@EigenGender i’ve changed my mind on this too. being broke makes you realize that avoiding credit cards for seven years actually leaves you vulnerable without any emergency backup options.
It says a lot about the standards for Mikel Arteta and Arsenal that they are heavily criticised for being the only side that I have EVER seen reduce Pep Guardiola & Manchester City to a 5-4-1 low block team who punt it long from goal kicks & rely on transitions to create chances.