Jecko John

Financial Planner

[Taxology India @taxologyin]

The true cost of gloabl investing

@livemint

[Ankush Prajapati @Mf360WW]

Mutual Funds NAV Cut-off Time 👇

[The Data of Everything @TheDataHubX]

Common Painkillers & Uses

1. Paracetamol - Fever, mild pain
2. Ibuprofen - Muscle pain
3. Diclofenac - Joint pain
4. Aspirin - Headache, fever
5. Mefenamic Acid - Period pain
6. Naproxen - Back pain
7. Ketoprofen - Sprains
8. Piroxicam - Arthritis pain

Note: This is a simplified guide showing common uses only. Always use medicines as directed by a healthcare professional or the product label, and do not exceed the recommended dose.

[Ankush Prajapati @Mf360WW]

India's Asset & Wealth Management industry is on track to reach US$1.7 trillion by 2030.
The next decade belongs to disciplined investors. 🇮🇳

[GrowthEdge @growth_edge_]

Your portfolio should evolve as your life evolves.

The right asset allocation at 25 may be completely wrong at 65.

Successful investing isn't about finding the perfect fund, it's about matching risk, goals, and time horizon to your stage of life.

Build a portfolio that fits your journey, not someone else's.

[GrowthEdge @growth_edge_]

Think building a ₹1 Crore mutual fund portfolio by age 60 is impossible because you're already 40?

Most people think they need a big SIP to reach a big goal.

So they keep postponing investing.

But with one simple hack, you can target a ₹1 Crore corpus by starting with just ₹7,500 per month

The secret is a Step-Up SIP.

Instead of investing a large amount from Day 1, increase your SIP gradually as your income grows.

Example:

✅ Starting SIP: ₹7,500/month
✅ Investment Period: 20 Years
✅ Expected Return: 12%
✅ Annual Step-Up: 5%

Results:

💰 Total Investment: ₹29.76 lakh
💰 Final Corpus: ₹1.03 crore

Without the 5% annual increase, the corpus would have been just ₹74.9 lakh.

That's nearly ₹28 lakh of additional wealth created by a simple annual step-up.

A 5% increase looks like this:

Year 1: ₹7,500/month
Year 5: ₹9,100/month
Year 10: ₹11,600/month
Year 15: ₹14,800/month
Year 20: ₹18,900/month

For most people, increasing SIPs gradually is much easier than starting with ₹15,000–20,000 per month today.

The lesson?

Don't wait for the perfect amount.

Start with what you can afford.

Increase it every year.

Let compounding and consistency do the heavy lifting.

[Ankush Prajapati @Mf360WW]

The Case study on Power of Compounding

A ₹1,000 monthly SIP.
Two long periods of zero returns.
One major market crash.
Yet ₹3.91 lakh grew into ₹2.23 crore over 32 years.

The real power of compounding is not returns—it's staying invested when returns are absent.

Prepared by: Ankush Prajapati.

#SIP #PowerOfCompounding

[krishan sharma @krishan_sharmaa]

This chart says

👉It’s a biggest myth in Indian markets-

👉FIIs sell- Market fall

The data tells a different story.

In every single year shown here, FIIs were net negative sellers.

Not everytime market delivered negative returns.

The lesson?

FIIs matter, but they are not the market.

Corporate earnings, domestic liquidity, mutual fund SIPs, valuations and investor sentiment matter just as much often more.

Foreign investors can influence prices only in short run.

But over the long run, markets follow earnings, not flows.

Capital may vote, but
It’s the earnings who decide the final result.

#Sensex #FII #Markets #Investing #Equity #Inr

[Viral Shah @viralbshah]

SIP Without Outcome? Many Investors Do It Randomly Without Linking to Life Goals 🚀💰

SIPs have become a default habit for middle-class India.

But many run SIPs for years and still feel far from retirement comfort, a child's education, or a debt-free home.

Why? No clear link to actual goals. 👇

Big Problem: SIP Amount Not Matching the Goal
People pick ₹5k because it's comfortable, ₹15k because it "feels serious", or ₹25k on a ₹3L salary thinking job done.

