Democrats helped write the Clarity Act, securing more than 115 wins in the text. They demanded the felony bar on fraudsters, $150M for the CFTC, the crackdown on platforms like Binance, and they got almost everything they asked for. Now they need to vote for the bill they built. Anything less is walking away from their own work.
What are #programmablepayments?
In simple terms, programmable payments are automated payments that are triggered when certain conditions are met.
While many systems today offer a version of automated payments, like standing orders or direct debits, programmable payments go much further. They allow for greater customisation, like paying only when a service is delivered or when your account balance hits a certain level.
In this article, we’ll delve deeper into the benefits of #programmability and what it means for businesses and consumers alike: https://t.co/rezgJv22nB
Michinobu Kishi 🇯🇵
• 31 years at the Bank of Japan
• Led BoJ’s DLT Project Stella with the ECB
• Worked on BOJ-NET RTGS & wholesale digital tokens
• Chairman of SWIFT Japan
• BIS Project Agorá committee member
Now sharing the #Sibos stage with Quant CEO Gilbert Verdian. 👀
What is Quant Network's Overledger?
Overledger is Quant’s (@quantnetwork) interoperability platform, designed to connect different blockchains and traditional systems through a common API layer.
It tries to make different blockchain networks communicate without forcing developers to build separate integrations for every chain.
(1) Overledger acts as a universal API gateway.
Developers can use standardized APIs to interact with supported blockchains instead of learning and maintaining separate infrastructure for each network.
(2) It works as a translation layer between different blockchain environments.
Quant describes Overledger as a “universal translator,” allowing applications to communicate across different DLT architectures through a common interface.
(3) This is where Overledger differs from the typical bridge model.
Instead of every application relying on a separate bridge between two chains, Overledger provides a common interoperability layer that can connect multiple networks.
That can reduce the need for point-to-point integrations, which become increasingly complex as more blockchains enter the ecosystem.
(4) Overledger can also power multi-chain applications.
Quant calls these mApps, applications designed to operate across multiple distributed ledgers rather than being locked to one blockchain.
The platform can also handle transaction signing, asset transfers, and other blockchain interactions through its APIs.
(5) But Overledger does not completely eliminate bridges.
Quant also provides its own bridge infrastructure for transferring assets between networks, using standardized APIs and smart contracts.
Since June 2026, this has also expanded into Quant Fusion, a multi-ledger rollup connecting dozens of blockchains.
The bigger idea is that the applications can have interoperability via an infrastructure layer as opposed to establishing the connections all over again.