JQ

Civil rights attorney. She/her. I delete my tweets.

[JQ @joan_of_ostrich]

@josephjpeters @shalashaska098 I live in my home. I don't try to turn it into an asset. If you can't simultaneously keep a home clean *and* turn a profit on it as an asset, you should consider selling it so someone else can live in it. Using houses as homes is usually the most productive use. ¯\_(ツ)_/¯

[JQ @joan_of_ostrich]

@futchlver @fhjxregui No, Renee didn't say "I find people with penises repulsive," she said she finds *penises* repulsive. So the equivalent would be "I find masculinity repulsive, it disgusts me, and that's the gayest thing about me really," and I will absolutely go on record that that's ok to say.

[u-.5sigma^2 @U5sigma2]

Pretty unbelievable the head of drug discovery at Anthropic is only now realizing the bottleneck in biotech isn’t actually drug discovery

[alex 📉 @alexbgervais]

First White House aide to get this graph in front of Trump you’ll be reincarnated as a lotus flower

[JQ @joan_of_ostrich]

@NotPotBol Which is unironically why Silicon Valley is trying to create superintelligence.

[Jeet Heer @HeerJeet]

This makes sense when you realize that Acton's estranged mother represents a major demographic cohort -- parents who covered up horrific family secrets and are puzzled why their kids don't talk to them. This cohort is becoming politically organized.

[JQ @joan_of_ostrich]

@futchlver @fhjxregui https://t.co/SmYsitU63X

[JQ @joan_of_ostrich]

@lesbianlifts Some people aren't attracted to masc lesbians. Saying that out loud doesn't have "implications" for masc lesbians or make masc lesbians feel less beautiful or valid. It's them stating their dating preference. Full stop.

[JQ @joan_of_ostrich]

@GeorgeFrancisIV @FreeSoilAndrew @OVTweetmarck @grok yeah i don't talk to ai.

good sign of how much you understand your own evidence, though, that you're calling in robot reinforcements to just repeat the same studies you've already told me about and that have widely-discussed deficiencies

[JQ @joan_of_ostrich]

@KACH0W127 @kicasi @prettycritical But if you're going to finance any large purchase ever, using a credit card for the two years before will make that purchase significantly cheaper.

[JQ @joan_of_ostrich]

@KACH0W127 @kicasi @prettycritical You will always have a higher credit score if you use one than if you don't. So, still true that you don't *need* one—if you aren't good enough with finances that buying a car or house is out of the question for you, say.

[JQ @joan_of_ostrich]

@GeorgeFrancisIV @FreeSoilAndrew @OVTweetmarck Again, these presumptions are based on the psychology of people who use credit to buy things they *could* and *would* not buy with debit.

[JQ @joan_of_ostrich]

@GeorgeFrancisIV @FreeSoilAndrew @OVTweetmarck That just makes no sense. In what world (for the people who treat their credit cards as a debit card and pay it immediately) does a debit card feel any differently than a credit card?

[JQ @joan_of_ostrich]

@GeorgeFrancisIV @FreeSoilAndrew @OVTweetmarck Whereas cash is like monopoly money to me. I find myself spending cash more freely. Once it comes out of my account, I have already psychologically "spent" it, so if I find a $20 lying around my house, that's like free treat money. It's not like I'm going to redeposit it.

[JQ @joan_of_ostrich]

@GeorgeFrancisIV @FreeSoilAndrew @OVTweetmarck I got a credit card when I entered college, which was also the first time I had more than $20 a week to spend, so for my brain, using a card *is* how I conceptualize spending money/money leaving my account.

[JQ @joan_of_ostrich]

@GeorgeFrancisIV @FreeSoilAndrew @OVTweetmarck You're the one who came out with the wild claim that living a cash-first life saves 15-20% on expenses, and then you've yet to name an example where that could possibly be true.

[JQ @joan_of_ostrich]

@GeorgeFrancisIV @FreeSoilAndrew @OVTweetmarck Yes to both. The larger expenses in both these categories (new battery, new tires, extensive roof work, ac repair), I made on card, too. Only the very smallest jobs that I had a handyman do for <$100 happened on Venmo. Using debit for those venmo transactions saved me 3%, not 15.

[JQ @joan_of_ostrich]

@himbopresident @no2hater But the alternative is that someone puts all their expenses on their debit card and has nothing left over at the end of the month. If *they* hit an unexpected expense, now they need a payday loan. The credit card would *still* have been a better financial choice.

[JQ @joan_of_ostrich]

@no2hater @himbopresident Exactly. The alternative is a payday loan, which has even worse interest rates and fewer protections because they aren't used by rich people. Much better to be stuck with a credit card bill you can't pay.

[JQ @joan_of_ostrich]

@GeorgeFrancisIV @FreeSoilAndrew @OVTweetmarck That's wild. I haven't found a merchant who charges more for a card transaction, aside from the government (registration fees, etc.), in five years. Food trucks, local groceries, barbers, used bookshops—not one.