Reality check:
- Child’s education → ₹1-1.5 Cr in 12-15 yrs
- Retirement → ₹1-10 Cr+ depending on lifestyle & inflation

A ₹10k SIP @12% for 15 yrs ≈ ₹50 Lakh. Useful, but not enough for big goals! 📉

5 Basic Questions to Answer First:
✅ What is the exact goal?
✅ What will it cost after inflation?
✅ How many years left?
✅ What realistic return (not hopeful 15-20%)?
✅ What monthly SIP + annual step-up is needed?

Without these, SIP is just a monthly debit, not a plan. Turn it into outcome-based investing! 🎯

When SIPs Stay Flat But Life (and Income) Moves Ahead
Rising income? Lifestyle often eats the surplus.
Solution: Step-up SIP — Increase contribution 10% every year.
Make SIP grow with your earnings! 📈

Too Many Funds = Fake Diversification
Common mistake: 12-20 mutual fund schemes.
You feel diversified, but the overlap in stocks/themes is high. Hard to track & explain.
Keep it clean: 4-6 well-chosen funds max.

Every fund should have a clear job:
- Core long-term wealth creator
- Stability (debt/hybrid)
- Mid/small-cap exposure
- Retirement specific

Equity is Long-Term Money, Not Emergency Money** ⚠️
- <3 years → Safe instruments only
- 3-7 years → Debt/hybrid + limited equity
- >7-10 years → Higher equity ok
Never mix emergency funds with SIPs.

Keep Return Expectations Reasonable
After recent bull runs, many expect 15-20% forever.

Focus on higher SIP amounts + longer horizons instead of chasing returns. Markets help, but can’t fix underfunded plans. 📊

Happy investing — Invest with a GOAL! 🎯💸

What’s one change you’ll make to your SIPs after reading this?

Source: Economic Times

Disclaimer: Viral Shah - AMFI Registered Mutual Fund Distributor | ARN-[328071, ZFunds] Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not necessarily indicative of future performance. The content shared is for educational and informational purposes only and does not constitute investment advice or a recommendation to buy or sell any scheme.

[Ankush Prajapati @Mf360WW]

A simple Guide to Mutual Fund Returns

[Neil Borate @ActusDei]

There are now umpteen categories of multi-asset funds &amp; if AMCs bring gold &amp; silver into equity funds in the 35% residual portion then almost ANY fund is a multi-asset fund. @VedantVichare99 has given you a map to multi-asset. Read full story here:
https://t.co/UB4cjBAGwE

[Alphamojo @Alphamojo1]

Population Investing in The Stock Market🎯👇

[Advait Arora @WealthEnrich]

Anxious due to market Volatility?
No appetite
No sleep
High blood pressure
No need to worry investors, now we have a “medicine” for this now 💊
#LOL Trending on WhatsApp

[Stocks World @anandchokshi19]

Marketing basics with laughter.

[Perfect Wealth @PerfectWealth_]

Goal Based Investing in India

[Deepak Shenoy @deepakshenoy]

Assuming a bear market is -20% from the top, we're a while away and even at the bottom last year, it wasn't that bad. More than half of the past 10% falls didn't result in a bear market, but this is one of the closest shaves we've had :)

By @CapitalmindMF

[Jecko John @jeckojohn]

@moneycontrolcom 🔥
🔥🔥🔥🔥🔥🔥

[Moneycontrol @moneycontrolcom]

#MCGlobalWealthSummit | 🚨🎙️Trident Capital's Sachee Trivedi, fields three bears with her long India argument at the Moneycontrol Global Wealth Summit.
"The Iran war has shown that China is uninvestible. What is South Korea, what is Taiwan, what is South Africa, what is Brazil?

They are all piddly one trillion markets, one trick ponies where one theme works. We are a 4-4.5 trillion market. If you want a broad -based market, my friend, it is India"

#GlobalWealthSummit | @SurabhiUpadhyay

[Vineeth K @DealsDhamaka]

Good 5 minute watch for the weekend 👍