Almost everyone in their late 20s and 30s is having a quarter-life crisis because the previous generation wrecked the economy, priced us out of adulthood, and now treats us like failures for not owning a house or car that once cost a few years’ wages, not a lifetime of debt.
black people of the past were not fucking idiots. they tried all the strategies and had all the same thoughts you are having and made an educated and calculated risk tht you still benefit from today btw