Certified Chartered Banker

Investment & Wealth Advisory || Certified Chartered Banker

[Rerrboy🗼 @dfwrerrboy]

Let me tell you something 😂💔

[Black Quin🕊 @MoshPhiphi]

😂😂this guy

[Kbwoy-himself🦅🪐 @kbwoy462]

Finally found the full video of this meme
“Na so una de do for here” 🤣🤣💔

[❤️‍🔥 @seyramdz]

Ei

[Certified Chartered Banker @joel_adabo]

Nigerians didn’t cedis coming 😂 @Adikastakes

[Africa Facts Zone @AfricaFactsZone]

Ghana 🇬🇭, Cape Verde 🇨🇻, Egypt 🇪🇬, Senegal 🇸🇳, South Africa 🇿🇦, Morocco 🇲🇦 and Cote d'Ivoire 🇨🇮 have all qualified for the Round of 32 at the 2026 FIFA World Cup.

[Certified Chartered Banker @joel_adabo]

@jengajar @jengajar

[Certified Chartered Banker @joel_adabo]

Bro, if it’s really 0.1% daily, that’s 36.5% p.a. simple interest (about 44% compounded). Ghana T-bills are around 11% p.a. currently. For a “savings” product, that return is unusually high. The question is: how exactly is the interest calculated and what’s the underlying risk?

[Kwame Assenso-Bediako @drkab_1]

If you have GHS1,000 you’re not using, save it on Jengajar for 0.03% interest daily👍🏾

[Certified Chartered Banker @joel_adabo]

@jengajar If the returns come from lending, then the real discussion is the quality of the loan book, not the company’s risk appetite.

Risk appetite doesn’t generate cash flows. Performing loans do. What’s your current NPL ratio?? Loan to deposit ratio? interest rate on loans ?

[kofi_script @SamuelOsman_]

I laughed so loud that, my boss nearly sacked me from work 😂.

[OurFaveOnlineDoc 🇬🇧 🇳🇬 @OurFavOnlineDoc]

If e reach your turn,
If you like go and teach your child to sing water water yansh

[Certified Chartered Banker @joel_adabo]

@0nly_FactsHere @jengajar Loans” is fine in theory, but the details matter.

What’s their deposit-to-loan ratio? What’s the pricing on those loans to sustain 0.1% daily returns 36% annually: whats their NPL ratio?

Credit risk is the whole business and defaults don’t disappear because returns are promised

[Certified Chartered Banker @joel_adabo]

@0nly_FactsHere Exactly and I agree on the caution. We have seen enough in this market to question anything that sounds “too good.”

My only position is simple: they should just clearly explain the structure, regulation, and where the returns are coming from or funds are invested in. @jengajar

[Certified Chartered Banker @joel_adabo]

@drkab_1 @jengajar 1. Where exactly are funds invested to generate 0.1% daily?
2. Is this return fixed or performance-based?
3. What protects my capital if returns fall below target?
4. Which regulator in Ghana approves this product?
5. Can you show historical performance proving sustainability?

[Certified Chartered Banker @joel_adabo]

@drkab_1 If this is marketed as a low-risk savings product, how are they generating enough returns to comfortably pay 36.5% p.a. When Ghana T-bills which is seen as the benchmark for low risk is are 11% p.a.?

36.5% oooo lol that’s too good to be true bro.

[Number One🥇 @numberonetweep]

The moment real police men apprehended fake policemen blocking the road,
this country nawa 😭😂😂💔

[yaw. @yabbanx]

This company won't last for 2 years 🤣