@Kazzaapp Great move!
You can go a step further: Add yields for users to earn on those idle balances, this helps to edge against inflation and acts as a currency devaluation buffer. 💚
Most teams think the hard part of offering yield is integrating with protocols like @aave, It’s not.
The hard part is everything that comes after:
→ Compliance requirements
→ Protocol caps & risk controls
→ Deposit buffers
→ Audit trails
→ Reporting & record keeping
→ Operational overhead
Blend isn’t just a yield aggregator; it’s a compliance and orchestration layer for fintechs and neobanks.
One integration gives compliant access to diversified yield sources while handling the infrastructure, controls, and reporting teams need to operate at scale.
While Aave solves yield generation, Blend helps solve the operational and compliance layer around it.
One app whose market approach I genuinely admire is the @useaccrue team.
Almost every part of the product feels intentionally designed. From creating and managing accounts (Dollar, Euro, or Naira) to generating payment links and requesting payments seamlessly, the experience is thoughtful end-to-end. The UI is clean, the workflows are intuitive, and the user experience consistently delivers on expectations.
One feature that particularly caught my attention was their Grow product. It’s an earn product that users can access without ever needing to know who sits behind the infrastructure. I initially tried to figure out how it worked on my own, but eventually reached out to @mclint_, who walked me through the mechanics behind the scenes.
What stood out wasn’t just the product itself, but how effectively the team abstracts complexity away from users.
Most users don’t need to know who powers the infrastructure. They don’t need to know which network their funds are on, or whether they’re interacting with USDT, USDC, @stablenaira, or @cngn_co. To them, Naira is simply Naira. It just works.
That’s very much aligned with our philosophy at Blend. We believe infrastructure should stay in the background. Users shouldn’t have to think about who powers yield generation; they should simply know that their money is working for them through the apps they already use.
You can check out @useaccrue through my payment link here:
https://t.co/Wqmc6LWBjH
African integration!
Super excited to finally announce our partnership with the @surgepay_io team.
They are solving payments at a scale we have not seen before, their market approach is unique. Couldn’t be happier to support their earn infrastructure through @blend_money.
Super excited to work with the goated @high_oba for this!
Global money should not sit still.
SurgePay helps users move, spend, and manage stablecoins across borders.
Through our partnership with @blend_money, we’re exploring embedded earning experiences powered by non-custodial infrastructure.
Simple payments.
More useful balances.
Money should just work.
This is exactly why blend’s infra is different, why it’s better. For clients we talk to I like to always state the fact every user has a smart account that never mixes with other users or accounts. Even if blend disappears today (we are going to be here for a long, Long time) user funds are reachable and can be reached quickly.
@aebsonline This looks interesting, would have probably taken a good look if I still had interest in the energy sector.
Fees are pretty reasonable too.