नेशनल फार्मास्युटिकल प्राइसिंग अथॉरिटी ने 30 दवाइयों के फॉर्मूलेशन की रिटेल कीमत तय कर दी है, जिसमें विटामिन D3 ओरल सॉल्यूशन, कैल्शियम, विटामिन D3, मिथाइलकोबालामिन, L-मिथाइलफोलेट कैल्शियम, पाइरिडोक्सल-5 फॉस्फेट और दूसरी दवाएं शामिल हैं।
NPS subscribers turning 60 can now keep their corpus invested and draw a regular income until 85. A look at how PFRDA's Retirement Income Scheme works — and which withdrawal structure suits which retiree. https://t.co/htVe1OxMth
NPS Performance Scorecard 2026 is here.
An analytical comparison of:
✔ Tier I & Tier II Plans
✔ Equity, Corporate Debt & Government Bond Categories
✔ 1-Year, 3-Year, 5-Year & 10-Year Returns
✔ Wealth Creation Impact of ₹1,000 Monthly Contribution
Note: Returns in % are for Lumpsum and Returns in Amount is monthly Installments.
Survival is the first rule of compounding.
In markets, losing profits is part of the game, but losing your principal is mostly due to ego, leverage, overconfidence or refusing to accept reality !
Be mindful of the fact that losing principal takes you out of the game!
Stock market mein paisa stock selection se kam, patience se zyada banta hai 💯
The ❓️ is not:
“Will this stock go up?”
The question is:
“Can you stay calm long enough to let compounding work?” 📈
Top 5 Active Equity Mutual Funds category-wise using historical quartile rankings from 2021–2026 YTD along with trailing return analysis.
Key observations from the study:
• Several funds maintained repeated Top Quartile presence
• Some high-return funds showed inconsistent rankings
• Long-term category leadership differs significantly from short-term momentum
A structured research framework helps investors avoid emotional allocation decisions.
Disclaimer:
This study is created purely for educational, informational, and research purposes only. The analysis is based on publicly available data sources including Value Research and Advisorkhoj. Past performance, quartile rankings, and return consistency do not guarantee future performance.
#MutualFundResearch #ActiveFunds #PortfolioStrategy #FinancialPlanning #InvestmentInsights #MFResearch
Prepared by: Ankush Prajapati.
We are all aware that bull markets helps to hides our mistakes very easily.
In the last 3 yrs more than 400 small & midcap stocks in India delivered over 100% returns, but plenty of investors still felt they missed the whole show.
Maybe you have seen this yourself too. You sell a stock after it goes up 15% and pat yourself on the back only for it to double later. Or you keep averaging down because it looks cheap and then watch it drop 30 or 40%. After a while you realise the market is not the problem at all. 'Your own calls are' !
Over the last 10 years the Nifty has given around 12% CAGR while good portfolios have done 15 to 18%. Ten lakh rupees becomes roughly 31 lakh on the Nifty path and 52 lakh on the better path. That 21 lakh gap is more than just about picking better stocks. It is about how you behaved when things got ugly, sometimes very ugly. its also about how brave and agressive you were whenever a unique buying dip emerged.
SEBI data from 2023 says close to 70% of investors hold stocks for less than a year. At the same time 20 to 30% declines are normal even in strong bull runs. That is exactly when most people sell and very often the same stocks climb much higher once the cycle turns.
I beleive this is how the scene plays out in reality :
• Sell at a 15% loss buy back higher and you are already behind
• Repeat that two or three times across a year and returns quietly slip away
• Stay through the full cycle & the outcome looks completely different.
I have seen this in my own stock portfolio in the last few years.
Cholamandalam had a long dull phase then steady compounding that made people wonder why they ever left.
ABB had a strong run, then a sharp correction & then the next leg that rewarded really big.
TD Power had long stretches of nothing then sudden moves, big rerating.
Laurus fell hard after the rally. It took time to rebuild but the business never stopped delivering.
Nothing moves in a straight line & that is exactly where most people lose patience. Stock returns are never linear, they come in bursts.
In the end it is never 1 or 2 big mistakes that destroy your returns. It is a bunch of small decisions that make your portfolio outshine over 3 or 4 yrs. You switch because something else looks better. You exit because the price makes you uncomfortable. You get back into a story after it has already run up & with such activity the compounding you should have got get disturbed.
The hardest part is that most of the time your original idea was not even wrong. The business was fine & the longterm story was always intact. If you had just stayed for another 2 or 3 quarters you would have seen exactly what you expected.
But you had already moved on to something that looked more promising and the same cycle started again. Sadly this is what the market keeps teaching every single cycle. Most people see it but they just do not stay with it long enough to see it work!
✔️ Markets teach: patience compounds winners !
अच्युतानन्तगोविन्दनामोच्चारणभेषजात् । नश्यन्ति सकला रोगाः सत्यं सत्यं वदाम्यहम् ॥
धन्वंतरि जी कहते हैं -
" अच्युत, अनन्त, गोविन्द " इन तीन नामों के उच्चारण रूप औषध से सब रोग नष्ट हो जाते हैं। यह मैं सत्य-सत्य कह रहा हूँ।