your goals. A good agent and a good bookkeeper can help you navigate your many options! 🌾🌽🌱

[Nick Horob @NickHorob]

Minimizing the risk of ruin should be an ever-present priority of anyone in business.

Here are some interesting quotes on the topic:

Charles Ellis: “Large losses are forever - in investing, in teenage driving, and in fidelity. If you avoid large losses with a strong defense, the winnings will have every opportunity to take care of themselves.”

Nassim Nicholas Taleb: “The possibility of ruin is the only thing you should focus on when managing risk.”

Peter Drucker: “The first duty of business is to survive, and the guiding principle of business economics is not the maximization of profit but the avoidance of loss.”

Peter L. Bernstein: “The essence of risk management lies in maximizing the areas where we have some control over the outcome while minimizing the areas where we have absolutely no control over the outcome.”

[Jess Duletski @jdltsk_RCIS]

🌽
At 180bu approved yield w/ 80% cov level, doing the same thing you did last year means $175/ac less coverage.

Talk to your agent about the (many) ways you can make up the difference to best fit your risk management plan!

Reach out with any questions.

#cropinsurance

[Crop Insurance Keeps America Growing @UScropinsurance]

#CropInsurance is the cornerstone of the #FarmSafetyNet.

Interested in learning more? Visit https://t.co/T2zzBzJdbd to find videos, fact sheets, a glossary of common terms, and more. #CropInsurance101

[Jess Duletski @jdltsk_RCIS]

If you’ve received a replant payment from your MPCI policy in the last couple of years, were you happy with the amount it paid?🌱Replant Option policies offer more flexibility, higher coverage & less restrictions than relying on MPCI alone.

If you’ve got questions - ask away!

[Jess Duletski @jdltsk_RCIS]

@Not_the_RMA This hurts, honestly 😂😅

[Jess Duletski @jdltsk_RCIS]

Senate Ag Chair Stabenow Pitches Crop Insurance Option Over Reference Price Hike

Crop insurance works and this proposal gives farmers more options to utilize the policy to its fullest extent.

Your thoughts on this proposed change? #cropinsurance https://t.co/wR4BkeE9VF

[Jess Duletski @jdltsk_RCIS]

That being said, if you have any questions on #cropinsurance or crop risk management in general, ask away!

[Jess Duletski @jdltsk_RCIS]

Still surprises me every time I hear “it’s all the same price, what could you possibly have to talk about” when I tell people I present on crop insurance… 🤯

[Jess Duletski @jdltsk_RCIS]

PLEASE review your policy carefully with your agent every year! Doing the same thing you’ve always done could be a difference of hundreds of dollars in coverage this year from last year based on price alone.. 🌽 🌱🌾 #cropinsurance